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 Am I legally respondsible for my credit card if they raised my limit without my authorization?
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 How can I establish credit?
I will be 18 on June 27 and would like to establish my own credit so I can get a cell phone plan and start looking for a house.

What is the easiest way to establish credit?
A...


 Bad credit history from past how can i get my credit raiting back up when i cant even get a credit card?
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 How bad can one's credit be and still get a mortgage?
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 I need Help!!! Credit Report is Wrong?
My credit report says that I opened a mortgage loan in 2002, but I was overseas during that time and just realized this when trying to get an apartment here in the states....I believe it is the house ...


 Are there only 10 $2 bill in the world?
My friend says that there are only 10....


 What is a good credit score?
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 Where can I get a totally free credit report online without the use of my CC?
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 Is having a loan good or bad for your credit score?
I want to apply for a stafford loan because my grant isnt enough this year and they wont give me money for summer classes. Is getting a loan good or bad for credit. My parents are going to pay for it ...


 Do you need money? From me.?
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 BANK OF AMERICA SCREWED ME OVER - I NeeD HELPP!!!!!?
I have a checking and credit card with them. I set up my credit card payment to come out on the 10th this month online via bill pay, for some reason it came out on the second, and they are telling me ...


 Is it fine to have more than two credit cards?
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 How does a credit increase on a credit card effect your credit?
im young and responsible i dont go credit card crazy. ive actually have never met my credit limit but was thinking about increasing the limit only if it would help me build a good credit score. ...


 How far behind on a car payment can u be before they repo it?
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 Question about credit card checks?
If I use a credit card check, does that count as a cash advance? Or, is it different by company?...


 Can my capital one credit card do this?!?!?!?
My payment for Capital One was due yesterday on Friday.. I didn't get my check until yesterday.. so I put it in the bank and when I tried to go pay it today they had charged me a late fee!!! I ...


 Im 18 years old. Do i have any chance getting a loan/mortgage?
I need to get a loan for 270,000 for a house.
Additional Details
i can put down 20,000. My financial status, well the house will pay off itself. im pretty sure theres some way for an 18 ...


 Store card debt...shall i put it on a credit card with 0% interest for 6 months..?
I have got a debt of £600 on a store card. Would it make more sense to transfer this to a credit card that has 0% on balance transfers and 0% interest for 6 months and pay it off via this instead of ...


 How do I get a free credit report
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 Where can someone get a credit card who is under 11 yrs. old and does not have a job?

Additional Details
it's not for me its for someone who keeps bugging ...



goon1221
How do loans work? (HELP)
B'cus I do motocross and for the new season I could really do with a new bike, i'm getting a job very soon but won't be able to pay for the bike until end of next year probs.

So is it possible to get a loan out, buy the bike and then pay them back over say a year?


Does it work like that? thanks
                     
 




MJ
Rating
You won't be able to get a loan until you have had a job with a certain annual income (depending how much money you want to be able to loan) for usually three months minimum.


Alex N
Rating
Yes, although the longer you wait, the more interest grows. That's how the bank makes their money.


dunrobin46
Yes
For example

You borrow £3000 and pay back £300 a month for 12 months.

So you borrow £3000 and pay back £3600

Because you asked the question here a lot of dodgy people are going to invite you to their websites with dodgy deals avoid them


Peter Robort
you can get information about loans from http://www.24hrsloans.com


Eddy T
Ask you parent whether they can help to buy that new bike. If you are working and have income of your own, you can apply for a loan for a bank.


gorge kelly
Rating
Plz read down this article,

http://www.loansinstantdecision.co.uk/loans_instant_decision_meet_your_urgent_needs_now.html


stank monster!
what age are you first? cause you sound about 12


Yahoo Makes Me Mad
Rating
well if you take out a loan or even credit card the payments start as soon as you use the money or the card. the amount you borrow will determine the minimum monthly payment and u have to be 18 +


jackie m
Rating
I have never known of a loan that you don't pay anything for a year then start paying, or give one to someone who is unemployed.You need pay slips with your income on it before a loan is considered and you will need a credit check done


Empress
Rating
yes but you will also have to pay back interest and you will have a minimum amount that you will have to pay back every month.


The Drunken Fool
you normally start paying back after a month. some let you pay after three, but mostly you need a house to secure it on.


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