 Does checking your credit score on FREECREDITREPORT.com lower your credit score? |
| I heard from friends that it does and I just wondered. And also what happens if you miss ONE credit card payment??? Please only intelligent answers, this is important.... |
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 Anyone out there frustrated about their credit rating? |
| Heres the deal: Im 20 years old, I have had credit history for about 3 years I have done excellent with making my payments and also paying off my credit, however I only have an Average rating and Its ... |
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 How do u get a credit rating if u cant get credit? |
| e.g an 18 year old. living at home, therefore no bills ... |
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 Credit cards? |
I'm so confused. I"m getting to the age where the option of having a credit card is drawing near.
I've been looking at different cards, but I can't seem to make heads ... |
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 Can i use my ATM card to make online purchases? |
| Can i use my ATM card to make online purchases? My bank is Commerce bank.. now changed its name to TD bank. But, am i able to? On the card, it says ATM and it doesn't seem to have an expiration ... |
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 Is this Credit fallout because of the borrowing to pay for the war.? |
| I am watching all the reasons for American and UK economic fallout and cant help but feel its a smokescreen . The war is costing billions and billions of dollars. Who is paying for this? Is this not ... |
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 I want to remove myself from my ex-fiance's car note.? |
| Like and idiot I co-signed for my ex-fiance's car note. Long story short the wedding never happened, and now I no longer want to be listed on the note. Is there a way to remove myself from it? ... |
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 Can I sue someone for not paying a bill that i put in my name? |
| I got three cell phones in my name. Which I gave to family since they all have bad credit. We made a verbal agreement in front of employee/friend that they will pay their bill on time. But they have ... |
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 Should we take the settlement offer...? |
| About 10 months ago, my wife went to an emergency room because she was having terrible pains. We did not have the funds to pay the bill. For last few months a collection agency has been trying to ... |
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 Bankrupt girlfriend? |
| My girlfriend just told me that she's a discharged bankrupt!! I'm 28, she's 26, we've been together for 7 years, and she went bankrupt when she was 22!!!! It was stupid credit ... |
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 Just thought I'd give it a try? |
Hi, this is George Zimmer founder & CEO of the Men's Warehouse, just by change would anyone have a few million dollars to lend me??
I have the craziest business scheme, I'd let ... |
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 Harassing phone calls- Do I have any recourse? |
| My husband and I moved to a new state 4 months ago. Since our phone number was activated, we have received an increasing number of phone calls from debtors and collections agencies asking for two ... |
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 How did your credit get ruined? |
| I was 19 when my was destroyed. I needed an emergency surgery and didn't have insurance. The "doctors" couldn't figure out what caused the pain, but told me I have endometreosis ... |
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 What is the best way to start building your credit. I'm 18.? |
| I just turned 18 in June. I was told the only way to start was by getting a department store card and then moving on to bigger things. Well, I applied for a JC Penny Card and was not approved because ... |
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HomeSweetSiliconVall... | How do you get ONE free credit report without signing up for a trial of anything? |
I keep seeing offers for free credit reports. But you always have to signup for a month of service that will continue in perpetuity unless you go to them and tell them to cancel. Is there a way you can get just ONE free copy of your credit report and have no commitment for anything else?
e.g.
http://www.truecredit.com/entry/trueCreditEntry.jsp |
 |
 
hollister35
|
Definitely Annualcreditreport.com. You will have to pay if you want to see your credit score, but the report itself is free, and you don't have to sign up for anything. |
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Chris N
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annualcreditreport.com is the way to go. Any other methods (such as getting turned down for a credit card) can affect your credit rating negatively. Too many inquires, or refused inquires, send your credit rating down affecting the rates you can get on loans.
Sometimes your bank will run a history for you on request too, it depends on your bank and it's level of services. |
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Thomas K
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www.annualcreditreport.com |
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curlz0516
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annualcreditreport.com
you'll have to use a credit card to verify but you will not be charged anything.. promise.. i've used them and they are legit.. |
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Barkley Hound
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http://www.annualcreditreport.com is set up by the government. You get one free report from each of the three companies once a year. The only charge is if you want a credit score. They do not require a credit card.
They will verify your identity with questions about past credit that only you would know. |
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j-man
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www.AnnualCreditReport.com is a great place to start. They will try to sell you other services, but you are not obligated to buy anything (nor do they mislead you into thinking that you must buy something).
If you think you may have been the victim of fraud, then you are entitled to a copy from each agency.
If you have been declined for credit in the past 60 days and a credit bureau was pulled, then you are entitled to a copy of your report.
If you want to see your credit score, you have to either pay to see that, or apply at a bank and hopefully your loan officer will let you know what your score is (usually they will tell you if you ask). |
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Johnny
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This site should give you all you need. Don't do anything on line do it by u.s. mail...
Download brochure at this site...
See below... |
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Mariposa
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http://www.annualreport.com is the site which the government offers for one free credit report from each of the bureaus each year. You can get them all on the same day or get one report from one bureau today and save the report from the other two companies for a later date. |
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Lady Jay
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they are right about annualcreditreport .com but they were not paying attention to your question yes it is free but you still have to give your info and if you don't cancel they do charge what you want to do is if you have applied for anything and were denied take your denial letter there will be a tel nbr on it for you to call reg why you were denied and because you were denied you will recve a copy of your report from all 3 agency's for free and you do not have to give your c/c info you just have to listen to the dir and follow very carefully and you will get them |
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Robert P
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apply for a card you know you can't get...when they turn you down the law states you are entitled to an explanation and the company that turned you down is obligated to let you see your credit report from the bureau that the use. |
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