 What is the most sensible way to get rid of credit card debt? |
| I have about 5k on credit cards right now and they all have high interest fees. I was told if I paid them off in full it would damage my credit rating. What is the best way to bring down the amount ... |
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 My husband just found out that his father has ruined his credit, $214,000.00 worth! What can be done? |
| he found out he has a house in his name, businesses, cars, utilities, starting when he was 10 years old!!!... |
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 If I elect to pay a credit card balance in full via direct debit...? |
Will I be charged interest on the days inbetween the payment being sent & the card company receaving it?
Thanks.... |
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 Incease in credit score? |
| My current credit score is 650. If I pay my bills on time for 2 months, do not apply for ant new card or loans, use only 25% of available credit, will it increase to 700 by the end of december?... |
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 I just got a CREDITCARD offer in the mail today with a 5,000 credit limit but i never ever had a credit card? |
| and my dad has several and he always told me to never get one because it will be diaster but i really need to pay my bills and my job sucks. Im a nurse aide so should i keep the credit card?????... |
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 Husband has done a runner and left me to deal with his debt? |
| My husband has done a runner to canada recently because he owes a huge amount of money in the UK. He has dual nationaility and his parents are over there so he has gone to live with them and get a ... |
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 Why do companies do credit checks before hiring someone? |
| I don't understand this. What purpose does it serve? You're trying to get a good job to build your credit back up. You;re applying for a job, not a bank loan. As long as you are otherwise ... |
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 What happens if my credit card bill has been sent to attorney for collection, and I still don't pay? |
| I have no money. We have had a very hard year. I cannot pay these bills. i have 2 credit cards turned over to an attorney and a hospital bill at collections. My credit is already shot, after ... |
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 Getting more credit cards help to keep a good credit record??? |
Hi i just want to know if the quantity of credit cards a person has, can help to improve his or her credit record?( i dont have my record low ok)
I have 2 already, but i would like to get ... |
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 Math Question. I borrowed $950 and want to repay the amount borrowed plus 10% interest over 19 equal payments |
can someone give me the total? Thanks!
Additional Details
I'm sorry, it would be bi-monthly. Can someone give me the formula? It's always good to learn something new. I ... |
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Me . | How do you find out what's wrong with your credit? I just applied for a credit card and was denied. I have a |
couple of theories as to why and what i owe being the culprits, but how do you find out exactly what is making your credit too bad to recieve a credit card? |
 |
 
Baby242
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Actually, since you were just denied a card, you can obtain a free copy of your report from the agency (or agencies) that they used to deny you. This does NOT count as your "one free a year" report. Look at the letter sent to you for your denial. It should contain the information on how to get a copy of the report. If you were denied at a point of sale (like when they ask at the store if you want instant credit) wait a couple of weeks and you will recieve a letter from the lender telling you were denied and giving you the information you need. |
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stan c
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Just request your free credit report @ annualcreditreport.com or call Trans Union toll free @ 877-322-8228 for all 3 credit reports. |
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bdancer222
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FreeCreditReport requires you to sign up for some kind of monitoring service. Go to AnnualCreditReport.com. That is the site set up to get your annual free copies.
If there are any errors, you can dispute them.
How is your payment history? Late payment, even one, is bad and will hurt your credit score.
A large part of your credit score is based on the ratio of debt to available credit limit. If you're over 50%, your score will be trashed. |
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Geek
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If you're denied credit, you have the right to ask why. They should be able to give you copies of any documentation or credit reports that were used in making their determination. Just ask. It's a good way to get a free copy of your credit report between the annual free ones. |
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beauty s
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get a copy of it |
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dawgs4me07
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You can go to freecreditreport.com or wait for the credit card company to send you a letter of denial and it will tell you which credit bureau they used. I have checked all 3 bureas and they all 3 report different.. |
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RoJaMitchell
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all of the above. |
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sule l
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I am williams pecky a ligit loan lender i give out loans with low interest rate and gurantees,if you are interested for the loan contact us on via email brolikloan@yahoo.com |
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randomcobweb
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The company refusing credit will send you a letter stating which of the three credit agency reports they looked at (it could be only 1 or al 3) and an explanation as to the reason(s) for the denial. You then can seek a copy of your credit report to see if there are any errors on the report. |
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xihua
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You will need to pull out all 3 of your credit reports and find the deficiencies. Chance of why you were denied was probably due to:
a. late payments
b. high debt
c. too much inquiries
d. charge offs
e. no credit history
f. list goes on
It is very important to check your credit report from experian, equifax, and transunion. |
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burghgirl
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If you live in the US, go to www.freecreditreport.com. You'll be able to see why you can't get a credit card. |
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