 How do I get rid of credit card debt? |
| I'm about $3000 in credit card debt, mostly because I'm a college student and I only make about $600 a month where I work...sometimes a little less because I also have insurance through my ... |
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 Why do i keep failing credit checks? |
| I have been trying to get a phone on contract for a few months now, i have never been in debt and always pay bills on time, but i always get my credit check decline. theres no way of viewing your ... |
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 Debit Gift Card? |
I was wondering if i could use a Vanilla Visa Debit Card on website to buy something from France but on the card it says
VALID ONLY IN THE UNITED STATES
does that mean i cant buy what ever ... |
|
 What's a good way to build credit? |
| I would like to build credit so I can take out a loan. I don't have any credit now, and I found a house I'm interested in, so i need to build some credit as fast as possible. Any ... |
|
 I just got a letter? |
from the bank saying I got to pay £28 maintenance fee
anyone know what thats ... |
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 A question about my car loan? |
| I purchased a car last year august with bad credit and now have a high intrest of 23%. how long should i wait to try and refinance. my credit is really not any better ... |
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 How long does it take for a negative mark on your credit report to drop off? |
| I had a great credit score until there was a mix up with a cable service that I cancelled but still billed for. I now have (2) derogatory items on my report. I am in the process of disputing this ... |
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 My 1st credit card? |
| how and where can i get one? im 23 and have always just used my debit card. as for my credit i had a few problems a couple years ago but have but have been good for about a year. what is the best way ... |
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 Ex-fiance co-signed car loan (I own car & make ALL pmts) & now wants name off loan-who's responsible to remove |
| Car is in both names (registration) but insured in my name. I have been the sole driver of the car since purchasing it. I have made ALL payments. Ex does not want his name associated with loan. H... |
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 Need to pay a debt by tomorrow or else i have to go to court.? |
| Hi i live in CO and have a collector demanding i pay a discover card i owe 3k on from 1999 when my husband just left me, i could not pay it. This collector is giving me an option to pay 1500 now and ... |
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 Accepting payment from a possible stolen credit card...? |
| Ok, I sold an item on Ebay and it went to someone living in Africa. They have a negative 1 feedback score and someone from the "UK" footed the bill on their credit card in my paypal ... |
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 $40,000 in credit card debt and can't pay..any solutions? |
| My husband and I are in over our heads and we have a baby on the way. We are barely making minimum payments now and we have called to lower interest rates etc. and they are pretty low. My husband ... |
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 My credit score is at 680, but I need it at 700 to get a mortgage loan. Any way to raise my fico score fast? |
| We need to close on the loan by Feb. 1st. We are selling our house and paying off our debt with the proceeds from our sale. Will this raise our score? Would it be better to pay off credit cards (... |
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Hi | How do you raise your credit score fast? |
My credit score is 475 right now and I want to raise it to 800 before the end of this year. How would I do that?
Thanks. |
 |
 
jen
|
by making credit card payments above the min. and never be late paying on anything...or paying balances off |
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Mom
 |
Strange as it seems taking out more credit cards..It's like 25 points each.... |
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toecee
|
Move house, pay off all your loans, etc., get a job as a doctor or MP, marry into money! |
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gurly_30294
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Ummm, you will not reach an 800 this year or next.Sorry, its impossible. Pay your bills on time like your rent, car, credit cards, cell phones. Also, if you can buy something and pay it off, buy it on credit and pay it off in a 2 or 3 months, ie. a TV, or refridgerator. Too many open accounts (ie multiple credit cards) can lower your score. And being close to your limit on those cards will lower your score as well. Good luck! |
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Sam Merrin
 |
Take out a loan with your bank and then pay it off a month or two later. Some amount around $1,000 should be enough to raise your score. You can ask your bank how many points to expect.
Hope that helps!
-Sam Merrin |
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Cherry S
|
pay all your loans and then renew your loan. |
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iraymond20
|
Best Tips for increasing your credit score are available at http://www.nmtw.org/1577/financial-education.html |
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guybunny
 |
have two credit cards keep them at about 100 dollars spent on each. then only pay the minimum balance on each each month. Simple and easy.
to many credit cards and it looks bad even with good score. to much maxed on cards and it looks like you cant spend well. spending a little bit more than you give them looks like you wanna make them money and you pay your bills= good score.
and if all that doesnt work grab yourself a large tub of pure lard and rub it on your inner thighs and sack, and wait 2-3 days for results. rub release pull and enjoy. |
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Bob
|
You can't. It takes time. Besides, 800 is the highest score you can get. Very few people, if anyone, has a score that high. |
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traffic814
|
Your credit score is based mostly on:
1. Length of credit history
2. Payment history.
3. Ratio of credit used to available credit.
4. Number of credit inquiries you authorized.
If you cancel your card, you'll be hurting your credit ratio. (#3).
You want to deliberately keep your oldest credit card open, even if you never use it.
You want to always pay the minimums of each loan on time every month.
You want to keep your available credit high, but actually only have balances equalinig 25% or less.
You want to keep your credit inquiries to a minimum. Try for no more than 3 or 4 per year for any type of loans.
You do these things and your credit score will quickly soar into the 700s.
--------------------------------------...
http://www.loansandinsurances.com/ |
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