 What do you do if someone gives you a check and the check came back NSF and there account is closed? |
| I received a check and I had deposit it and it came back NSF and I cant get in touch with the people and there accout is now closed, what do I do?... |
|
 I am a small business manager. A debtor owes $250 and moved out of state. He owns no real estate.My options? |
| BTW, in my business, all the income is in small "bites"-- $25, $35, etc. so I'd rather not just let $250 just slide. The debt is 2 years old (and not bc we didn't try to collect). ... |
|
 How much do Credit Repair companies charge? |
Any idea how much it costs to have a credit repair company try and fix your credit report
Additional Details
I know that credit repair is mostly a scam, but I'm curious about the ... |
|
 Fiancée's Parents Taking advantage of and ruining her credit? |
| My fiancée's parents have used her credit for the past couple of years for cable, internet, and other utilities. She spoke to her mom about it and her mom supposedly canceled the dish account. T... |
|
 Is now a smart time to pay off credit card debt or save? |
| I'm just curious. I should be coming into a little money sometime soon and I didn't know if it would be more wise to pay off debt or to save, seeings as the economy is being flushed down ... |
|
 Credit Card Debt - Need help.? |
I am 22 years old and I can see my self quickly going into debt with two credit cards I have.
1st. I owe $1450, and make payments on time.
2nd. I owe $3559, I am over and the ... |
|
 Mother passed away with lots of credit card debt? |
| my mother passed away with over 50,000 in credit card debt. she has no insurance and no estate. i am getting letters from collectors and letters from places that say they are lawyers but appear to ... |
|
 I need a personal loan. i get paid in cash(no proof of income) but have a high beacon score. anyone help me?? |
you MUST prove income to join prosper folks. well.. for them to loan you money. i need around 7000.00 five will work though.
thanks!
Additional Details
NO PROSPER PEOPLE!!!!!! GEEZ!!... |
|
 I hear horror stories about credit card debt. Should I really go into the credit card thing? |
| I'm 26 and I have no credit history at all. I'm always needing to make a purchase online like air tickets or internet courses. Right now I am not able to get a loan for school, a home, ... |
|
 Best credit card to transfer balances too? |
| I have quite a few store credit cards with high APR's and would like to know the absolute best credit card to transfer my balances to.... |
|
 I have a debt in collections is there a way that I can pay the origanal bill & not have any dealing w/ agency? |
When paying off debts is it possible to pay off the person who the debt is w/ instead of paying the collection agency>?
I have a hospital debt and they gave it to a collection agency. I... |
|
|  |
festy1986 | How do you get a car loan if you have no credit, but bad credit? |
One of the things car dealers look for is established credit, if you do not have it they offer the first time buyers package.
Only I don't qualify because even though I have no credit, I do have bad credit because of a Verizon phone/Net bill and a medical bill. Now paying these off is a step in the right direction but it's not going to help right now in concerns to getting a loan.
Normally I'd be like screw it and get a used private one, only I went through two of them in the past year hurting my self in the process.
Is there ANYTHING I can do?
Additional Details
We're Sorry
Thank you for your interest in DriveTime. Based on the information you provided on your application, we can't currently offer you a DriveTime auto loan. Although we approve more than 95 percent of all applicants, one or more of your responses on our application form indicate that you are not currently an ideal candidate for DriveTime financing:
See what I'm saying, they make a bad situation worse, I have a full time job that pays close to 20 grand a year, so they lie when they say credit isn't a problem. |
 |
 
SPIFIMAN1
|
Auto finance is what I do for a living and there are lenders out ther that will approve you without a co-signer.
Find a dealer that advertises Special Finance and talk to the Manager, they can help you. |
|
D C
 |
Bad credit is bad, it keeps you from buying a house, a decent car, etc...about the only option you have is to get a car from one of those lots where you pay your payments to the car lot...which means you may not get that great of a car, but if you keep the payments up and you pay off your other debt, you will be back on the road to correcting your bad credit. About the only othe option is to save up and get a car that you can pay cash for...depending on your income, it may mean having to drive a $500 car for a while, but while you are driving it you may be able to save for a nicer car. |
|
♫ Mad Luv ♫
|
you can't say you have no credit when your credit is bad!
sorry! you just have bad credit! :( so that's why you don't fall under "No credit"
and yes everyone will look at that!
but your doing what is right look into paying it off mainly the phone and net bills medical bills sometimes are overlooked!
pay off the main onese first!
With you haveing bad credit you may have to get a co signer (someone with good credit) or show callerial!
so if your looking for a car your best bet is to get a beat up forsale on the side of the road first untill you have paid off your bad credit! then 7 years after that it will be off your record and you will have no credit again!
if you don't buy or go into default anywhere with in the 7 years!
Best wishes
It's hard! |
|
joyceeleann
|
Cosigner..or you can use drive time.com they sell cars to those with bad credit. You basically have to get a cheap car and pay off a smaller car loan, then trade that in and build up to a better car. Really no other way. |
|
Major Score
 |
Fastest way is to get someone to be a co-signer for you. That means they will be responsible for the debt if you fail to pay. Out side of that, work on improving your score. My business is helping folks get from a denied loan to an approved loan. You can check us out here: http://www.extreme-debt-makeover.com/ |
|
babidollishere
 |
I was in a similiar situation due to a bankruptcy. I ended up going to a dealership that sells used cars to people in such cases. The only thing is, the cars aren't "nice" and you end up paying about 3x what it's worth, but as long as you keep up on your payments, it shows up well on your credit report, cause they do report to credit bureaus. I was so glad to get that car paid off and have a good mark on my credit report and since then I have had excellent credit and the offers just keep coming in! I ended up being able to purchase a BRAND new Sebring Convertible! |
|
onecowboyjake
|
you can go to a dealer that advertises, "no credit refused", there are some of them around, meanwhile, you can make arrangement to start paying off your bad loans and ask the credit bureau to lift the black mark, talk to your credit counsellor at your bank, or you can walk and take the bus like I did for four years cause I was too proud and to stubborn to pay my cell phone bill and drive a not too cool old but in good shape used car. (or admit I needed some help to pick a good one) |
|
sporregar
 |
Get a co-signer |
|
AnGeL
 |
Co-Signer helps a lot. Goto car dealers that say good credit, no credit, bad credit, no problem. Their are plenty of them around. Or goto your bank and sit down with them and ask them how much they will approve you for, that way you will know how much you can spend on a car. |
|
Ricky H
|
The only way is to buy a car from a lot that has "buy here, pay here", they normally don't care about your credit, but you pay a much higher price than the car is worth on top of a outrageous interest rate.
If you don't need the car right away, save your money and buy a used car from a private owner and pay cash for it. |
|
Gary H
|
You CAN get a decent car loan, even with bad credit. I've done it, but you'll have to look around. That's one of the BIG mistakes people make...just taking the first offer that's given to them when they go to the dealer. Be smarter than that.
WARNING: DON'T GO TO BUY A CAR WITHOUT HAVING THE LOAN FIRST. The auto dealers will eat you alive and give you a crappy rate. Shop around with lenders who specialize in bad credit car loans. It's a better option, you don't have to take what they're offering if you don't want it, and it's better than dealing with the car dealer's people.
There are usually some nationally based car loan companies who specialize in bad credit car loans who advertise on the page linked below...
http://www.axalda.info/bad-credit-car-loans.html |
|
♥TINK♥
 |
try a co-signer |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 19 minutes(s) ago
| | | |
12 | 21 minutes(s) ago
| | | |
12 | 40 minutes(s) ago
| | | |
12 | 2 hour(s) ago
| | | |
12 | 5 hour(s) ago
| | | |
12 | 7 hour(s) ago
| | | |
11 | 11 hour(s) ago
| | | |
12 | 1 day(s) ago
| | | |
12 | 2 day(s) ago
| | | |
12 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
