I ate at a restaurant five months ago and they are just now posting my charge to my card, can they do that? |
| I ate at a restaurant like five months ago and they are just now posting my charge to my check card, can they wait that long? Is that charge still valid? should i dispute it?... |
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DO Unpayed Medical Bills show up in your Credit History? |
| DO someone know that if UNPAYED MEDICAL Bills show up in one's CREDIT History or NOT?... |
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Do CC companies really hire law firms to sue debt-owing consumers? |
| Do CC companies really hire law firms to sue people over unpaid cc debts less than $2000?Some law firm from UTAH called my mother's answering machine left a rude msg that they are going to sue ... |
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Can a collection agency buy my debt from a credit card company I owed over 12 years ago? |
| When I was 18 I got a credit card and went over the limit and owed $1000. I never paid it back and it was even dropped from my credit report. All of the sudden I get a letter from a collection ... |
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How can I repair my credit? |
| I ruined my credit in college and as a result I have about $10,000 in debt. Most of the accounts are in collections, charge offs, or past due. The only thing positive on the report are my student ... |
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I am in the middle of filing chapter 7 bankrupt and need to get a car loan? |
| Does anyone have any ideas of who might approve us for a car loan when we are in the middle of a chapter 7. Most if not everyone say we need to wait until we are discharged. Thanks for the help.... |
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My credit is fair 625+, Now I have a problem..please advise.? |
| I screwed a cell phone company for $646. What effect will this have on my credit report, Is it real bad? Cant be as bad as a credit card charge off.... |
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Do those "credit repair" places really increase credit scores? |
| are they legit, and if yes, do they help much at all? How long do they take to do whatever theyre going to do ?... |
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Will my credit score be repaired? |
| I settled an dispute with verizon becuase they had sold my debt to a collector and now the collector damaged my credit score which is what I do not get since everything was fixed between me and V... |
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Would it be a good idea for someone who has a recent BANKRUPTCY to apply for a car loan? |
| A friend declared Chapter 7 Bankruptcy last fall before the law change, and his debts were cleared and honestly I cant really say if it is a good idea or not for him to apply for a car loan as his ... |
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Where can I get a free credit report that does not ask me for a credit card number to use? |
You hear all of these adds for Freecreditreport.com, but when I visit the site it looks like a scam; it is asking me for my credit card information.
Where can I visit a hassle-free site ... |
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Prez | How do you raise your credit score? |
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striplitho
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Take a month and save up $100 bucks, apply for a credit card, then buy a $100 item, don't go over that amount. Then the next day, use that $100 to pay that dept completely off.
Do this a few times over a year but don't use the credit card if you don't have any money to pay it off the next day! This is the secret of keeping good credit.
once you have gotten down the idea of saving money, saving $20 a month for one year and buying bigger ticket item on credit and paying it off the next day. Things like this will boost your credit score.
If you buy a big ticket item, like a car, make sure you are on time with all your payments and pay a little extra to pay it down faster, even if it's only $10 or $20, it really helps.
People have forgotten how to safe and learned how to use credit to much, this is one problem we have in America that needs fixing.
Hope it works for you, but remember, building credit doesn't happen over night, it takes years not days. |
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Illius Nakarou
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Get a credit card and use it responsibly and pay back everything you owe the credit card company at the end of the month. Your score should go up |
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Jackie Retardo
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pay your bills |
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lksproodle51
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By paying your bills on time and never being late an by not having alot of bills. |
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Ms. Weequahic high
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buy things, and then
pay them off,........ quicly. |
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latin_runner
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pay on time, or even pay the next months bill 1 month ahead (if its fixed price) |
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sanfernandored
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Check with good reliable credit counselors to help you get orginized and all of your bills in order. Than start paying all on time everytime. If you need help in consolidating some credit card debts get them to show you how to do it and still keep your score high. Good luck and remember it can the higher your credit rating the better off you will be. |
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Anup
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Check out www.suzeorman.com and http://www.myfico.com/ (esp the fico forum, where you can read what 800+ people do).
Good luck! |
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john t
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pay bills and or try to do community work and try to not make any future debts/loans/favors |
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The DoorMan
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I did it when a VIP at the restaurant I work at said he would make a big loan to me if I would hold the money in an account as security. His company loaned me 50k. After about two months it showed up on my credit. There was a big first payment, then I made some real small monthly payments for about 7 mos, then gave them back the money. Now I have a 50k loan borrowed and repaid on my credit. Trade Capital Company did it for me. The guy I dealt with was jonathan warren. He's hard to reach but gets it done. |
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