 How to improve credit score |
| I am 21 years old and have credit issues.I looked my credit up and it said i have a 600 (D) rating .I only have hospital bills and one cell phone bill.I haven't had anything else in my name but ... |
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 How can I get out of debt? |
| I am swimming in credit card debt. I've got creditors calling my house and on some cards I can't make the minimum payment. I feel like I will never ever be good with money.... |
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 How should I handle my upside down car loan? |
| I owe 11,000 on my 2007 car that I bought new, it is worth only 8K to sell privately and 7K or less for trade in. Obviously I bought it from a crook of a car salesman while I had bad credit, big ... |
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 Is it easy to get a loan for bussiness (100K)? |
| how can i take out 100 K is it easy and if so what about my credit? pls helpp any general tips would ... |
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 I've had a Capital One card for a Year,When will they raise my limit? |
| Hi..I've had my credit card for a little over a year now,And i have a limit of 500..it was 300 when i first got it..and a couple months latter they raised it to 500.But that has been about 8 ... |
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 What would help my credit score more? Pay off some collections, or pay down credit cards? |
| I have $90 and $160 collection accounts I can pay, or I have about $3000 of credit card debt I could pay a few hundred on maybe. I am trying to pump up my low credit score within the next month or ... |
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 Planning to marry? |
I am planning to marry my long-time companion
here is the problem. He is unemployed due to a disability his credit is really bad owing student loans and IRS. I have a good job and my credit is ... |
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 What is my credit score? |
| I got my report back from transunion and its only a two page report but know where on it does it have my credit score. Does anyone else know where its located on the report or what????... |
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 How do I go about consolidating 10,000$ worth of credit card debt without using a debt management company? |
| Myself and my soon to be fiance are in a lot of credit card debt. Between the both of us we always pay our bills on time but now it is starting to become a problem where it is getting overwhelming. I ... |
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 What are pay day loans? Are they scams or rip-offs? |
| I'm having trouble getting a loan for $1000, I am considering a pay day loan, but don't know what they are.... |
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 Is is better to close a credit card when you pay it off or leave it open? |
| I heard that it helps w/ debt to income ratio...I had a few cards, paid some off & transferred balances..now I have two, One w/ a balance on a 0% card & one that is paid off, but still open &... |
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 Capital One Platinum Visa credit card? |
I have a capital one Planity credit card, they gave me a $2000 limit, I'm a college student. My interest is around 20%.
Does anyone else have the Captial one Visa Plantium Credit card and ... |
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 Help - A collection agency is trying to strong arm me!? |
| I've been trying to improve my credit, but with lots of old bills and living paycheck to paycheck, I have a ways to go and it's going to take some time. An old Visa account of mine was ... |
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 Would open up a new line of credit, i.e. credit card, loan, etc. hurt my credit score? |
| My current credit score is mid-500. We are planning to purchase our first home in the near future.... |
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 Is it bad to sign up for credit cards just to get rewards points? |
| I sign up for 5-10 credit cards a year solely based on the fact that they'll give me $50-$100 in rewards points for using it once. I pay my balance in full every month. Is it hurting my credit ... |
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fungunyum | How do you spell budget? |
like i'm on a tight budget |
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Georgia Girl
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BUDGET |
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▒Яenée▒
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You Got It Right! :) |
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dsrikump
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Budget is spelled self inventory and goal setting.
The first thing you need to do is sit down and figure out what your expenses are. What are the bills you *have* to pay:
rent
electric bill
food
gas
car payment
These are all non-discretionary bills
Then subtract your total monthly non-discretionary spending from your total monthly income, this number is what you can use on discretionary spending. Then agree on a personal spending allowance (play money) for each of you that you can spend each month. This can be used on food too. You can calculate how much money is the minimum you can spend on food and exist and then set up a discretionary food budget for when you want to splurge and eat out or treat yourself to some new clothes or a new "toy"
The link below is a great link to an excel spreadsheet that helps you calculate this. Just plug in the numbers and it does the rest! |
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Studly
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b-r-o-k-e |
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NellaNasus
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Use "Check Spelling". |
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shunnie74@sbcglobal.net
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It's spelled r-a-m-e-n, because that's all your allowed to eat when you're on a tight budget. |
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(:♥TayLee♥:)
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budget,ya know we have spell check here. |
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it was awful
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budget...you got it! |
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kirbmister
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budget |
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S0damnSexii
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B-U-D-G-E-T..lmao..datz funny |
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Miss Need 2 Know
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B U D G E T |
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