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 How do I cancel a check that was cashed?
I bought something online and paid with a check. The check was cashed but I received a completely different item and they won't accept a return. I was scammed, so how do I cancel this check? It&#...


 Is cancelling a credit card easy, and if so, how does it read on your credit report when you close one yourse?
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 Do you have to be in paid employment to get a credit card?
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 Do you feel it's discrimination that insurance companies use your credit to determine your rates????

Additional Details
REO, YOu rock great answer!!!

THey ...


 What's the difference between credit & debit card?
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 Is it ok to close credit cards with zero balance?
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 Can you use a debit card on ebay?
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 What's a grace period?
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 My son is 18, and he was approved for a credit card faking his age without my knowledge. What do I do?
Before I knew it, he's already over-spent it and I don't know how to pay it, since we're not rich. Is there also a fault on the cc company's part. Because they've approved ...


 Can I open a new bank account with a poor credit rating?
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 Help BAD BAD CREDIT?
I need some help.... I have mad a few mistakes with my credit and I have seen alot of things on my credit that scare me... I am scared to hire one of those credit repair firms and I am am scared of ...


 Good or Bad for My Credit?
I have two credit cards since 1997 I went ahead and consildated the credit I had on them to another card with a lower interest rate and with 1 year no interest on rolled over credit. The question is,...


 Where can I get ÂŁ20,000 for free?
Serioulsy, I need ÂŁ20,000 and dont want to have to pay it back?? Must be legal though...any ideas???...


 I need to cash a check - no bank account.?
I need to cash a Wells Fargo check at Wells Fargo, but I don't have an account there. Will I be charged? I've heard that I can cash the Wells Fargo check somewhere else, but they'll ...


 Bank card worry?
I lost my bank card a few days ago and they have sent me a new one. I wrote my signature on the bank but the ink ran a little so it looks messy. Does this matter? Plus, I need to activate my card but ...


 What is the difference between debit and credit ?
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 I am borrowing money from my mom?
is there a good website that shows examples of contracts that we may use?
Additional Details
it is quite a bit of money guys about three thousand dollars, it wasnt her idea for the ...


 I have 3 credit cards that are maxed out at $3,500&$1,500 & $500. I have $3,000 cash ........?
How should I pay these down to so that it signifcantly raises my credit score? My credit score is 650, and when I inquire it says it is low because my credit card balances are too close to their ...


 It's ok if I apply for credit card and was denied? I've been denied for at least seven times it will hurt my c
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 Paying Off debt: Lump sum or Instalments?
I have 3 defaulted accounts, but unfortunately they have been sold already to collectors, some of them have been sold twice. For this reason I couldn’t reach any agreements about clear records from ...



G S
How do i get a free copy of my credit report?
i want to do this without using a credit card and a free trial.
                     
 




Net Advisor
Rating
OK, I think this question has been answered.


Judy
Rating
Those sites are not free.
They will eventually charge your credit card horrendous fees.

Reports are free - have always been
go to annual credit report.com
Print all 3 reports out for free - no credit card required.


Private A
If you do not want to use a cc then www.annualcreditreport.com is 100% free of charge.


Juliet R
Rating
Its www.annualcreditreport.com. You dont have to sign up for anything to view your credit reports.

FYI-Freecreditreport.com, you have to use your credit card. annualcreditreport.com is a site designed by the federal government which entitles you to a free copy of your credit report once a year.


a808bcc
Rating
annualcreditreport.com is the ONLY free way. DO NOT USE freecreditrepor(t).com, they will charge you.

See also http://consumerist.com/5064518/yet-another-reader-scammed-by-freecreditreportcom

"AnnualCreditReport.com is the official site to help consumers to obtain their free credit report."

From freecreditreport.coms site:
IMPORTANT INFORMATION

When you order your free report here, you will begin your free trial membership in Triple AdvantageSM Credit Monitoring. If you don't cancel your membership within the 7-day trial period†, you will be billed $14.95 for each month that you continue your membership.


Lauren F
Rating
www.annualcreditreport.com.

You will then be redirected to one of the three national agencies (Experian, Equifax, TRW). Just pick one of them.

They mostly all have the same information, so just pick one for now. Then in a few months, you can get another free one from one of the other agencies. You can get one free per year from each agency, so if you spread it out across three (say one every four months), you can keep a good eye on your report.

You can also get a free one if you were denied credit, or a job, or any other hardship caused by info on your credit report. The law for that is the fair credit reporting act.


brighteyes
Impossible.

You can go to freecreditreport.com, and while you have to give them your SSN and debit card number, you can still get your credit report for free.

You will be automatically signed up for credit monitoring, so just cancel within 7 days and you won't be charged. Here's an article on how to cancel:


JillyBeans
You can get one free each year through a government website that brings you to all three of the credit bureaus at once, and you can view it for probably thirty days. It will list the status of all cards and loans and everything else, as well as who has checked your credit recently. It will not, however, give you a score.

If you would like a score, check to see if your bank gives you that as a free service. I have AmEx and just for having a card with them allows you to check your report and score, I think once a year. It doesn't cost anything.


BIKER DUDE
You are entitled one complete free credit report a year. have at it. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre34.shtm


ack ack
Rating
Everyone is allowed a free copy each year from what the office told me anyway. If you can't find your local office then all you have to do is fill out any kind of form that you know you will be denied for and they must send you all 3 copies free to show you why you were denied. but you say you don't want to go that route so find the office.


LUZ X
Rating
creditreport.imess.net - try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.


Donna L
www.annualcredit report.com

www.freecredit report.com


You should NOT have to use a credit card to get your free credit report!


Janie Says
Rating
Free Credit Report.com

Its free to obtain your credit report, but read this article below. I pulled this directly from their site:


IMPORTANT INFORMATION
When you order your free report here, you will begin your free trial membership in Triple Advantage SM Credit Monitoring. If you don't cancel your membership within the 7-day trial period†, you will be billed $14.95 for each month that you continue your membership


Make sure you cancel in time or they WILL charge you!


afolabsar
freecreditreport.com


Steven Segal III
Rating
u dont get it


chey86
Rating
http://www.freecreditreport.com/pm/default.aspx?PageTypeID=HomePage62&SiteVersionID=716&SiteID=100219&sc=669009&bcd=S0000007_htfcr_spnd

https://www.freecreditreportsinstantly.com/freecreditreport/lp/351-002a/?sid=GUSA043

http://www.spendonlife.com/



you are entitled to ONE free credit report a year...


brandi f
Rating
go to free credit report .com


Kelly W
Rating
freecreditreport.com is suppose to be free but I really don't know


baba numba 1
Rating
freecreditreport.com! dude havbe you like nmever watched tv?


Hillary M
Rating
im not sure you can.

try www.freecreditreport.com

but Equifax gives a very good report for less than $8


Bea
Rating
You can get a free report if you apply for something like a credit card or rental of something. If you don't want to do that, you can use an on-line service that gives you a trial period for free


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