 How can I remove charge off's from my credit report? |
| Can someone please advice some good advice on this matter.... |
|
 Can I legally do this? |
I have a paid $10,000 federal tax lien on my credit. The IRS placed the lien on there last year and just a few months ago, I was finally able to pay them off. On my credit it shows as released.
<... |
|
 I don't know how to fix his credit!?!? |
| my fiance has a credit score of about 550.we would like 2 buy a house soon,but i'm sure its pretty obvious that wont happen if we dont fix the credit problem.i have a few ??.i know this is going ... |
|
 Credit card help buying fleshlight but 17? |
| Im 17 and have a pre paid master card im buying something that you ned too be 18 for if i just check off the verify that your 18 box on the site will they be able too find out im 17???... |
|
 Is Capital one a good credit card to start with? |
| I want a credit card for just emergencies and I have a good steady job. If capital one is not good what is a good credit card to start with?... |
|
 What is the biggest amount of debt you ever paid off? |
| I am currently writing my story on my blog. On Christmas Eve 2008, I was unemployed with $647,000 of debt. I have since read Dave Ramsey's My Total Money Makeover and I am intensely focused on ... |
|
 I would like my automobile repo and would like to know what is going to happen after? |
| I let a person use my name to purchase an automobile and his negative equity on his prior automobile cause the loan to be 45k. The car is worth 25k and the loan is still 40k. The person split and now ... |
|
 Credit Card interest rate went through the roof, why? |
| Can someone help me? I got my 2 credit card bills the other day one is HSBC Bank and the other is CITICards, both showed an interest rate 19.99%. I paid both balances off in full and am considering ... |
|
 Pay one off or put a little towards all? |
| With my tax refund Im going to pay credit card bills, however, which is smarter? Put the refund all on one card or put a little on each card?... |
|
 If I had some money paid into my bank by accident do I have to pay it back? |
| I mean I really don,t have to say one way or another if its even in there If somebody asks do I?... |
|
 Whats the best credit card for a 18 year old? |
| I need a credit card, that has no annual fee. Ive been looking into the PayPal Mastercard, but it says it has a minimum finance charge. Even though this probably wont effect me as my parents will be ... |
|
 Does paying off your credit card balance in full every month still build credit? |
I am an 18 year old first year college student and I have a student visa through my bank. I have a 700 dollar limit and I think a 17% interest rate.
Every month I charge like 40 or 50 ... |
|
 680-687 credit score, was denied 8k car loan from capital one. Make about 60-70k/yr. why? what next? |
| I work 7a-730p, so I have to be up by 545am to catch the bus and I usually dont get home until 830-9p. I dont live far from work, but I live in LA so there is always much traffic. My initial goal was ... |
|
 My credit card company is raising my APR. Should I opt out of the rate increase and close my account? |
My credit card company is raising my APR in response to market conditions. Should I opt out of the rate increase and close my account?
Additional Details
Chase is raising my rate due to &... |
|
 Need car loan but have bad credit? |
| I need a car loan for about $25,000 with a $3,000 down but I have bad credit(High 400ds) and I don't have a co-signer. What are my best opptions, and who can I get to give me a loan that will ... |
|
 Transfered 2 of my cc balances and want to close the accounts? |
| I just got approved for an Amex Blue card for $6000.00. I transfered a couple of my high interest rate credit cards from my Express Fashion account and mu Household Bank account to my new Amex card ... |
|
| Can a company place a CCJ against me if I am paying a reduced amount and can't increase it? |
| I have been paying a debt but they now want more money from me. I have never missed a payment with them, and they now want a financial statement to prove I cannot increase my monthly payment. If I ... |
|
|  |
drop and destroy | How do u get a credit card starting out if u have no credit ? |
|
 |
 
ccaddict
|
An option worth considering is secured cards. Bank of America or your local credit unions is the way to go.
Bank of America graduates you to an unsecured card in a maximum of 12 months and returns the deposit.
You will find that your local credit unions are your best friends later on in life. |
|
norton2628
 |
First thing: Some credit card companies will still give you a credit card even though you have no credit. Have you tried to apply for a credit card?
Second thing: To establish credit, you can buy something on installments. For example if you need to buy a tv, buy it in payments even though it might be only 100 bucks to start, pay it off in 5 payments of 20 dollars. That will immediately establish you some credit.
Try the first though. I had no credit and was able to get a pretty good credit card. I don't have much credit (meaning I can't spend over a certain amount and that amount isn't very high) but over the last year the credit card company raised that amount and I have credit now. |
|
Leroy
 |
Ask tthe bank for a "pre-paid one" for $100 t0 600 dollars.
You will soon get offers. |
|
Scott D
|
Well, obviously the first thing is to get a job. Credit cards companies won't give credit if they think you don't have the ability to pay it back.
All I say is to try. Apply for one. If you get it, great. If you don't, do not go crazy and apply for 20 more. Every time you apply, your credit is run. And it actually hurts you if your credit is run too often. |
|
Brett B
|
You can build credit through private loans (a first car etc), ive even heard of people getting a loan JUST to pay it back to build credit, in other words they used the money they loaned out to pay back the loan and just took a hit on the interest.
Another good way is to look for "student" credit cards, every major card company has one. They usually come with high APR though so be careful not to leave balances on them or get yourself into too much debt. |
|
mack l
 |
Credit cards are an important means of establishing credit history. Using them responsibly, controlling your spending habits and not misusing them will always help the cause. Here are few things to keep in mind before you apply for a credit card.
It is always better to use a credit card which is issued in your name. The simple reason being, it helps establish credit history for you. Use the correct identity, and get credit card issued for proper name, social security number, and address.
Decide what type of credit card you need and don't get impulsive about obtaining it. Have patience and compare various offers that suit your choice.
The APR of credit card is a very important point not to be missed by any credit card owner. There are various types of APRs, like the 0 intro APR, regular APR, APR for cash advances, APR for purchases, APR for balance transfer etc. These APR contro what interest you pay on your credit card outstanding balances. Get compelte idea about the APRs that will affect you during your credit card ownership.
If you are getting a reward credit card, make sure you know how the rewards will be redeemed and using the credit card at what locations or merchants will help you get the maximum reward benefits. Another thing to watch out is the limitations to the reward program. Check carefully about what limits the rewards like minimum reward points, blackout dates, redemption locations, choice of airlines etc.
Read more from: http://www.credit-card-gallery.com/article/342,7_essential_things_to_watch_before_you_apply_for_a_credit_card |
|
hollenred
 |
if you do get a credit card make sure 0% apr ok!
they hand them out like candy! lol |
|
ThatDude18
|
Easy, as soon as I turned 18 a few months ago they sent me about 5 a day. Fill it out and you credit line will be low at first, mine was onle 250, but pay your bill on time and they will eventally raise it. Now mine is 900. |
|
tropical27
|
DONT! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 34 minutes(s) ago
| | | |
8 | 2 hour(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
9 | 6 hour(s) ago
| | | |
9 | 9 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
7 | 2 week(s) ago
| | | |
9 | 2 month(s) ago
| | | |
9 | 6 month(s) ago
| | | |
9 | 11 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
