 Can credit card companies sue an estate of someone who has died to collect outstanding balances? |
| My father in-law has incurable cancer, and outstanding credit card debt of about $55K. Can the credit card companies sue his estate or children to collect the outstanding balances on his accounts ... |
|
 Should my fiance cancel her credit cards after we get married? |
| I currently have an excellent credit score, and my fiance has a very good score. We both have had credit cards for 3+ years, and when we get married i wish to keep our credit cards and finances ... |
|
 Can anybody help me?? |
| i tried to open a money market account but i couldn't because i had a negative rating on my credit report..so i contacted Chex Systems and it said that i was overdrawn $160 with an account i had ... |
|
 Help me please. This is so hard!? |
| I need to transfer my balance from 1 credit card to another so that i don't have to pay any interest. The credit card needs to be 1 were it is free to transfer and has 0% interest on balance ... |
|
 I am in serious credit card debt. Should I claim bankrupcy? |
| My husband of 15 years walked out on me and my 3 kids 10 day before Christmas of 2006. He was our soul provider. I make only 18,000 a year. I had a 2000 a month mortgage and bills. He paid for a ... |
|
 Im having trouble opening a savings account can you help? |
| I need help with chex system.I cant open a savings acct becuse of info they have on me.I am unable to contact them and with this im having trouble just cashing my payroll check.im recently divorced ... |
|
 Dispute Bankruptcy? |
| I filed a bankruptcy 8 years ago. Chapter 7. I was told that if I write the bureaus a letter disputing this legitimate bankruptcy, That there is no way to legitimize the bankruptcy this far out and ... |
|
 Where can i buy a pre-paid credit card thats i can put more then 100 dollers.......? |
| because i only seen like from $25 $50 $100 but i want atleast a $200 one for a gift help please ... |
|
 Looking for a good credit card? |
hey i'm looking for a new credit card, low apr, balance transfers, airfare rewards, you guys got any good ones?
thanx
... |
|
 How to begin fixing bad credit? |
Needless to say when I was younger I made some bad choices. The two largest things I did wrong was:
1. I deployed to Iraq and forgot to cut off my cell phone, and the bill went up to over ... |
|
 I feel like my life is ruined!!!? |
When I was younger my Mom put bills in my name and now at 19 I have bad credit!!
I just called to try and get gas turned on for my new house and they told me I had a $469 bill PLUS a ... |
|
 About a loan please help? |
| i am in a little bit of debt i dont have great credit im only 20 and i need a personal loan of $2000 someone please help ... |
|
 Is it true that if you pay off collection accounts on your credit report, that it will hurt your score? |
i got a few collection accounts on my credit report that i havent paid.
they are 2 - 3 years old. would it hurt my score if i paid them off? or should i just wait til the 7 years are up.... |
|
 What would be the best credit card to reestablish my credit? |
| I am constantly getting denied for the cards I apply for even though I paid all of my debt off and I got approved for one but they wanted and $250.00 payment before I could use it and I said "No ... |
|
 Can Sears deny me employment because of my credit after they hired me? |
| I recently got hired by Sears as a cashier....on the condition that I pass the drug test and the background check. I'm not worried about either of those things, I don't do drugs nor have a ... |
|
|  |
curious1 | How do i rebuild my credit? |
I filed chap 7 in Nov 2004, was discharged in Feb 2005. How do i go about rebuilding my credit and raising my score. I would like to purchase a home soon. I have noticed that some of the creditors included in my BK are still reporting on my credit report or have just started reporting again. Can someone help me to improve my credit because my children deserve a home? |
 |
 
misslabeled
 |
I went through that same issue with creditors continually trying to reassert themselves on my report after a Chapter 7. Dispute every last one of them with the reporting agencies stating, "Creditor was included in Chapter 7 bankruptcy." They will be removed.
As for rebuilding your credit, it will take time. I started with a secured credit card from Capital One (I'm not sure if they still have one). After time, they gave me a little credit that was unsecured, then removed the security and refunded my deposited with interest, and so on. It takes a while.
When you buy a house you will probably end up paying interest a point or two higher than average, but as you rebuild your credit, keep an eye out of refinancing opportunities because even with a BK, your score can still rise the longer you have credit account that are paid on time. |
|
divine diva
 |
the first thing you need to do is send a letter of dispute along with the letter of bankruptcy discharge to the 3 credit bureaus because the companies that were included in your bankruptcy should not be reporting it again as if it is a new debt.Then look into getting a secured credit card and keep it for about six months and just buy little things at a time and pay them off so that way when the credit card reports to the credit bureaus it shows that you are paying on time. After the 6 months try applying for a unsecured credit card and go from there. If you do a little more research there are mortgage companies that can finance you for a loan even after you have a bankruptcy it will probably be at a higher interest rate but at least you will have a home that you could refinance after a year of two of paying the mortgage on time. |
|
Jamestheflame
|
Bankruptcies can stay on a credit report up to 10 years.
The secured credit card is a good start. Use it to buy your gas only, and pay it off on time. This will help eventually.
The key to building good credit is DISCIPLINE. Discipline not only in paying credit bills, but also in limiting purchasing and lifestyle to that which your income supports. |
|
jititi j
|
How to Clean Up Credit Report
http://www.debt-loan-refinance-mortgage-credit.com/category/How-to-Clean-Up-Credit-Report.html
Step-by-Step Credit Repair Guide
http://www.debt-loan-refinance-mortgage-credit.com/category/Step-by-Step-Credit-Repair-Guide.html |
|
keyoor
|
Get a "secured credit card"
A secured card requires a cash collateral deposit that becomes the credit line for that account. For example, if you put $500 in the account; you can charge up to $500. You may be able to add to the deposit to add more credit, or sometimes a bank will reward you for good payment and add to your credit line without requesting additional deposits. |
|
pattibcacl
|
I went Though same as you it takes time get a secured credit card try that for while |
|
KISH KISH
|
try a secured loan, also speak with a financial counselor to get additional tips! good luck. |
|
duoak
 |
Even though your bankruptcy was discharged, things on your credit report will stay there for the next 7 years. You should double-check on the things that your old creditors are reporting. If the info is not correct, you should write to the credit bureau to correct your credit report. You should always pay more than the minimum payment due on your credit cards each month, and always pay on time. Don't incur any new debt. Gradually, your credit score should improve. |
|
yums
|
read more tips and articles on debt/credit on this site |
|
curtain r
|
Debt Consolidation - Get Out Of Debt
http://www.askaquery.com/Answers/qn1643.html
How to Hire a Debt Counselor?
http://www.askaquery.com/Answers/qn1584.html
What is Debt Relief?
http://www.askaquery.com/Answers/qn1583.html
Debt Management and Building Wealth
http://www.askaquery.com/Answers/qn1581 |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 26 minutes(s) ago
| | | |
10 | 38 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
10 | 10 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 6 day(s) ago
| | | |
8 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
