 A creditor said I had to pay $450/month on a debt I was behind in.I can pay $225/month.Can they sue? |
| I live in Tennessee. I have corresponded with them from the beginning and have told them that now I can pay the $225 I was paying before I had problems. I have paid payments of $500 once and $450 ... |
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 How can I have a good credit score? |
How many credit cards are recommended to have open?
How often should I use them?
What can I do to increase my points?
Can you give me some tips on how to maintain a good credit?
<... |
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 When I apply for credit cards, do I use my old address or my current one? |
I didn't know which one to use or will they send it to my old address
Additional Details
I don't want them sending it to my old address because my ex lives ... |
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 What happens when you get rejected by a credit card company? |
| I heard it makes it makes your credit bad. i dont have any credit and have been trying to get a credit card and i got rejected a couple of times does that make my credit look worse?... |
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 Best place to get a home loan with bad credit? |
| I am looking for a return on rent. I pay over $1000 for a place to live anyways, but do have a few problems with my credit. Where is a good place to try for a loan, I don't want my credit ... |
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 Please help and i mean PLEASE? |
| I built a website on CityMax.com and I am not sure how to quit?? I need to quit because it said it was free until I signed up and now I am screwed!!!!!!!!!????????????????????????...... |
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 What is APR? |
Do I have to pay the percentage fee of APR for a credit card annually if and only if I pass the credit line limit? late payments? and some other mistakes I make?
OR
Do I have to pay the AP... |
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 Debt Gone for good.... is this for real? |
Has anybody ever dealt with this website: http://www.debtgoneforgo
If you have, how was your experience with them?
The reason I ask is because my friend got an ... |
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 Any debt experts out there?!?!? |
| I have had a judgement entered against me for an unpaid debt which has left me unable to get a bank account or any type of credit. This debt has now been paid off and cleared but how long will it ... |
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 A Debt Question for anyone that can help...I received a letter from a Debt Collection agency today.? |
This was totally out of the blue but they claimed that they sent a letter to me a few weeks ago in regards to the matter..A letter i never received.
I rang them to find out what was going on,and ... |
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 After a credit card is charged off and sent to a collection agency, can you still settle with the CC company? |
| I want to deal with the credit card company (original debtor) and not the collection agency. Can I still do that, or has the credit card company already relinquished its rights to the debt?... |
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 Cant get a loan ???? |
| cant get a loan because i have no credit history anyone got any ideas ??? im 19 so any help would be ... |
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 Where can I get loan with poor credit a score of 512? |
| personal loans with few charge offs bankrupcty really need ... |
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| Bank of America...scam? |
| My boyfriend got a letter stating that some changes were being made to his account (it gave him the last four digits of the account). Thing is he has never banked with them before. Is this a scam or ... |
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| Cancelling credit cards..does it affect your credit rating? |
| i have 4 credit cards (too many i know!) - but have managed to pay them all off after a spot of luck. now...i want to cancel 3 of them (keep 1 for emergencies) ....if i do this..will it affect my ... |
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 Will adding myself to my mom's high credit limit card hurt or help my credit? |
| I was recently added as a joint cardholder under my mom's $17,000 limit card and transferred $4,000 of my debt to it. However I have not sent back the form adding the new credit card to my ... |
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 Credit Card limit was raised, by the creditor how does that affect my credit score? |
| I have an Old Navy card that use to have a limit of $400, they raised it to $750 does that have a negative impact on my credit and my credit score or does it look good? Also what affect will it have ... |
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red bone | How do you clean up your credit? |
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maryeforeman
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Establish a history of making payments on time and in full. If you can demonstrate that you can pay off your debt in FULL each month, your credit will rise very quickly.
That is something that you want to work on asap, too, because the alternative (bankruptcy) is not a great experience! |
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worldtraveler
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Pay all bills on time and pay off all old debt. Period. |
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vicky
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pay your bill and cancel your card. |
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statetime2000
 |
Pay your bills on time |
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Obi-Wan Kenobi
 |
Pay off all your old debt.
Do not incur debt that you cannot handle (cut up those old credit cards...except maybe one).
Use ONE department store card, one MC/Visa or one car loan and pay it off in FULL INSTALLMENTS (no early pay off).
Lenders like to see the full history of someone paying on time for many months. Folks sometimes think that if you pay something off early, it will look good. If you're trying to rebuild credit, letting the loan run the full length will look much better.
Good luck!! |
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mick8751
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dont charge any more lol |
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LoVe hUrSts
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like a credit card? if so then go to this website. www.credidcleaner.com
good luck |
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wrnbby
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a good idea is to request your a credit report for free through that federal program-what i have done is requested one from each of the 3 major bureaus-usually you can view them online-then dispute ANYTHING that is wrong-even if the debt is valid and the dates are wrong, or your name is wrong or you dont remember the creditor-dispute! they have to check the validity of each dispute and they have to let you know within 30 days. If they cannot verify-they have to remove it. sometimes you have to dispute more than once, but also make sure you check with all 3 bureaus to make sure each item is the same, and removed if applicable.
it might sound like a lot of work, but the reports are pretty easy to read, and easy to dispute any inaccuracies. you can change alot on your report just by making the effort. |
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mombheard
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start by paying your bills on time. consolidate if you can. dispute anything that is incorrect on your credit bureau. and don't apply for a lot of credit. hang loose for about a year before any big purchases if you can. pay on time. do not close out your credit cards. just don't use them. or at least your oldest credit card. pay on time |
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rocklover31
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cut them up and consolidate all your bills |
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custangro
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Pay your bills...and that's not enough! You have to pay them on time. |
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conner0425
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get all your billes in then see your credit use you credit card and get more credit => |
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mystical
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throw away the card to start |
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