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 How do I go about eliminating my credit card debt?
I am 23 with a nine-month-old son, and I owe (on top of my student loans from college) approximately $30,000 in credit card debt. I am looking to do a debt management/consolidation program, but was ...


 I need advice on credit card debt?
I have about 2,500 in credit cards that went to collections, what happens if I start over with new means of rebuilding my credit and stay on top of making payments will my credit score go back up or ...


 How do i remove negative account history from my credit report?
i have a copy of my report and although all put one account remains open , some closed are in my negative history list!! i am trying to raise my score.. for the pat three years i have been paying ...


 How can i ruin my credit on purpose?
i hate the idea of being worth only what a credit company tells me i am. i want info on how to ruin my credit beyond repair....


 Is it true that if you avoid creditors for 7 years the debt is written off?
...


 Garnishment of wages?
with a garnishment against your wages can they take money from a checking account in your name?...


 What number is this 3055912306?
...


 I have bad credit but about $40,000 to put down on a house, anyone know a lender to help?
...


 I am moving overseas from UK and am in debt?
what methods to debt collectors use to chase debt in another country does anyone know ? If you buy a house can they find you, serious answers ...


 My sister is in debt, creditors have refused reduced payments what does she do now?

Additional Details
She got into debt through an ex partner, basicially he was a charmer and she was a mug. took her for every penny that she had then turned violent towards her ...


 Should I pay my credit card balances and leave them open or close my accounts?
I have three credit cards (only about $1,500 total) and I am paying them off when I get my income tax returns. Is it better for my credit to keep the accounts open with a zero balance or to close ...


 Is anyone else in loads of debt??!?

I have got myself in quite a bit of debt and its only started to dawn on me?! Is there anyone else out there in the same situation? ...


 If I paid 2 payments a month on my credit card. Someone told me my score will increase 6 points. Is that true
I'm refinancing a house and I heard a lady say this at a seminar that if I paid 2 payments every month, each payment counts for 6 points increase to my FICO score. Is this accurate?...


 Can i take ripped up money into a bank to change it???
My little boy (3 years old) has ripped up 3 ten pound notes, i have all the pieces but they are in about 30 pieces, can i take them in to a bank to swap them
Additional Details
I know i ...


 Whats better Mastercard or Visa?
Is there any difference?
Its just that with my bank if I apply online I get a Visa and if apply by phone I get a Mastercard. Weird....


 Can anyone lend me 100,000 USD, i am facing problem in my family business?
...


 I lost my bank card!!?
Ands I write my pin on the front of it so I don't forget it, what do I do? :(...


 How old do u have to be to get a credit card?
...


 Repairing my bad credit?
I got 2 credit cards when I was 18. I had them both for about a year and was very good with payments, never one late, then I had some tough times at my job and missed some payments and then all the ...


 My credit card charged me twice on one transaction- Should I go to the store to tell them, or should I call?
Should I jcall my credit card company? I haven't paid for this month's bill yet, so that's good....



AZN
How do you use a debit card?
got my first one and dont kno how to use it.
i kno its the 21st century but i never learned how to use a debit card.

thx
                     
 




Melissa A
Rating
Easy...like this...


Scott S
Rating
a debit card can be used just like a credit card all you have to do is swipe it but you need to make sure you have money in your account before you buy things or you will incure large fees from some banks.


daeve930
I use mine for just about everything. I buy gas with it, pay for groceries, buy things online and in stores.

You swipe it through the machines, enter your pin and that's about it. You can also use it like a credit card and sign for it. Either way, it takes the money out of your checking account immediately, so be sure you have the funds to cover your purchases. They sock you with a fee of about $39 if you "bounce".


closingtime
For me to help, I will need you to provide your card and PIN number, as each card works differently.


Just Me
Rating
1. Swipe card
2. press debit.
3. enter pin
4. confirm amount you r spending. "OK"
5.sign.
6.press "OK"

easy as 1,2,3....4,5,6 lol


Dagod Fada
long read but it'll make you an expert in debit cards. see link below

http://en.wikipedia.org/wiki/Debit_card


native
make sure you have money to cover your debit card purchases in your account or it will become a nightmare.
you can only spend money you have. keep a record of what you spend.


muncie birder
you need a password in order to use it. It is normally a 4 digit numeric code. Do you have that? To use the debit card, you swipe it like a credit card but then you tell the machine that it is a debit card and then key in your password. Ta da. You are done. There is one giant problem with a debit card. You have to be sure you have sufficient money in your account to cover your purchase. If you do not, you may be docked with a $25 or even more overdraft fee. Banks love doing that.


Rusty
Rating
dude all you have to do is swipe it and enter your private pin number. Other than that it is just like using cash


Jay L
just like a credit card, but just be sure you have enough money in the account to cover the charge


AliveNside
Get one with a visa logo so you can use it anywhere.

Rule of the thumb: if you have to put in your pin, it will cost you between 2 and 3 dollars extra.


carmenlafond
You can swipe it at a store and then enter your 4 digit pin. Sometimes you hand it to the clerk and they swipe it.


steve
if you want cash, you put it into an atm and punch in your pin (personal identification number). follow the prompts on the atm screen. make sure that you know weather you are getting money out of the checking or savings. when you get good, you will be able to to other things like make deposits with the card at an atm etc. (remember if you are at an atm machine that is not your won bank's, you will be charged a small fee)

if you want to buy something at the store with the card, you use it as if it is a credit card. tell the cashier "credit" (not debit). by saying credit, you save on transaction fees.

if you want cash back at a store that does this, you say "debit" to the cashier and then say how much you want in cash back.

you can use most debit cards anywhere in the world at any atm machine.


Not spoiled,well taken care of
Insert or slide card and then key PIN. it will only work if you have money in the account though.


D'Anthony [JACKED]
Swipe
Select 'OK' (when it asks if the displayed price is ok)
Select your account (Chequings or Savings)
Enter your PIN number
Press OK


Dr. Pepper
Rating
indeed


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