 After paying off a credit card what is the best thing to do, cancel or no? |
| I just paid off credit card and don't know if I should cancel it or if I shouldn't.... |
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 Credit Card...? |
| So I've applied to so many places to be able to get a credit card NOT a debit card, but i cant find anyone who will accept me. does anyone know of any good sites to look up credit cards for ... |
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 I have received an email telling me that if i have credit cards which i took out before 2007 they can be wiped? |
| can credit card bedts taken out before april 2007 be wiped out with no effect on credit rating seems strange to me what does anybody else ... |
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 Should I pay the deliquint account or leave it? |
| I'm trying to raise my credit score. I've heard that once an account goes into collections you should leave it alone because if you pay it, then ur score gets lower. One of my derragatory ... |
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 How can I settle my credit card/personal loan debt? |
| I have credit card/personal loan debts and looking for a lumpsum settlement. Due to financial problems I'm not paid last few EMIs.... |
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 Paying off credit cards? |
| ok so I have my credit report and money. What's the best way to pay them off. Should I negoiate with them for a lower price, pay the whole balance, make payments??? Im looking for the best ... |
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 Credit Score dropped...how can I get it back UP? |
| The last 6 month I worked so hard to get my score up to a 710 and when I moved I neglected to check my cable bill at my old address. I was sent to collections over 55.00 and my scores dropped into ... |
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 I am 23 years old, i am unemployed, and i am $20,000 to $23,000 in debt i dont know what to do? |
| I dont know what to do i am about to just let them go? i did good at keeping up with my credit at first but right now is just too much i been unemployed for awhile finding money to pay for the ... |
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 How to build credit up? |
| cause i dont have any credit and i cant get a credit card ... |
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 Secured Credit Cards? |
I just opened last week 4 secured credit cards with $300 credit limits each. I need to repair my credit...
If I charge $10 on each monthly then pay all of them off monthly and keep doing ... |
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 Do those debt consolidation websites really work? |
| My boyfriend is around $17,000.00 in debt. He almost signed up with one of those debt consolidation companies online. What they told him to do in a nutshell is to pay them X amount each month and not ... |
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| Credit card interest rate jumped to 30%! Why? |
| My husbands Washington Mutual credit card jumped to 30% interest. We have never been late on a payment and we pay way more than the minimum in order to pay it off. Right now the balance is $423.00 (... |
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 My nephew has a bunch of bounced checks? |
| He has bounced about 5 checks and has no money to put in the bank to cover what he has written + fees and such. He has no job, so no way to pay them back and none of the family is willing to loan ... |
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 Is it a good idea to take out a small home equity loan to pay off credit cards? |
10000$ to consolidate 7000 in debt, the going interest rate is 7.5 % we are currently paying between 13%-23% on the cards
Additional Details
the remaining three thousand will go torward ... |
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iyadchahadeh | How do you fix your credit? |
I want to fix my credit history. HOW? |
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bella_4624_19
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you need to get copies of all your credit reports. first, get all wrong spellings of your name and all old addresses removed. then dispute your negative tradelines, make sure you are outside of the statue of limitations for you state. 30 days later you will get your results, if some bad stuff comes off try applying for some store cards. for the tradelines that come back verified, write a letter and ask the creditor for validation. then repeat |
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Kitty
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You've heard it HERE, everyone is right !!! .... PAY YOUR BILLS.... Pay everyone you owe... Pay ahead of time and make extra payments on things that have a monthy payment schedule. |
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Real Georgian
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Here are a few tips:
1. Dispute the accounts that you have issues with in the middle of November. They have 30 days to respond and December is a busy time of the year.
2. Use http://www.mycreditadvise.com to learn more tips on how to repair your credit.
Good Luck! |
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Thoughtfull
 |
My personal experience is that it is an impossibility which shall never ever be realized by me.
Credit Bureaus are designed by mankind to keep the peon's like you and I down, and they shall do it forever, no matter how hard you try to change it.
Do you know that they will not even accept a phone call from you to dispute there inaccuracy's even if you are paying the long distance call.
It is better to live life with out wishing for impossibility's such as having great credit, however if you have valuables worth more than the loan you wish to seek, you can always obtain a secured loan if you wish to borrow money.
other wise just focus your efforts on obtaining wealth with out credit, and once you have obtained your goal, then the credit bureaus will work for you to keep all of the other poor hard working slobs down, although by then you will no longer need, or wish for credit. |
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xsandybreezerx
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very carefully and it takes time. take out a small loan (if you can get one) like say $1000 and pay it off early and make sure every month it's on time. pay off whatever debts you have. then like 6 months later get applications from all the credit bureaus to put in that you've paid off items, sometimes they can wipe them off your credit report, but it can cost you in fees. get a credit building credit card, premiere bankcard has a good one, but there will be a low limit and monthly/yearly fees. so you might have to pay that and it isn't exactly cheap but it will boost your credit scores. |
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lost one
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pay your bills |
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tariq k
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pay ure bills on tym, im a bank manager |
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korries3
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pay your bills or wait the 7 yrs. |
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Sarah B
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Just pay your bills on time and sooner or later it will go back up. |
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