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 Where can you buy pre-paid credit cards?
in Los Angeles, CA?...


 Do you think a credit card is a friend or foe?
I have two credit cards. do you think its an advantage or disadvantage for my lifestyle?
I'm working in a call center and I'm already regularized. I have a stable job already....


 Hi, I have a really poor credit score along the lines of 530?
I am currently paying off my debt, I would like to know if there is a faster way (along with paying my debt) of improving my credit score? I can't get approved for anything!
Additional D...


 How can I reset my credit??
Hi!!!

I've read in the past about companys who can reset your credit rating' however I am sure some of these are scams. I am 26 and am unable to obtain any sort of credit due to ...


 How many points are taken off for requesting a credit report?
I want to get a free credit report online, but I don't want to get dinged on my credit report. Does anyone have any info on this matter? T...


 If you dont pay one credit card bill does it affect rates on your other cards?
...


 I have a Wal-Mart card and the credit limit is only $100.00 and I would like to have an increase in my credit?
I have a Wal-Mart card and the credit limit is only
$100.00. I would appreciate it if you would allow
me to get an increase to at least $500.00. Thank you for your consideration in my ...


 Bad credit. Loads of people who post on here have "bad credit"?
is it time for the banks to be forced into being more restrictive in their lending? They seem to lend to loads of people who are likely to default on loans and then put up charges for those who do ...


 Who here is rich?
who is rich on this website? dont worry i am not going to ask for money. but if you answer this question can you tell me how you got rich or how to get rich.
Additional Details
i mean i ...


 In financial debt. credit card co. lawyer gave notice of intent to sue. ???? Do I have anything to stand on.?
No money to pay debt of 9000.00 at this time....


 Is a credit apr of 24 % to much?
i dont have a credit score at all and been appling for credit card been always turned down i finally got accepted for a credit card through US Bank that is were i have my checking account it called ...


 Can i get a loan?
i have a bad credit history currently i really need a financial loan for about $ 20,000 for my school tuition does any body have idea where i can get a loan? please help....


 Can employers check my credit report without my permission?
...


 I'm in debt & DO NOT want a bank loan!!!?
I'm in debt with $6,500.00 and I recently received a court order that I need to present to court for a hearing on my account. The letter was sent from the lawyers that took the case from the ...


 Ordering something online with a credit card?
hello ^_^ well i am new to this kind of stuff (ordering online) and i will be using my credit card. ya know when it asks for my credit card number do i put in all the numbers? or am i supposed to ...


 What is a good Credit Card?
OK I WANT TO START MY CREDIT GOOD! AND I WANT LOW FEES IM 18 AND STILL IN HIGH SCHOOL AND WITH A DECIENT JOB. I WANT TO GET LOAN FOR ABOUT 1500 DOLLARS BECAUSE I WANT TO BUY A MACBOOK. ANY IDEAS?...


 How many years does a bad credit score remain on your credit profile?
...


 Somone has stolen my cash card!!?
I went away this weekend and the last time i used my cash card was on Friday the 24th. I returned home and not only was all my wages stolen (over £1000!!!) but they used my cash card to with drawl ...


 First credit card selection advice?
Hi. I'm a college Student. Currently looking to start building up my credit. I'm going to apply for a credit card here shortly and was wondering if anyone had any advice on any particular ...


 Is there anywhere online to get a free credit score with out without having to join or cancell anything?
...



firewalker
How do i improve my credit score without doing the obvious (paying on time)?
there are two collections and a judgment on my report but they all show as paid.
                     
 




hakeem
Understand what goes into your credit score:

http://financialbasics.blogspot.com/2006/11/credit-reports-and-credit-reporting.html

Then you'll have a better idea of what fits your particular situation


Richard W
You hit it on the head with 'pay on time'.
But you can also quit applying for new credit.
When you apply, the company checks your credit.
Too many inquiries will reduce your score.
Pay off revolving credit (credit cards with high % rates).
The % of your total credit used has an effect on your score.
If you have $100,000 in available credit and $99,000 used, it looks like you're in trouble & the score drops.


msmith7811
If the collections/judgements are resolved their impact will go away over time. While you wait, work on the other stuff (pay on time, pay down balances, don't open a bunch of new accounts, etc.)


TD
Try to pay as much as you can off at once.


As for those collections and a judgment, they will remain as negative marks on your report for 7 years.


BabeHeart
Rating
If they show as paid, see about having them removed. Otherwise, even with perfect credit otherwise, those will cause lenders to shy away from you.


Heinz M
Rating
You don't!


jrose331
Rating
PAY DOWN THE BALANCES ON REVOLVING ACCOUNTS SUCH AS CREDIT CARDS THEY HAVE A MAJOR IMPACT ON YOUR SCORE


kate
Pay down any other debt so that your debt to income ratio is better. That should improve your FICO score.
Preferably all debt should be < 40% of income and non-secured should be less than < 10% but check with the credit counselor to get their actual ratio targets.


traffic814
Rating
Pay of a loan that will help
--------------------------------------
http://www.bestcreditrates.net


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