 I owe money to credit card , want to leave canada for next 5 years ,then what are the problems i have to face? |
| hi,i owe money to credit card companies,but still im maintaining good credit ,but im facing heavy financial problems without having stable job ,now im planing to look for some other job in other ... |
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 I am $26,000 in debt and I would like to get a new car to rebuild my credit help!!? |
even the so called "any credit accepted" people turn me down.
Additional Details
I went to CCCS and they told me that I don't make enough money to pay on a debt ... |
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 How can a voluntary repossession hurt you? |
| My husband and I live in a crap, crap, crap, did I mention crap mobile home. Well, now we need to buy a house becuase our place is falling apart and I hate that my son has to grow up in such a POS. A... |
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 Can anyone tell me if my credit card company acted illegally? |
| I cancelled my (UK)credit card in March this year, having paid off all the balance. Then out of the blue a few weeks ago I received a bill for £140 on the cancelled card. This turned out to be ... |
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| How do you cancel the free 30 trial for credit report? |
hello i was going to look at my credit report with experia
or something or other it says its free 30 day trial.
has anyone tried it?
is it really free?
and if so how easy is it ... |
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 How do I establish credit,when I am denied everytime I apply for credit cards? |
Additional Details
My first credit card was from Capital One w/ 25% apr. which at the time I was only paying the minimum.... |
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 Is it true that after 7 years your debts get wiped off your credit report? |
| I've heard, but not sure if it was correctly, that if you've had a debt for 7 years, it automatically gets wiped off of your credit report, and your credit score returns to normal. Please ... |
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 Where can I get a mortgage loan with a credit score under 500? |
Additional Details
I filed a chapter 7 bankruptcy. It has been discharged for 3 years. I have reestablish several lines of credit. I've had some identity theft and someone keeps ... |
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 Does anyone know of a good credit card that I can do a balance transfer on? |
| I have a total of about 6,000 in debt from little credit cards that Im wanting to put together and pay off but I need something that will give me a apr of 0% for 12 months. Does anyone know of a good ... |
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 I have been contacted by yahoo that I have won (250,000,00) USD? |
| and a person named Barister Adam Adamu is calling me to send Euro 485 to coolect the prize. Shall I do ... |
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 How do I go about declaring myself bankrupt? |
And what's involved? How much does it cost? How long will I not be able to apply for credit?
Additional Details
Some of you people really need to confirm the information you are ... |
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 If a co-signer of a loan files Bankruptcy, does it affect the other's credit rating? |
| I think the question speaks for itself, but my mother=in-law has a situation where she co-signed a loan a number of years ago for someone's car. He's missed payments and basically screwed ... |
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 How long does it take for a car loan to appear on your credit report? |
| My husband and I both need new cars. We have an average credit rating. Will the 1st car purchase (we will have a down pymnt) make it harder for the 2nd car loan (w/ $4000 down & trade in worth $8... |
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remon b | How do i repair my credit? |
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Al H
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It depends on what part of your credit you want to repair. Repairing past debt (write-offs) and current debt, even if its late, are treated differently by lenders and credit reporting agencies.
IF you have the means to settle your debt by paying down the balances, then doing so will help - but it will take time for your FICO score to go back up.
You can offer to make small payments or offer a lump-sum payment for a considerable discount. Either way, make certain you and the lender agree on a specific amount in settlement.
There's a good site with pre-written, standard letters you can use to make settlement offers, stop collection action, how to report erroneous information on your credit report etc.
the site is at http://www.creditscoresystems.com |
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tulsainvestor
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To hell with worrying with old debt. I had a 480 credit score with 18000 in collections and I hired a company called seasoned tradelines. They charged me 4,000 and they added me as an authorized user on 4 credit cards that had pefect payment history for 10 years and and that affected my credit to where I could get home loans, credit cards, etc. all my negative items are still on there and i still have a current credit score of 701. My debt to income ratio is so high because I invested in real estate on no doc loans and then opened up home equity lines of credit that I don't use often and these huge lines of credit greatly outwiegh my bad debt. Look at this website. www.seasonedtradelines.com
ask for tony johnson and tell them matthew sparks sent you and they will give you a very good deal |
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beauty s
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get a copy of your credit report and see what needs to be paid off, pay it off and keep paying your bills on time and your credit report will be better in time.. |
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vivianmopena
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First step is to pull your credit report
https://www.annualcreditreport.com/cra/index.jsp.
They are free.
Then look at every items on your credit report and see if there are any errors.
If yes, write them letters and dispute each items.
Do the same process with each reporting agencies.
This is how you can repair your credit. |
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t_sublette
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Address your past problems legally - get them eliminated form your report! Then build your credit by making all your payments on time! Always keep your balances between 10% and 30% - no more or no less! Don't let companies run your credit to often! |
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periclesundag
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Theres no other way but to pay what we owe. The moment you settle your account then you are out of bad image for not paying your agreed obligation. |
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june e
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) Ask for credit reports from the bureaus.
2) Look out for any errors in it.
3) Prepare a Credit Dispute Log recording the details of problems and errors.
4) Contact telephonically the original debtors with whom you are having a dispute. Record the details of the call, especially the name of the person with whom you spoke and a brief overview of the agreements.
5) Send the certified letter to the original debtor.
6) Send letters to collectors, disputing the bill. Also, send the proof of payment to the original lender.
7) Fill out the dispute form available at the credit bureau.
http://www.debt-loan-refinance-mortgage-credit.com/category/Step-by-Step-Credit-Repair-Guide.html |
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