If I want to consolodate all my bills by refinancing my house? |
| I would like to refinance my house and consolodate all my credit card debt into it......does that require getting my house appraised????... |
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A collection agency is offering 40 cents on the dollar, but says the offer's only good for a day. Is it? |
| A collection agency contacted my mom two days ago for a delinquent account. The person she is speaking to is offering a 40 cent on the dollar cash payout on a $13,000 balance, but says that the ... |
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Pin number reversal? |
| PIN NUMBER REVERSAL "If you should ever be forced by a robber to withdraw money from an ATM machine, you can notify the police by entering your Pin # in reverse. For example if your pin number ... |
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Is it me or is HSBC have the worst Customer Service ever? |
| They have the worst Collectors and customer service reps ever. They constantly try over-talk you will call you a liar to your face. After today I will start recoeding my conversations with them. T... |
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Auto loan with a FICO score of 750? |
Is it likely or unlikely for me to get approved for an auto loan?
What do you think the APR would most likely be for a 750 fico score?
I have no negative or derogatory on my ... |
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Will it hurt my credit if I pay my mortgage one day late.? |
| I waiting for my paycheck to clear. And my mortage is with the same bank that I have my checking account with.... |
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Why are people so judgmental when it comes to credit? |
| I see a lot of people on here who answer questions about credit that put others down who are seeking help b/c of poor decisions. They rub it into the person's face that they have flawless credit ... |
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Worth closing credit card? |
| I have one payment left on a high interest credit card and then it'll be payed off. I also pay a $50 annual fee with or without money owed (got the card when I was younger with no credit to my ... |
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Has anyone ever used a credit monitoring or credit alert service? |
| I am thinking about signing up for a credit alert service through one of the 3 credit agencies. They all offer som many different options but I would like to no how well they work.... |
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If I filed for Bankruptcy can i get a home loan? |
| I filed for bankruptcy last Oct 05 husband did not and we want to purchase a house and land that is going up for Sheriff's Auction. Will we be able to get a loan? And where should we go to get ... |
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Ebay???????? |
| When u buy something on ebay can u cancel ur order????? after u already buy it and used a bank or credit card? and ... |
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I wonder if having 100K in available balance when you apply for a mortgage would hurt your chances? |
Lets say you make 50K a year and have 100K in available credit.
Wouldn't that hurt your chances for a loan, or will it improve them?
Wouldnt the leder be afraid, you'd "go ... |
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My hospital bill has gone for collection. How badly does that affect my credit? |
| I paid the bill as soon as I got a phone call from the collection agency, though it is too late.... |
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How do I get a collection agency to stop harassing me for a debt that is not mine? |
| Sometime in 2005 this collection agency in New Jersey sent me a letter by mail saying I owe something like 2600 dollars for a debt to Verizon. The name on the information they sent was not even ... |
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Been made redundant and have a car on finance need advise!!? |
| hello, my partner as a car on finance and he as just been made redundant well he as payment protection which covers him for a yr well ne way he as 9000 still left to pay how much will they cover him ... |
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Would someone explain to me how cheques work? |
To me it's just like writing the amount of money down on a peice of paper and writing down the name of who you're giving that amount to. Then just signing it at the bottom...
It... |
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jackie s | How do you borrow money when your credit is really really bad and you do not own a home? |
i dont make as much money as i used to i cant afford to make payments due to the amount of child support i pay which is never late but i am about to lose my truck |
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KL
|
If you're about to lose your truck, then you need to contact the bank that holds the title. Banks lose money on repos and foreclosures and are usually willing to work something out. Try to see if they will set up some payment plan with you to catch up...though they may want it withdrawn directly from your pay.
You also need to contact your local govt. agency. Child support payments are based on the amount of money you make, so if your income has dropped significantly, your child support payments may go down. Contact the Friend of the Court and your car loan company TODAY!!! |
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Butterfly
 |
If your truck does not have a loan on it you can still get a secure loan by using your truck. Some places like Beneficial give loans but they charge alot of interest. Your bank might give a loan if you allow them to take the payment out automatic from your account.
Get some secure credit cards and fix your credit in the future. Even with the fees they charge it will repair your credit. Try Orchard Bank. |
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raider rob
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I would suggest yu contact your lender as soon as possible. maybe visit youreapproved.org to find bad credit lenders. You may also want to look into going back to court to have your child support payments amended as well. |
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john d
 |
Plenty of good advice here. |
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coconut
|
borrowing more money isn't going to put you in any better of a situation. maybe you can downgrade to a cheaper vehicle. If you are having a temporary money situation talk to your loan company, they should be able to defer a payment or two and add it to the end of your loan. |
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sexytrojan
 |
You don't want a loan. Ask family or friends. But will you be in the same situation next month?
That's cool that you pay your child support on time, every month. So many men don't. |
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keni
 |
---------------------------
it sounds as though you have repayments on the truck - ask the loan company to give you a holiday of 3 months
I don't want to sound nasty but if your ex-partner has a man moved in perhaps the child support should be lowered.
Hope things get better for you soon
------------------------- |
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Eskimo Joe
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Sadly, it's nearly impossible. All that you can hope to do is find a very high-interest loan, as anyone willing to take on such a risky contract will want to be well compensated. If you search on-line, I'm sure you'll find someone sooner or later, and they will hit you over the head with an insane rate. If you can't pay your current bills, adding another at a higher interest rate might not be the smartest thing you can do. |
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evil_kandykid
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If your credit is bad, you'll probably need a co-signer. Do you have a good friend or family member that would be willing to do that? If not, i'd first look into my credit to see just how bad it is. Then i'd start contacting different loan companies. You'd be suprised what there is out there, and who they'll give money to. Don't get in over your head though, you will have to pay the money back, and if your credit is bad, your interest will probably be high.
Another option, depending on how much money you need is to look into a pay day loan place. They will pretty much loan to anybody, as long as you have a job, and have had it a deccent amount of time. They don't even look into your credit. But generally those places are only good for a few hundred dollars, and you have to pay it back within a month. |
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