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 Is the credit crunch affecting how much you spend this xmas?
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 Does anyone know of a company that can help with a payday loan?
I NEED £1000, BUT I DONT HAVE A DEBIT OR CREDIT CARD. Does anyone know a comapny that can help, where I also dont have to fax information over to them?...


 Does anyone know who would finance me for a new home with a credit score of 524?
me and my husband live with my grandmother with our 2 children and its a bad enviroment here for them.. but we can get approved for a home loan because he has a low credit score of 524.... does ...


 Why credit card is better than a debit card?
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 Is 3 credit cards too much?
I have 3 one is a $2500, $1000, and one is $600.
So far i've only use the 2500 limit one, I've haven't even activated the $1000 card, should I just closed that card account?
<...


 What happens when a creditor refuses to take the amount you offer to pay them?
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 I owe $37.000 in credit cards. I can not pay my credit cards anymore. Bankruptcy?
I owe $37.000 in credit cards. I paid on time until this month. I can not pay my credit cards anymore. I have two houses, one is rented. I am trying to sell that one. If it is sold I could get $30.000...


 Two credit cards from the same provider?
I have a "Capital One" credit card right now. Can I apply for another credit card from "Capital One" so that I can double my credit limit?...


 How bad is a credit score of 538?
I know it's pretty bad but do you think it would keep me from getting a house or a car?
Additional Details
I am currently renting an apartment and I am a co-signer on a Land Rover F...


 How do you STOP harassing phone calls from credit card companys and thier agents who "have the WRONG number"?
My wife has a very "common" first and last name, what do they do, get a phone book and go down the list untill they get a live voice to answer their call? Then they start interrogationg ...


 Are there any reputable companies which help you to clear up bad credit?
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 If you pay a debt off will it automatically come off of your credit report?
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 What i need to know b4 gettin a credit card?
am currently a college student and thinking about gettin a credit card...what do i need to know inorder to get the right ...


 How soon do you think I could pay off $7500 worth of debt and still save money and have a vacation?
This year I am really dedicating myself to becoming financially free. Since Dec I have already paid off $1200 and exhausted my savings account by doing so. I have automatic payments set up monthly ...


 My husband and I filed bankruptcy, are now going to be foreclosed on and may divorce, any good scenarios?
I just want to know the best way to handle all of this and come out in the end ahead. We will be starting from having nothing but a job and kids and a place to rent....


 What is the advantage of a credit card?
I have no financing problems and I always pay the full balance. But last month, I forgot to pay the bill and I got charges (overlimit fee + interests). So I was thinking of only using my debit card.<...


 Westcott debt collection?
I am considering seeking legal action against a debt collection agency
called Westcott UK but i'd thought i'd see the opinion on the matter online
first and if you can help.
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 A family member used my S.S.# how can I get it removed?
Recently found out a family member opened accounts in my name with out my permission. I have a heart so i don't want to press charges on them, cause the last thing i want to see is someone in ...


 What exactly is a CCJ?
I mean county court judgement......


 Would you consider 11K alot of credit card debt for my husband and I ?
I also have 20K in student loans. We have been paying on our credit cards for 3 years and still have 11K....



Will, H
How do i get a credit card or loan with bad credit?.?
I don;t own a house. need about five thousand dollars.. please list sites..
                     
 




Jeremy P
Rating
You can find a complete list of credit cards for bad credit here:

http://www.asapcreditcard.com/unsecured-offers.html

Although these offers tend to have higher interest rates (and additional fees) when compared to 'standard' credit cards-- they'll provide you the opportunity to build / improve your credit score over time. Eventually, with regular on-time payments-- you'll be able to qualify for better offers with lower APR's and less fees. But for now... this is what you're limited to...

Hope this helps. GOOD LUCK!


Vampir V
Rating
Would YOU give someone money or a loan with a bad credit?


isibingo
To work this plan you need at least $400 to begin. You should borrow this from your friends if necessary. Then go to a bank of your choice and deposit the $400 into a regular passbook savings account.

Wait a few days for the account to be posted and return to the bank to ask for a $400 loan - you offer the passbook as collateral. Since the bank is already holding your $400, you go to another bank open a savings account lending you another $400 and they won't even make a credit check. Then, with your borrowed $400, you go to another bank, open a savings account, return a few days later, borrow $400 from that bank using your passbook as collateral.

Then repeat the process at a third bank with your borrowed $400. Wait a few days to go to a fourth bank where you open this time a CHECKING account. Wait a few days and make a payment on each of the other three loans. A week later, make payments again on the three loans, and continue paying each week until you have almost paid off the balance.

A credit investigation at this point will show you with three active bank loans (which are considered hard to get), a checking account, and a paying history for the three bank loans - with you having paid up in advance. Thus, you have AAA credit in as little as 30 days. From here you go on to apply for loans, credit cards, and other items on credit.

Read More...

Summary only...


Blicka
Rating
You should be able to get a secured credit card at most banks, that's your best starting point.


beauty s
Rating
credit card=orchard bank
loan= cashcall but hight rates


brady ewart
Rating
The best way to consolidate your credit card debts or any other high interest debts is using a home equity loan. Of cause, you need to own a home in order to apply for a home equity loan. Home equity is ideal for you to consolidate your credit card debts because the interest is much lower interest rate than credit card and other unsecured loan. And the best part is it normaly have different terms or repayment periods for you to choose from. The longer the repayment terms, the lower the monthly payment is. If your current financial is tight, you could choose the longer repayment term and pay more when you are at better financial situation.

With a home equity loan, your equity works as the collateral. If your home equity is $50,000, you could obtain a loan up to this amount. You could use this home equity loan to clear up all your credit card balances plus other loans; and you just need to focus on making a single monthly payment to your home equity loan.

Some Caution On Using Home Equity Loan To Consolidate Your Debts

Although consolidate all your credit card debts with a home equity loan is an ideal way to settle your high interest rate outstanding debt. You should use the fund wise, borrow just what need to clear your consolidated debts and avoid accumulating new debts while working on clearing your home equity loan. Failure to repay a home equity loan will result in losing your home.Get all information about credit card loan at: http://www.credit-card-gallery.com/credit_card_debt_loan.html


Ads
Try my profile under debt. You should find a resource there.


june e
Rating
Compare the bad credit credit cards based on various factors like APR, annual or monthly finance charges and if it is possible for you to get an increase in credit limit periodically.

Find out if your credit card issuer sends your credit reports each month to the various credit bureaus. By doing that, your credit card issuer is helping you to improve your credit standing. Most credit card issuers report to 3 credit bureaus but a few of them report to at least 4 credit bureaus.
http://pay-your-debts.com/category/How-to-Select-Bad-Credit-Credit-Cards.html


Andrew_Too
Rating
Try here, there are a bunch of cards to suit just about everyone's needs. Even a catagory for bad credit. You can compare the cards and terms, click and apply right from there. Most have almost instant decisions... It's a good site.

http://quick.NewCreditApplications.com


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