 Does your credit score go down if to many credit lenders look? |
| I am looking to buy a house and want to seek a few different options before buying. If I have them all pull my credit will this cause my score to decrease? Please tell/show me how you know this.... |
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 Is a credit score of 645 good? |
| i was thinking of getting a loan to get a house built for when i get out of college. will that be enough to get a loan?... |
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 Credit card nonpayment? |
| What will a credit card company do for balance of $5300 that I owe them and am not able to pay?... |
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 What should I do? |
| I found out via my credit report that in 1995 my sister used my SS # to get a phone in her name, now I have a $430.00 bill. How should I handle it? Should file fraud, pay it myself or demand she pay ... |
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 How to start my credit history? |
| What is the first step should I take to begin my credit history? Loan, credit card?... |
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 Is it better to pay off old debt? |
| my husband has some old stuff on his credit report that is now in collections. some of the things are 3 years or more old. is it better to pay these collections off, or will they eventually fall ... |
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 I am 20 years old soon to be 21 is 710 a good credit score for me? |
| Does everyone start off with a score of 830 and then it drops down or do you work your way up to a perfect score? What does my score of 710 actually mean? I do have credit cards but whenever I get ... |
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 Should I take a loan offer from the United Kingdom? |
| I have had 3 or 4 loans offered to me and they want me to wire them a 200 dollar lawyer fee. Should I or has anyone else in here done this. I am in desperate need because of school and also my other ... |
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 My credit rating is awful.? |
| My curent credit score is 511. I have been paying ALL my bills on time for 8 months now and have also cleared 2 defaults, but my score isnt improving. Ihave registered with experian and have been ... |
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 Is there somewhere i can get my credit report for free? without entering a credit card number...? |
| i don't want to give up a credit card number...i feel that if they say FREE CREDIT REPORT that i should not need to provide a c.c. # sounds like they are trying to pull a scam...i know that i ... |
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 Credit score below 520 and in need of a loan can any body help? |
| i am in need of loan and my credit score is below 520 due to a divorce I am a single mom with 3 small kids I am looking for some lender that can help me I have no money to pay out and prosper my ... |
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 Should I get a personal loan to pay off credit cards? |
| I currently have two credit cards (#1 - $1569.94(14.99%), #2 - $4,153.37(15.99%)) I'm having no problems paying them down, even though it is going down quite slowly. I am usually paying the ... |
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 I need help really really bad.? |
Hi and thanks for taking time to help me.
About 2 months ago I was preapproved for a new/used truck from a reputable dealer. I took every precaution known to man to make sure it was true before I... |
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 How to stop creditors sending letters and calls? |
| I keep getting calls and letters from creditors for my daughter. She has not stayed at home for over ten years now and never had any credit here. I have returned the letters unopened and when they ... |
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 My FICO score is 397. Is there any unsecured loan I can get to help pay off debts? |
| I would love to better my credit, but I need loan to help pay off some debts to do this. Is there any loan I could receive since I have poor credit hiostory?... |
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 Which is best to clear first? Overdraft or Credit Card? |
| Which would be best to clear first to improve credit rating?... |
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sean1010 | How do i clean up my credit ? |
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Suzette65
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Start by pulling out all your credit cards. Write down the balances and the interest rate you have on all of them. Start paying off the highest interest card first, but make sure you are at least making the minimum payment on time on all your cards. It will not happen immediately but if you keep paying on time every month, you will see that after a year or so your credit will get the boost it is looking for. |
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Cali~Girl
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Try cleaning up by paying off you collection bills, then pay 5% more on you recdit cards then your monthly minimun payment i garentee it will work thats how i am helping my husband and its rilly working. |
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crowbarzz
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Make you payments on time for 7 years and don't file bankruptcy for 10 and you credit will be good.
You can't undo a late payment,
the longer you go making your payments on time the better your credit ratting will be.
Other things considered for loans are bank accounts, credit card balances(card with low balance compared to the limit is good) home ownership and residency. |
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mikeatola
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I'm not too sure if there is a proper answer for you for that question. My suggestion would be is to pay off ALL of your credit cards as soon as you can without digging yourself further and further into debt. I would NOT go to see a credit counsellor. As in my experience, they may in turn help you somewhat, but it will 'crush' your credit. You might be better to go to a local bank in your area and ask them if you can get a loan to pay off your cards. That way you can pay off your cards, but remember you'll still have to pay the bank. |
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CharlieG
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broom, dust pan, and some comet...
no seriously.
limit your spending with cc's..loans, etc. |
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raul_downsouth
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Pay on time from now and,and just buy what u can afford.But it takes a process and time,so u need to pay what u owe even if a creditor bought out for example an old credit card of yours,your credit will begin erasing slowly but will take up to several yrs to do so. |
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kenny_richardson26
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Go to your credit card company and tell a representive that you want to clean up your credit for the type of reason yours is and they should handle it from there and give what needs to come back from it. |
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tommyguide121
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First, make sure all the information on your credit report is accurate.
Second, try to pay off all or any accounts that are currently in collections or make payment arrangements with the creditor to pay off the balance monthly.
Third, any credit card that is over 50% of the available credit line should be paid down to under half of your total credit line. Your credit score is lowered when your available balance is over 50% of your total credit line.
Finally, if you have bad or no credit and have no credit cards try to obtain two credit cards and make sure all of your monthly payments are made on time. This will help increase your credit score. If you cannot be approved for a unsecured credit card, obtain a secured credit card. |
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Purple Rayne
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Pay your bills........hi ho hi ho it's off to work you go. |
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Joe L
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Declare bankruptcy. |
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sB
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lol |
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