 Bank charges? |
| does anyone know how to reclaim bank charges.ive been charged 11 times in the last three months of 35.00 its ... |
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 I am worried about what a collection agency is telling me.? |
| I had a car repoed 6 years ago, and just last week i got a call from some realy rude man demanding 12k for the balance, intrest and fees. I told him i dont get it and i am not paying you and hung up ... |
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 How can i raise my credit score? |
| i had a macys card, but didnt pay it, so they deactivated it. How am i sposed to raise my credit score, if i cant buy anything on credit?... |
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 This loan is killing us can anyone help? |
| my husband took out a loan "two years" ago for 2000.00 from this loan place call CASH CALL he got the number off t.v. from gary colman! anyways he took the loan out for christmas so he ... |
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 Which will improve my credit score more? |
| With my tax return money I plan to pay down my debit Which of the following will improve my FICO score the most: (1) Pay off completely ($0 balance) a store credit card (Best Buy) (2) Pay down a Visa ... |
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 Was $2,200 in debt - Now $1100!!? |
| I was $2,200 in debt but I got a job working full time at $11.50hr. I have paid off half my debts so far, but Was forced to leave my job, due to problems with one of the supervisors and they were ... |
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 What should happen when you pay over your monthly car payment? |
| When I say what should happen, I mean that shouldn't it come directly off the principle?... |
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 How do I build credit? |
| I have tried to get a credit card and cant get approved, even for the ones for people with bad credit. I have two chargeoffs from almost 3 years, I know I need to pay back. I am still paying off ... |
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 My mom stole my indentity, what do I do? |
| My mom used my identity when I was only fourteen to open up a phone. I don't know the details, except what I was told, but recently I checked my credit and it had this huge two thousand dollar ... |
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 How can I rebuild my credit to buy a house? |
| My husband and I have been married a little over a year and we have a baby. We both have pretty bad credit, he has medical bills and unpaid credit cards and I have a repossessed vehicle and unpaid ... |
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 Do you have to have a bank account to buy on ebay with paypal or will a credit card work instead? |
| I have apparently set up an account and added a visa debit to the account...I have NO clue how to go on from there? How do I by on ebay?... |
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 Can I legally be sued for debt for something that was before I was a legal adult? |
Here is my situation (bare with me!)...
4 years ago I started college at a very pricey insitution. I didn't necessarily want to go there but my dad liked it so I decided to go there. Once I ... |
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 Loans for unemployed? |
Are there any real companies out there that give loans to someone who is unemployed, becuase i really need a loan and im in full time college. Also i rent.
I know most of them wont ... |
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 My friend told me that everytime a company does a credit check on me...? |
| such as fashion bug, my credit score goes down and I could be red flagged for having so many credit checks done. I want to know if he is correct, because everytime I go to fashion bug, the clerk ... |
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 Have can I check my credit rating with out having to pay any thing? |
I tried checking my credit report/rating but you have to put in your debit card details and I dont want to pay any thing.
Can I ask my bank do it for me and get them to tell me what my credit ... |
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your_soulmateforlife | How do you keep your lights from being shut off when you can't afford to pay your bill? |
If you send in or do an online payment of any amount will that help? I mean it shows an attempt to pay right? |
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Krinta
|
If you can afford the internet you should have no problem paying a bill. If your that far in debt cut back on some things like the interent and other things we don't need for everyday life......K |
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mizzred
 |
some utilities can tell you where you can get assistance. if they can't help you check into equal pay or making payments. |
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amoroushotmama
 |
Call to make payment arrangements. Also, call the local human services office and ask them for a community contact to help with your bill. Also check with Salvation Army. They often have programs that can help. |
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papa bear
|
i think you answered your own question !!!! |
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tr3rd
|
ask for an extension. or the city will have a program, you just have to wait in a godforsaken like with the scum of the earth. but hey free bills.
or get a payday advance or pawn some stuff. hit up ur folks. |
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ventsyv
|
Arranging payment plan and contacting the local government are the first two steps. Do it ASAP. There is nothing wrong in that.
But then, you need to look at it in the long run. First of all, sit down and check how much money you are making a month. Then calculate the "essentials" being rent, food, utility bills, car payment. If your income does not cover those you need to get a better/second job.
Given that your rent/morgage is not through the roof ofcourse.
Once those expenses are covered, the rest of you check is money you can spend. In that money you factor you credit card bills (money you already spent). Call you credit card companies and check what your APR is, how much you own on earch card and what is the limit. If you can, transfer all high interest balances on the card with lowest interest rate.
Depending on how much you own, you might want to consider calling a credit agency.
They'll consolidate your lawns and negotiate a lower rate/payment.
It is very important not to spend the money you will save from the consolidation, but use them to make extra payments to reduce your debt.
Hope that helps. |
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Muaddib
|
Contact the company and speak to someone. Try to set up a payment plan. Or if you have kids or an elderly person or someone who is chronically ill they usually can't shut you off. But speak to them, better than letting it go. |
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Bonapartess
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Call the company and ask for a payment plan and pay something right off the bat.....anything to show good intention and stick to it. They won't be sympathetic a second time. Then for a while, you need to drop anything you dont actually need. Forgoe all extras that are not necessary until youre caught up. OR screw the bill and get the power cut on in someone else name if you can. Not responsible, but people do it. |
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pleche420
|
Get a job. If you already have a job, get a second job. You can start big if time is not essential, but if you are short on time, let me suggest the local fast food joints and grocery stores. Here comes the hard part. Instead of spending the money you get from the second job on 'other things' Deposit the check, get a money order, and pay the electric bill. Trust me, it works EVERY TIME it is tried. I have made use of this method at least 5 times in my life. Sometimes, I make use of the work ethic even when I am not strapped for cash. It's amazing. |
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Tarik R
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Discuss the matter threadbare with the utility company.Ask them for an extension |
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