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 Has anyone been helped by the people who say they are under government help to assist you to reduce debt.?
I wondered is there a catch and is it genuine....


 Just got approved for a capital one credit card?
OK, so if you read my past questions you can see that I have tried desperatly to get credit to buy a PC from for School. so Capital One approved me for a credit card after I got one of their letters ...


 Credit Debt?
Is it true that if you dont pay your credit cards bill for 6 years they just take it off your credit report and stop asking you for the money, cause its unsecured line of credit???

Cause ...


 What's a good credit card for an 18 year old to start building good credit?
I'd really like to get one, because I know how to not abuse it, and I have the money to pay it back. Thanks....


 Strange Debt Letter Help?
I received a letter off a debt collection company this morning saying I owe them nearly a thousand pounds, and unless I sort it out they will start bankruptcy proceedings against me, after they have ...


 Debt collectors?
Hi i say on the news about zombie debts on how they are agressive. well I have one of them harrassing me on a debt from 1994. The orginal balance was 400 bucks and now they want 18k. I told ...


 Paying off old debts?
Hello everyone,
I have debts from the last several years.

But my question is, is it better to settle on a debt if the collector is willing to, or pay off the entire thing?

...


 Where do I get a prepaid mastercard without having to apply and fill out forms?
I am 14 and I want to buy a particular item online but I havent got a debit or credit card and my mum says I am not allowed to get it I have got the money needed for the item all I need is a credit ...


 Capital one keeps reporting on my report even through its charged off when will it come off my report?

Additional Details
so even through they keep reporting it will come off 7 years from when it was charged ...


 What does ATM mean?
...


 I had a phone offer for a credit card with no fee from World One. They also claim to have 0% interest?
...


 Should i file for bankruptcy?
i have over $13,000 in debt, including medical bills, credit cards, and student loans... my minimum payments each month are averaging just under what i make monthly. i'm barely scraping by and ...


 What is the reasoning for employers doing credit checks before hiring?
and can you refuse it, and can they not hire you because of a flaw on your credit- and how much weight is actually placed on a credit check for a job?...


 Credit collection?
I have a collecting from Palisades Collection LLC that is on my credit report. My current score if 650, not good, but not horrible. I am trying to raise my score. the collection is from Alltel for 300...


 I rent a room from someone and I love it but their credit card company is harassing me.?
I rent a room from someone that I know personally. I love living with them and they really need the extra money. So please do not suggested that I just move out. The people that I am living with ...


 How can i raise my credit fast?
...


 Trying to repair bad credit. need a major credit card approval to start building.any suggestions?
i've never had a credit card before, but have been told if i establish good credit with a card company it will begin to repair my bad credit.my bank declined to give me their in-house visa. are ...


 I have lots of Credit Cards?
I have a few credit cards from sears the bay ect ect
Will closing them make my credit score go down?...


 When you write a check, how long is it good for?
Example: If I write a check on Sept 1st, can someone cash it still on Nov 1st?...


 Credit card offers...is it safe to toss the entire envelope into the trash?
I get them in the mail every day. Sometimes I let them accumulate and then end up opening up every single one so i can rip them up and throw them away. Is it safe just to toss it away without ...



jessica_hensley1981
How do i get a free credit report without having to use a credit card?
                     
 




;)
Rating
Go to annualcreditreport.com. You can get your report from them for free once a year. However, you have to pay for your credit score.(ironically, that is the main reason get their report is in hopes of getting their score.)


Memo Erdes
Rating
annualcreditreport.com
The only site sponsored by the three big credit reporting agencies, truly free of charge...


LA Law
Rating
Go to www.annualcreditreport.com. Or contact one of the three bureaus: TransUnion, Equifax or Experian and they'll be happy to send you one by mail. I believe by law, you're eligible for one free each year.


serene irene
www.annualcreditreport.com will give you one credit report from each of the credit bureaus free each year, no credit card needed.


luisa_mapacha
If you go to the official site, you don't need a credit card.

www.annualcreditreport.com


Mariposa
Rating
http://www.annualcreditreport.com


pnk517
You are eligible for one free copy of your report each year. Go to www.equifax.com, and you can order it online.


yesyes251
from your bank.


Shirrwood
Credit reports monitoring are executed by credit bureaus. Generally, credit bureaus calculate credit score and collect information on custumers accounts, court records (liens, bankruptcy filings, judgments) and requests by lenders. You don't need to have credit card if you want to get credit report. You can just go to sites of major credit bureaus: Equifax, Experian and TransUnion and insert special forms.
Check all 3 credit reports they may contains errors. If you find error/errors write letter to credit bureau (which provide you this credit report) and explain your side of situation. They will check your information.


Amanda
www.freecreditreport.com


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