 How can i get out this credit card debt ? |
| I don't have a job right now i can't pay my bills everybody is calling me to make a payment i can't give them what i do't have. one company has sent me execution payment request ... |
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 What can I do to improve my credit, so I can get a loan? |
| Got denied credit because of 3-4 unpaid very old debts that have been turned into collection agencies years ago. (3-5 yrs) The total is low, and they are hospital bills and a cell phone bill. Peoples ... |
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 I have several credit cards from years ago that I never was able to pay? |
| I am always getting letters telling me to pay the debt and the amount keeps getting higher. I am not able to pay these off in full. What should I do? What can the companys do to me if they are not ... |
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 If you default on your credit card,can the card company sue you? |
| Say you have about $3500.00 on one card and $3500.00 on another card, can you be sued for not paying?... |
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 Is 14.99% interest rate ok if you are new to credit cards? |
| it's 0% for 6 months,then 14.99%,it has variable rates,14.99% or the prime rate plus 9.99%.... |
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 What can u do if the bank agents are harassing your family coz of overdue payment? |
| I have a loan which I wasn't able to pay before I left my country 6mos ago..but is willing to settle it.The thing is the company is harassing my family..what is my legal right on this? please ... |
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 Can I get a realistic answer for getting out of debt? |
| I have read and listened to numerous "get of debt" solutions. Are these books for real? The rolling affect of once a credit card is paid off put that payment on the next credit card and ... |
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 Where can I find a good interest rate on an Auto Loan if i have bad credit? |
| I recently bought a car and my interest is 25%! That is horrible. . but I needed a car VERY bad. Where can I find a place that will finance someone with bad credit. . but have an interst rate better ... |
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 I'm being sued by an old credit card---! Help? Advice? |
Anyone been through this?
What can I do, and can they get any money from me?
It's an "unsecured" card, not tied to a bank account.
Should I declare bankruptcy---or is ... |
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 Will my bad credit affect my boyfriends good credit if we get married? |
| I have HORRIBLE credit, and my boyfriend has near perfect credit. He owns our home, and vehicle, has a few credit cards, as well as a decent amount in savings. And I'm wondering if we get ... |
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 I have very bad credit but truly need a small loan of about 5,000...? |
| Is there anyone who can lead me to the right lender and please no links to Prosper.com!!!I tried and they were of no assistance to me because of my credit. I hate payday loans and they really have me ... |
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 Harrasment? |
| Is there any point that a collection agency can go to that is considered harrassment to the point of being illegal? Such as calling 20x's a day? Saying they're sending a statement and never ... |
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troubled | How do i get rid of charged off credit cards and student loans (est @ 18,000) with a salary of 11,000 a year? |
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E. F. Hutton
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Getting out of debt has a process. Live as lean as possible, beans and rice, no cable tv, no magazines, etc.
You start with the smallest debt first, pay as much as you possibly can. Pay only the minimum on the others. Once that first one is paid off you have more money available to apply to the next, and so on.
Your biggest issue is a salary problem, you need to get the salary up. Look for a new job. |
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Lord Phineas P. Pennebaker
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get a good job after you get out of college. |
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lolligator28
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you dont |
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Hyabusawife
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It will take you a very long time! |
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bdancer222
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Did you use any of that $18K for actual educational purposes, like tuition, books? Of did you take the minimal course hours to get the max loan and party? If you are only making $11K a year, it doesn't sound like you got any education out of those student loans.
Get yourself a better job. Get two. Get on a strict budget and throw every penny you can squeeze out of that budget at those student loans. Your charged off credit cards will fall off your credit report 7 years after the first deficiency. |
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deepiedog1
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you can't unless you give up shelter and food. haha. |
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Peilthetraveler
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Bankruptcy will get rid of the credit cards, but not the student loans. Get a job with more hours or higher than min wage. You went to college, so you should be smart enough to find a job that pays more. Or find a job waiting tables. You should be able to pull in 80 bucks per day anywhere which would help. |
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Wen T
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Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan.
http://debt-trap.com/category/Debt-Consolidation-Basics.html |
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jules
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good luck u might have to strave from now on n take the bus but its getting a second job |
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bm
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Try to balance transfer some of it to a new card with 0 apr and then never use that card and just juggle it. No interest is better than 10 or 20 or more if you default. |
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