 How long can someone keep a check for? |
if someone has a check, and hasn't had the time to cash it yet, how long can someone keep it for, before they aren't allowed to cash it?
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I'm the one who ... |
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 I'm seeking advice on spending addiction - SERIOUS answers only, please? |
| I don't carry credit cards, but I have a bad habit of overspending my budget to the point that checks bounce and I wind up in a financial mess. I have even been suckered into those cash advance ... |
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 If an adult has no credit history, what's the best way to establish one? |
| My neighbor is 47 and has only paid cash for everything. She would like to have some kind of credit history.... |
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 Hey, I got an email that told me I won a lot of money, but now no one has responded? |
This is what the email said:
WE ARE PLEASED TO INFORM YOU TODAY 17th OF July 2008 THAT YOU HAVE JUST WON YOURSELF THE SUM OF 0ne million euro file number 623-880-1121.serial number 553442:Q... |
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 If I make one late rent payment to my apartment, will it hurt my credit? |
| My roommate's bank account got messed up with pending deposits and so our rent payment check bounced... we have the money to pay it (and the late fees) a week late, but the leasers have already ... |
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 I have one credit card and excellent credit. Will getting a new credit card affect my credit score? |
Additional Details
I have a balance of $1600. I have never been late with a payment and I have had it about 5 years and it is the only one I have. I want to transfer that balance to a 0... |
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 Can I make a payment to a credit card that currently has a 0 balance? |
| I'm making a purchase on my credit card, but the purchase will be about $100 over my limit. If I make a $100 payment to my credit card that currently has a 0 balance (so my balance will be -$100... |
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 What is a quick way to pay off credit cards? |
| when you don't have a job, no money in the account and don't want to mow lawns or do manual labour or borrow from family or friends.... |
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 Is there a credit card a 18yr old can get without getting denied and no credit history? |
| I've tryed to apply for a few credit cards to build up my credit like letting my parents use it and them pay the bills but i always get dennied and I dont wanna have a co signer can anyone link ... |
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 If I make late payments does this affect my credit? |
Sometimes I pay my phone bill or car insurance bill late but I do always pay them every month. Does this affect my credit negatively?
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I do pay the full balance owed ... |
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 Debt question.....? |
| I was a stupid teenager who used a credit card to buy tons of expensive things. Now I'm 25 and I'm still trying to get out of the $10,000 hole I dug myself. What's the best way to do ... |
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 How am i supposed to pay for something i want online? |
when i haven`t got a credit card..all i have is a debit card.
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Thanks everyone..its the first time i`ve ordered anything online or wanted to should i say.... |
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 How do I go about fixing my credit report? |
| Besides paying current bills on time, do you have any suggestions that will help me get my score up?... |
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 What is the Best, Fastest, Cheapest way to Fix my credit? |
There is a credit repair service upstairs and they write letters to the bureau but its like 1500 bucks for me and my husband?!! I need something cheaper!!
Additional Details
I pay my ... |
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| Collections? |
| i try to work out a deal with my credit card company they did not want to hear it they turn me in to collections and they call me up day and night and at work harrassing me, what can i do , they want ... |
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 Is here any credit card user here.I need Help? |
| My elder bro is a credit card user.He started his first credit card as seplimentry credit card.He uses all his money.to making bank statement,so he collected many credit cards,but all their amout ... |
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patrick_c_a | How do you answer the question of 'Gross Annual Household Income' when applying for credit? |
I have two roommates. None of us have any financial obligation to each other, other than paying rent and utilities. When asked 'What is your Gross Annual Household Income?', do I respond with MY gross annual income, or with the COMBINED gross income of me and my two roommates (my household). Note: We rent, there is no mortgage. |
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Amanda H
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You should only use yours-- they are trying to figure out how much they can give you-- not all of you. "HOUSEHOLD" is generally used becuase typically it is a married couple with kids-- so the income is all counted.... in your case, just use your own, and if they ask for rent, only include your portion...and that goes for utilities, too. |
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bibus73
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Amanda is right, do not use others income when you want money for yourself, such misrepresentation may lead to the problems. |
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♦cat
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That's ur personal credit...so u can just use yours...now if u are applying to rent a place then u put all three incomes.... |
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slanteyedkat
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They are asking for you income before taxes are taken out. And if you file alone on your income taxes, the you would only proivde your gross income not yours and your roomates. Unless you all were trying to buy a house or something like that together. |
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Brutus
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Use yours as stated on you income tax form |
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STEVEN F
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They want the amount of income available to pay back what you borrow. Unless your roommates are willing to be responsible for the debt, your income is the number they need. |
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Hot Damn
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just put yours so you dont get rejected. |
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Christian93
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You should only report your income, if you are going to be solely responsible for the account. |
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eagle
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Just respond with your gross annual income. |
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willys56cj5
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Only your own gross. "Household" implies legal tax purposes (i.e. you & spouse, you & elderly dependent parent, etc.). Just remember you ARE permitted to to report your rent amount and utilities as only the portion YOU are responsible for so if rent is $600 divided by the three of you, you only have to list $200/month. |
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mikeae
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I could give you a long drawn out explaination of how to compute gross income for this purpose. It would include evrything from Wages to Investment income and what dudctions to deduct from the dollar amount.
But in an effort to not confuse you I will take the short approach. Go to your tax advisor and ask him/her to establish a dollar amount for you to show on the credit application.
Above all remember this, you are under no obligation to show Alimony or Child support received on a credit application. |
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