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 Can you pay for something at the store with all the credit card information but no credit card?
My dad lives in a different state and is going to pay for my prom dress, so he gave me all his credit card information.

I could of course use it to buy a dress online, but that would be ...


 I dont have a job and need money to pay electric where do I go for help?
...


 Debt collectors?
I have got a statement from a debt that is at least 9 years old , I had to quit work because of a disability and now I draw disability ,I have been told I should seek a attorney to see what to do ,...


 Whats the difference between credit and debit?
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 Credit scores?
whats the best way to raise my credit score? and also how does it work? does it matter if i paid off my vehicle and paid off my credit cards??? need some answers!!...


 HELP ME PLEASE!!! (dont ignore this question!!!)?
ok, i bought an iTunes card, my payment method is none, i entered my code, it worked it says 20$ on the top, everytime i try to buy something, it says please edit your payment info, i dont have a ...


 If I pay off the collections from my credit report, will the collection companies remove the negative report?
...


 What should I do if a collection agency won't accept my payments?
Okay, so my husband has a debt with a collection agency. We want to pay off the debt and when I called I told them we could pay $100 a month. They said that they would not accept this because it ...


 I have $11,000 dollars in credit card debt spread over 4 different credit cards.?
I have moved to Hong Kong where I will be for at least 5 years. My company pays for my apartment and I will never need a car so credit isn't important to me. I was planning on waiting for my end ...


 Is it even worth it to continue paying your credit cards on time if you're in my situation? HELP!
Ok, so I have posted several questions in regards to my credit card debt and am still very unsure of what direction to take...I have about $30,000 in CC debt with two companies..Citi & Chase......


 I'm a college student and i want to get a credit card to establish credit. Which one do you suggest i get?
Should i get one for college students or just a regular one, if they give it to me. i heard capital one will give them to pratically anyone! and like what apr is toooo HIGH?...


 My credit score is 643, is that good?
...


 Credit Reports and Scores??
Does anyone know what website is the best to get your FREE credit score and report other than free credit report.com because they are a big scam. I need to check my credit in a bad way, but not have ...


 Filed Ch 7 Bankruptcy- How long till I can buy a house a a decent interest rate?
My Ch 7 Bankruptcy was discharged in late November 07. how long till my credit is decent enough to purchase a house at a decent interest rate? assuming all bills are paid on time from here on out...??...


 What are some good ways to turn around bad credit? I can't afford to pay the bills that I owe right now!?
But I was hoping to find some ways of building my credit even though it is already bad. I am hoping to eventually pay the debt that I owe, but what can I do to be helping my credit in the meantime.......


 Anyone know a credit card with 0% APR for 12 months and NO transfer balance fee?
...


 Why is 10,000 written as 10K? Is there a history behind it?
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 I want to buy a house my credit score is almost 700, income is only 25000 year and I have a 400 car payment?
Is there anyway I can get a home loan? I only want to borrow around 50000-60000. Other than my car payment I do have some student loan debt. My plans are to refinance my car or downgrade before ...


 Is it legal for a credit card company to charge you fees before you've even activated your card?
I opened a credit card account and somehow missed the small print, where they said there was a $39.00 activation fee and a $60 annual fee. I realized my mistake when they sent me my card, so I didn&#...


 If I have some credit cards that I never use, is it better to call and cancel them or just tear them up?
...



princesswhitepaw
How do these credit card companies get away with ripping people off?
credit card companies are charging for you to pay your bill and adding on late fees on your account when you don't even get a statement, how?? there are laws against this, especially in new york. somebody tell me how they get away with this.
                     
 




big c
satan runs all credit card companies


Studly
Walk up to any mirror....that's the guy responsible!

You are letting them get away with it.

When enough people realize this, and begin canceling their cards and going to a fair company, then things will change. But as long as they customers stupid enough to let them get away with it, they will continue to do so.

Call your CC company and tell them to wave that late fee or lose ;your business.


Jim S
Rating
pay your bill on time. If the bill doesn't show up, you need to know that and fix it before the due date. The applies to any regular debt (like a utility bill).

The terms are spelled out in the contract - you agreed to it!
(It sucks, I know, but that's the way it is.)


julez
Credit cards are wild. They have "penalty pricing" that will raise your rate to close to 30% if you pay even a day late or are over limit by $1 twice in one year. You have to pay on time and underlimit for 6 months consecutively to remove it. The only fees that are assessed are because the card holder violated the agreement somehow. Call your credit card agency and ask for a new terms of contract and read all the print. Its all laid out there for you. If you don't get a statement, and this isn't a common occurence, call your credit card company, they do have the power to drop some fees, especially if the address on file is wrong. Since every step and fee is laid out in that little credit card agreement, its all legal. Sorry.


Fermat
Rating
You have complete control over whether or not they get away with it. If you breach the contract just once then they have the legal go ahead go screw away. Make sure you know how to check and pay your balances on-line and then check it every single day. I use quicken to download and analyze my activity. Nothing gets past it.

Pay pay pay and they can't get you.


Waine
Rating
I just can't make my bank STOP sending me statements.
I Write, they stop for a while and then they start again.
I do all my banking online and I don't have a paper shredder... it seems a waste of paper.


Sam
Capital One is the Axis of Evil!

Read the fine print!


runs_with_scissors
Rating
Because the laws allow them to.


Socrate
Rating
when you have money... you can get away with anything...

ex: OJ simpson, Michael Jackson, all the rich white men that derouted money into their own accounts... sure they got busted... but didn't even have to do prison! Maybe they lost half of their fortune... darn... only 10 billion dollars left. What will they do??? And who suffer... the suckers that got robbed and lost their pensions!


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