 I messed up.? |
| we had a bill from 2006 in our old house. the gas bill was in my then 17 (in 2003) year old sons name, because I had an unpaid bill myself. I had a lot of health problems when we moved last year, and ... |
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 My property has been foreclosed....and i am stuck with$30,000 line of credit? |
| i am thinking of filing for chapter 13 since i also have some credit card debt. is that going to look EXTREMLY bad having both of those marks on me? dont know what to do!!!... |
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 A man who makes 450 grand a year? |
What do you say about that? I just am curious what kind of lifestyle you envision for a man who makes $450,000 a year, and in five years will be making $900,000 year... What say you to THAT!
A... |
|
 Who has gotten their stimulus rebate check?? |
| I have'nt gotten mine..my last 2 numbers are 03 where is mine???? i made over 3,000 in 2007. is there someone I can contact about not getting mine it should've gotten directly depoisted, ... |
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 Can I use my debit card as "credit" when there's a positive balance in my bank account, but not enough to... |
| cover what I need to get? In other words, will it be approved by the credit card reader (I know I can't push "debit" because that's automatically posted) as long as there's a ... |
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 My ex filing for bankruptcy - leaving me with the debt collectors? |
| I am now legally divorced, but when we separated, I did not cover my a@# financially. My dad was diagnosed with colon cancer, so I was not concentrating on the separation and left with my 2 kids to ... |
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 What should i do about debt collection? |
| About a year ago, i joined a book club, and thought i could pay the 14 dollars shipping and handeling. I was 17, and wanted to pay, but it just kept dragging on and on, also, I bought a dress that ... |
|
 Does requesting a copy of your credit score, lower your credit score? |
| I've heard that if you request a copy of your credit score from one of the Main credit bureaus, it will actually reduce your credit score. Does anyone know if that is true or not? If so, how ... |
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 Low and non-existent Credit? |
How can I get a charge card when I don't have any credit and my husband's is moderate - upper 500's ... NO ONE will give us a credit card.
We really want to establish some ... |
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 Credit card? |
i never have a credit card before, and now i kind of need one because there are lot of tings that i can only buy it online.
So, please explain to me how it's works...
# if i pay ... |
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 How do people get credit i have just left school 18yrs old.i have never had any credit as i was to young? |
I wish to join the forces i can die for my country, but can`t buy a car or get a credit card if i wanted one.all becuose i have not got a credit rating . again how do you get one
any ... |
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 How can i improve my credit? |
| I'm paying off credit cards and seems not to work much. I want to pay the little debts from my file and work myself up to the bigger debts.is having thos credit cards that have a monthly fee to ... |
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| I have $100,000 credit card debt, what is my best option? |
| I owe $100,000 on 3 credit cards. My minimum payments total a little over $2000 per month. I am not behind on payments yet. I am only getting charged an average of 9% APR right now. If i miss any ... |
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 Is it true that "piggybacking" will be no more, as of next month? |
I have a fico of around 620. My dad has agreed to add me to some of his accounts to "piggyback" (is that the term for it)?
Additional Details
Piggybacking is what I've ... |
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 I want to know can you get visa check card with bad credit? |
| without being member at a bank.thank you everyone who anwer this question and only legimtae secure sites no scam ... |
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 Cant get approved for a credit card!? |
Ok, im 18-
and looking to get some credit here.
I will pay on the card, the TOTAL balance, every month. I mean
im just gong to put gas on it .. or food, ya know. Well anyways.
... |
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mlewis5@btinternet.c... | How do i clear searches on my credit file? |
i have recieved my credit file for the first time in my life and found no ccj's or anything like that but have found searches from as far back as 2002. nothing on there says iv'e missed a bill etc but i still have a very poor credit score. is it the searches that are affecting my score? |
 |
 
Keep On Trucking
 |
The searches are on your credit score, and there is no way to clear them other than to wait 5-7 years. |
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barthebear
 |
The whole system is weird. I also heard that if you receive an unsolicited credit card in the mail and then cancel that, it lowers your score. What about my privacy rights?! I cannot believe this system exists at all. |
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xoxocrystalxoxo2003
 |
Yes every time you do an inquire on your credit <meaning every time you apply for something> Your Score drops |
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suzy c
 |
I think this is an extremely valid and worrying question. I truly believe it should be against the law for anyone to do a credit check without your approval, and they do. I have never received a credit card in the mail, but I do receive offers all the time and as you say this shows up and affects your credit report.
This IS WRONG. It in unsolicited and very unfair that companies can do this and affect our lively-hood. |
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bdancer222
|
There are two types of credit inquiries. A hard credit check does impact your score. When you apply for credit, they do a hard check.
A soft inquiry does not impact your score. Those mass mailing credit card offers make a soft inquiry. When you pull your own credit report, that's a soft inquiry.
Your poor score could be the result of a lack of credit history. Even hard credit checks only affect your score for a short period (less than two years). |
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Ozzy D
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dunno mate, if you find out let me know |
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Michael T
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File a fraud alert with the three credit bureaus. This will stop companies from accessing your information without your permission. The best part is this will also reduce your junk mail. |
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kate d
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could be. But you have to write to them, because after 1 year from the date they were entered they should be off your file. Also ask them to dissociate you from from other members of your house hold in-case they have poor credit, if you share the same surname it will certainly affect your score. |
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Juanita
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a lot can contribute to a low score. but many inquiries will not affect it that much. those searches, if initiated by you, stay on your report for 7-10 years. do you have any collections accounts? or charge offs?
as for the unsolicited credit card person, you can opt out of mailed offers for safety. www.optoutprescreen.com
I have never received an unsolicited credit card. How common is that?
fraud alert is a money generating scam. just occasionally check you credit. I check mine every year for free with annualcreditreport.com. Absolutely free people, don't be suckered. |
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