 How easy will it be for me to get a credit card? |
| Im 18 and have no credit history. I am about to apply for a student credit card, will it be mereley a formality meaning i will get the card easily or is there a big chance of me not getting the card?... |
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 Too much money in the bank? |
| I heard that if you put a lot of money in at once they'll ask you a lot of questions so if your doing something illegal youll get screwed. True???... |
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 Why do loan companies get away with abusing customers? |
| I have had a loan for 5k, the pay back is close to 11k, stupid i now, but how d they het away with earning so much money ... |
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| What does this mean anybody?? |
| every tax or taxes to any minisry of corporation here in nigeria e.g central bank ministry of justice etc must be paid upfront before funds will transfered or deposited into beneficiarys designated ... |
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 Should I close or keep open credit card accounts? |
| I have two of those rip off credit cards, First Premier and Applied Bank, I paid them off in full, will it hurt my credit to close both accounts now? They are the only cards I currently have, as I ... |
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 Notary public for notarizing affidavit of unzuthorized use of credit card? |
| There was a fraudulent transaction on my credit card a few days ago. I called the bank and closed my account and today I received an "affidavit" for me to fill in to report the unauthorized ... |
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 Is 761 a good credit score? |
| how do i know if i have good credit?... |
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 Credit card question? |
| I have zero credit and this credit card is for zero credit people and it says annual fee is $49. What does that mean..just to get it the card or every month or what? thank you.... |
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 How to get a co-signer off a car loan? |
| So back in 2006 I got a car. I asked my mom to go along with me because I didn't know anything about buying a car and I didn't want to get ripped off. So I picked out the one I wanted and ... |
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 Ebay selling? |
| how should I accept payment on ebay when selling something? I don't want to get a personal check because I don't want to chance it bouncing. I have NO idea how a money order works, and the ... |
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 Is the account number the first 8 digits on your credit/debit card? |
I'm just a little confused, new to the debit card, trying to create a paypal account. Thanks! x
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| What company will give you a credit card when you have no credit? |
| I am 19 years old with little to no credit history. I was able to get a credit card through a department store but was declined for a credit card through the bank (where i work none the less!) and ... |
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 Should I apply individual or co-sign? |
| I'm using my credit to get my son a car. My question is will the chances of approval decrease if i list myself as a co-signer and him as primary (he has terrible credit) or should I just put the ... |
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 Is there a way to get out of paying student loans.? |
| Student loans is their ever a way out of paying,besides pay pay and pay ... |
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 We are about to loose our house to rising rates . credit is bad . what do i do? |
| Our credit dropped because we can t keep up and our other bills are being paid late.... |
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Mother of one | How do you add good things to your credit? |
I am 24, will be 25 in June. I have a 4 year old son. I don't own any cars, rent any cars or furniture, etc. I don't have a cell phone, or even a bank account. I do rent the top half of a duplex, and I pay all bills, but water. I have been own my own since I was 18 and have had my own place since that time. But my credit report shows that I owe close to $900 for a credit card, but that is all. I want to be able to add things to my credit report/history so that I don't need other people to help me get a car, for instance by them being a cosigner, however, I don't know how to do that. I want to know what little things can I do now so that I can build on my credit and make it good too. |
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XoxoxoxoX
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Pay down your debts will boost up your credit score, so try to pay down the $900 credit card debt, also open a checking account and maintain it in good status/standing. |
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btuck
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The best way is to get a credit card. I suggest one with like a 200-300 dollar limit. Use it only for gas or the grocery store and pay it off every month. It will give you a good credit history on your credit report and raise your score. Hope this helps. |
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Waitin' 4 Next Year
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You can apply for a second credit card or charge card as long as you use it from time to time and pay on time. Keep in mind it is not good to have to many items on your credit nor is it good to continuously be applying for credit. It sounds like you are trying to build credit history, and by making monthly payments to your existing card should do the trick-over time. |
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♥Spiders Squirting Sweetheart♥
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Get a vredit card and make small purchases once a month and pay it on time get one with a low balance. Or try getting on from a department store, but remember small purchases and paid on time for a few months should bring it up. |
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michala
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mmm i bet you already qualify get a bank acount get another credit card use it pay it off every month is how you ern credit also your total income ads to your credit also |
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johnnyb6231
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The only way to "add" good credit is to get credit and pay it off. You really need a checking account right away! You are not get anything without that. After that if you can pay down your credit card. Experts say that consumers should aim to keep the balance on their credit card accounts no higher than 35 percent of their credit line. That means if you have $1000 credit limit on your card, try to keep the balance no higher than $350.
Make small purchases using you credit card and pay it off right away. Take out a secured loan and make on time payments every month. Things like that.
Good Luck! |
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kcmom
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this is what i did i got a target card and another store card can't remember name now but then i would go shopping i would make sure that i had the cash on me then pay for items with store card and go straight to customer service area and pay it that same visit it takes a while you could do that with another credit card to for grocery shopping with like visa ,american express just don't spend more than you have for those items then come home get on puter and pay it online |
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bdancer222
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There is a way to add items that your creditors are not reporting to your report but you have to pay the credit bureau and the item doesn't get updated. But things like rent and utilities wouldn't really fall into that category.
The best thing you can do to improve your credit is to pay off that credit card balance. Carrying balances of more than 30% of your limit hurt your score. Much better to only charge what you can afford to pay in full and on time each month. |
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Lynn
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Why buy on credit when you can save up and pay cash? When you buy on credit it costs you more. Credit sucks! |
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