 My boyfriend is concidering breaking up with me but is unsure, what do i do? |
We've been going out for two years and things have been rocky between us latly, i wont lie.
im still in love with him but hes unsure if he loves me.
He said either way he ... |
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 I owe $6000 in credit debt, but i am unable to make payment. I am out of the Country right now and wouldn't be |
| coming back anytime soon maybe more than 10 years. Any suggestion about what i should do about this debt? I am not so worry about bad credit because i wouldn't need credit for anything in the US ... |
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| Credit Score When Buying a Car? |
| Does buying a car affect your credit score? Does it go down because you've made such a large purchase, or up because you qualify to buy such an expensive item?... |
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 Who in the HE** came up with the idea of credit checks to rent an apartment or house? |
| I feel that is a bunch of bull!! I am having a hard time trying to find an apartment or house for my family because I had a car repossesed. Now, thats crazy!! The reason I couldn't pay my car ... |
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| Do I have to pay a bill from my doctor that I went to 4 years ago? |
I just received the bill of $400.00. I don't know the details. I know I didn't have any blood test as the bill claims. I only went to take care of my acne.
Do I have to pay ... |
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 Could you tell me how to save money? |
| Because I always waste my money soon.... |
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 Can we be turned over to collections even if we are making some sort of payment a month on the account? |
| There's a school account that we verbally agreed to make a monthly payment on for a certain amount. We fell short this month due to extra bills piling up so we made a payment that was less then ... |
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 Plese tell me how bad or fair my credit scores are? |
| hi i would like to apply for a loan through a credit union (TDECU) but i'm scared my credit score isnt high enough. my future husband has somewhat good credit and is already on his second loan ... |
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 Can debt collector file lawsuit? |
| ok yesterday i sent a debt verification letter to this debt collector. ive already talked to them once but didnt agree to anything or give any info. just so happens some lawyer i think has something ... |
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 Anyone know a place to actually GET a loan with bad credit? |
| We want to, more or less, get a loan for debt consolidation. We screwed up in the past, and have never been able to catch back up again to do it "right" We've gotten our sh** ... |
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 Credit score? |
| I have a credit score of 550 and I am trying to get it up. I have paid off the majority of all the stuff that was bad on it except a few Dr. bills. I tried to get a home loan and they told me that if ... |
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 Can i sue my credit card company? |
| I try to make is short. Last year, I made my final payment on my interest free consumer credit card via online banking. When I got my following statement it shows that payment was not received and I ... |
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 What will happen if someone with unpaid credit card bills leaves the usa with no intention to return? |
| Let`s say one has a total of 8k outstanding balance of different credit cards. If this individual leaves the usa without paying the debts (lets say to africa or russia) will there be any criminal ... |
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 I am looking to buy a house, but my fico is low. How can I raise my scores - fast? |
| I live in So Cal and the price to buy even a 1 bedroom in a run down neighborhood are outrageous. I make enough to pay the mortgage for a $550,000. home, but I need to have a 700 fico to be given a ... |
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 I think I have been the target of fraud...perhaps a debt collection fraud? |
| Today I received a computerized voice message which stated that I should call back to discuss credit issues. I did return the call, but after 'waiting for the next available person' it ... |
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Terry J | How do you get a credit card with no credit rating? |
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Rene
 |
You would probably have to start out with a secured card, or try getting a store card to build a credit score. Then as long as your credit score is good you can get one almost anywhere. |
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Bornredprincess
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You would have to get a secured credit card. This is a credit card that you have to make a deposit on then use.
This should only be used as a last resort. |
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Frank Castle
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I can get you a Credit Card at your doorstep. If you don't get approved you don't pay me.
I asume this is your first Credit Card. |
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philbertpheinstein
|
There are thousands of banks wanting, make that begging, to give a credit virgin a credit card. |
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imisidro
 |
When I had no credit rating (immigrant), I started with store credit card. I patronized those that gave me a card (Macy's) and never entered again those that rejected me (JC Penney's). I also got a card (not secured) from my bank, even though it was only for a credit limit of $500. |
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dj27
|
get a prepaid credit card |
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Credit Guru
|
Watch out with some of these posters. They are in violation of the Yahoo agreement and are trying to sell you something.
Pre Paid cards are a waste of your money because they don't build your credit and are usually full of junk fees.
This is one of the most common questions on this board.
How do I build/establish credit?
First off you need to be educated about how credit works in the U.S. Every credit decision a lender makes is driven by FICO credit scores. You can go to www.myfico.com and look in the Credit Education section to learn how FICO credit scores are determined. To build your credit you have to place positive credit items on your file that will report positively for 6-12 months minimum. If you want your credit to be in the Excellent category (FICO score 720+) then your goal should be to have 3-6 revolving accounts(dept. store, gas cards, Visa. etc.) and 1-2 installment loans(car, mortgage) that are reporting positively.
I would start out with a Bank of America or Wells Fargo secured Visa card. Both banks have great programs with low annual fees, low starting amounts ($300.00) and no junk fees. After 12 months of positive on time payments you will graduate to an unsecured status. Then you will probably be approved for other cards such as dept. store and gas cards.
Good Luck |
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more_evil_then_santa
 |
You can get a secured credit card or a pre-paid one.
With a secure credit card, you use some sort of account or another asset as a collateral.
With a pre-paid credit card - you pay in advance and can only use it up to the balance of what you paid. |
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moms]
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get a secured card
first premire |
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pie fice
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u can ask the bank |
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