 Fired from credit union, bad credit? |
| Okay i accidentlaly gave away 3000 dollars and got fired from a credit union - it was a complete accident but im trying to get a job at flagstar and not only did that happen but i have poor credit. W... |
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 How will this work? |
| My husband and I are considering bankruptcy. We have about 50,000 in debt and he recently lost his job through no fault of his own. We want to keep our vehicles that have financing out there as ... |
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 Bad credit home loan? |
| My husband and I have bad credit well I should say I have bad credit he really has no credit, we thought we had a loan even had the house appraised and a closing date a day before the closing the ... |
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 Debit card payments? |
| is there a time limit of which a company can take money from your account when you have paid by debit card - i.e you pay for something but they dont take the payment out until 5 months later!... |
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 Is it a good idea to get an unecured loan to pay off credit cards? |
| So I've got some credit card debt - not a lot, but enough that I want to pay it off ASAP. Is it better to get a lower-interest unsecured loan to pay off my higher interest cards? What does doing ... |
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 Collection Agency Phone Disconnected? |
| I have a medical collections account from 2002. Today I tried to call the collection agency to set up a pay for deletion agreement. The phone number is disconnected. I tried to google the company but ... |
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 Question about overdraft fees on checking account? Please help answer? |
| I was told that I didn't have enough money in my checking account by my bank, but before I knew this, I used my card to purchase things. I looked at my statment, and I spent 4 dollars on ... |
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 Does Anyone know about pass due bills, what I mean is I heard after 7 years they are cleared, is it true? |
| I'am asking for a friend, she's a big fan of Susie Ormen I think that's her name she's a Financal adviser, well I just want to know is it true.... |
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 Is this a violation of the Fair Debt Collection Practices Act? |
| I made arrangements with a debt collector to pay off a balance in 3 monthly installments. The arrangement was sent to me in writing by fax. All payments were to be taken out of my checking account ... |
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 How do i get a credit card? |
| how do i get a credit card like mastercard visa and ... |
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 Crdit report? |
| Where can I get a copy of my credit report on line that is really FREE?????... |
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 Visa gift card??? |
| i bought one, used it, and dont know how to discard it? there is no more money on it jus want 2 kno how to get rid of it.... |
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 Can anyone help me or tell me where i can get a bad credit loan with out first paying money up front? |
| I borrowed money to get a loan for a friend who needed medical care,i became ill myself got behind on my payments,not hard to catch up.... |
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 Is this a high interest rate on credit? |
16.24% variable APR, on an Amazon card.
Is this really high?
We have no credit cards but we are shopping around right now.
Thanks
Additional Details
Can you suggest a ... |
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 Bad checks? |
| my mom has some bad checks out how do i pick them ... |
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 Getting out of debt? |
| I have a serious ongoing problem. I am a single mom that owes probably $4000 in unpaid bills. now one of my credit card companies turned me over for collection, and they want either a reduced ... |
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 My credit is good but im late for my payment every month? |
| i have a loan with citi financial and im late every month im really busy .. and i always end up paying late,.. but my credit has never been affected someone said its cuz i pay before 30 days?... |
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runner1 | How do you turn bad credit into good credit? |
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Still reading
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You pay your bills and you keep paying them on time or early, and you pay far more than the minimum balance. You handle your existing credit well, and your score magically gets better. |
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twv706
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Here at the source I posted below has free consumer information on restoreing your credit rating. |
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"RED"
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get a copy of your credit report and see what you owe and try to start paying you debts off. |
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Slippy
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Pay your bills on time. Repeat for several years.
This takes smart money management skills, no matter what your income level is. |
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window d
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"Buiilding credit can be done in many ways. If you are disappointed at your loan application being turned down, it is mainly because of absence of credit history. You should learn how to do build your credit.
Do not buy unnecessary items. If you are looking to build credit start spending properly.
If you see any errors in your bills or credit, reports, contact the concerned persons immediately.
If you have purchased an item using your your credit card that later turned out to be defective or gave poor service, then you need not pay the charges.But you have to dispute the charges with the parties that were responsible for the act. If they do not replace the item or compensate you for a service or product, you are justified in refusing the payment." |
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Jarred V
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Get 2 or 3 credit cards, and pay them off every month. If you have a car note, or a house mortgage make payments early and also make extra payments in that same month to your principal balance. This will not only help your credit out extremely, but also pay your bills off quicker. |
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Tarasita
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1) First and foremost, pay your bills on time...credit cards, doctor bills, etc. will be reported on your credit when you don't pay...and it will take a long time to get that off! (7 years)
2) If you have negative marks on your credit that you don't agree with, or maybe they were awhile ago, or things were out of your control at the time, write a letter to the creditor to ask that it be taken off. No guarantee, but if you have settled things with this creditor and have good reasoning, they may take it off. I have a friend who did this after getting a divorce when his ex charged all kinds of crap and didn't pay the bills...they were all taken off!
3) If you can, a good way to boost your credit score is to get a credit card(s) and don't use it....don't cancel it though, just leave it as an open account. This increases your ratio of used credit to available credit, and believe it, it will definitely help your credit score. If you have one that is just about paid off, pay it off and leave it as an open account...just don't charge anything on it.
Hope this helps! |
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nisha m
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Try to make the full payment or else make a payment more than monthly payment. Small steps like paying your bills on time and using only part of the credit available to you. Also use your credit cards for making small payments regularly, so that it is reflected in your credit record. More tips available at http://www.acreditlibrary.com/buildcredit.html |
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Steve
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Paying recent bills on time can do wonders |
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johndoe3214
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1. Change your identity.
2. Contact one of the three leading credit reporting agencies by phone. and tell one of the employees that you will give them personally $200.00 if they woould go into the reporting agencies computer database and change your score from 400 to 800.
3. Have a friend start a company which reports to one the credit reporting agencies. Have the company set up a loan for you of $1,000,000 with no money actually changing hands. Then have this company report that you paid the company back in 6 monthly payments (Again with no money actually changing hands.
4. Please note after you followed all three steps you may have a good credit record but you may be living someplace that you find unattractive. |
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