 Would I be best off going bankrupt? |
| I owe £32,000 in credit cards and loans, my repayments are £700 a month and I am getting deeper in debt each month. I'm married with 2 kids and I take home about £1000 a month. By the way I ... |
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 I am trying to get a credit card.? |
| What is a good credit card I can apply for if my credit is not that good.... |
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 Reducing credit card debt? |
| I am on a budget, successfully last two years. Before then, we racked up nearly $9000 total in credit card debt on five cards. (home repairs, stuff). We have paid our credit cards on time, and have NO... |
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 I am 49 female looking for a home loans with fair to poor credit never own a home before? |
Additional Details
I live in s.c. and slready living in the house i want to buy and i owe 59,000. but cant used my hubby because his ex wife got a house in his name and cant support two ... |
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 I just went over-limit on my credit card - will this affect my credit score? |
i've never gone over before & never missed a payment.
Additional Details
i've already made a payment online for way more than the amount i was over.... |
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 I cosigned for a student loan but the borrower didn't use the money for school. Can I sue the person? |
| The borrower used the money for renovating the house and didn't go to school. Will I win in court if I sue the person?... |
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 What's the worst thing you can do to your credit? |
| Financial buffs, when it comes to finance, I'm an infant. I made a couple of purchases online, one at a shoe store, one at a music (instrument) store, and both were declined since I had ... |
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 Help!! I tried to order my credit report but it doesn't exist. How is this possible? |
| I just received a collection notice for a debt I definitely don't owe, but when i went to order my credit report on transunion's site, the system said it wasn't able to find my report..... |
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 How do I establish credit? |
| I don't bad credit. I just have no credit. I've applied for credit cards and have been rejected.... |
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 How to establish credit...? |
| i turned 18 in june so i have no credit i have been working for about a year and now i wanna start establishing my credit what would be the best way?... |
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 Bankruptcy vs. paying off debt? |
| I am debating between filling bankruptcy and paying off my debt I have 12 - 15 delinquent accounts that have not received a payment (all charged off or in collections) in over two years including a ... |
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 Anybody have experience with these credit repair sites. they promise take old medical bills off your credit? |
| they promise in as little as three month to erase most of your old medical bills on your credit report. Most sites charge $100 dollar set up fee and $30 dollars a month.... |
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 Need emergency $$ ASAP, can't find co-signer or loan to cover. Now what? |
| Credit is bad due to divorce. Can't even find on-line company to fund. Need min $1500. No one in my family can help... no co-signer w/ good enough credit. No collateral worth enough. Desperate...... |
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east | How do i find out what collection agency has my debt..? |
this company sent me to a collection agency when i owed them nothing...i found out from when i went to buy a car the car place said you have good credit but this one thing is killing you..i had no clue...i called the company they are just horrible to me wont answer nothing they just say "lady its to late we sent it to a collection agency"...they wont give me there address nothing..not to mention they will not tell me what i owe them for..i never recieved a bill nothing and i had everything squared away from them...what do i do how do i find the collection agency who has it??? i need help this is really hurting my good credit... |
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eliziam
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You need to get a copy of your credit report. It will tell you everything you need to know. You can do this just by doing an online search for 'free credit report'. Many companies offer them, in turn for a 30 day trial of their credit monitering services.
Sometimes companies send incorrect information to creditors, resulting in a mistake on your credit report. You can dispute these mistakes by asking in writing for proof that the debt is yours. Other times the mistake is a result of identity theft, in which case you can do the same, & then also report the ID theft to the Social Security administration. Either way, a credit report service will tell you how to handle indiscrepancies. But I would suggest you get a copy of your report right away. |
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rici2d
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Apply for a credit card anywhere when or if they deny you you are entitled to a free credit report.They will send you a letter you request a letter from the big three credit report . |
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MOM KNOWS EVERYTHING
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You get a copy of your credit report. Now. Here's a site for one of the major reporting agencies
https://www.econsumer.equifax.com/consumer/sitepage.ehtml?EFX_PARAMS=EFX_VALUES&CMP=KNC-Google&forward=cpo_detail&HBX_OU=50&HBX_PK=credit_report |
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whatevit
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Contact the credit report company. Claim that this bill is wrong. The people who has it on your report has to show proof that you owe the bill and that is still in existence.
Failure for them to do so will remove it off your credit report. |
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DT
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Ask your car dealer what agency is reporting the bad debt. Contact that credit reporting agency (equifax, transunion, or expirian) and get a copy of the report. Look it over. Dispute the negative items on the report with that reporting agency. They must research the entry and report back to you. |
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Lin B
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you have to obtain a copy of your credit report. on it, it will list the amounts and the company that is suing you for it. make sure you contact the agency as soon as you obtain your report. ask them how long they have been authorized to sue you for the amount they say you owe. if they say it has been over 2 months, you have to know that you have the right to not pay a bill that no one has told you exists within a reasonable amount of time. the collection agency has to show that they were making efforts to inform you of your debt. if not you can ask that that debt be removed from your credit report. |
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Frank R
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If you were denied credit then yu should be able to get a copy of your credit report. From that you should get the collection agency's contact information. |
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Skypride
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you need to write to all the credit bureaus to report the agency. note that they are not working with you, inaccessible and that you were trying to pay the darn account. the credit bureaus will notify the agencies next time they try to report you and you'll see them pop out of the snow with all the info you need... or disappear if the debt is not valid. |
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