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B B | How do you work out 8.5% interest? |
on a debit card/credit card for monthly payments of car insurance?
say the amount is £353.95 how do you work out what 8.5% interest on top would be?
thanks |
 |
 
sheepy
 |
Multiply it by 1.085, so with interest it would be £384.04 |
|
Tim
 |
It depends on simple interest or compounded interest? Most credit card companies use a daily interest calculation. |
|
Rodders86
|
8.5/100 * 353.95 = £30.09 interest
353.95 + 30.09 = £384.04 total to pay |
|
hawman
|
divide by 100
1% = 3.54
times by 8.5
8.5% =35.5
roughly |
|
BARRY B
|
Percentages are simple. the sign itself is composed of 100 and indicates that the figure is so many parts in 100. So 8.5% is 8and a half parts in a hundred so £8.50 in £100 or 8.5 pence in 100 pence (£1). If you don't have a calculator - £100 is £8.50 so £300 is £25.50 plus £4.25 for the £50 total £29.75 the odd £3.95 is not worth working out unless you are very fussy.
Hope this makes sense and helps. |
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gonzo
|
This credit card calculator may help you with your question |
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skate
|
8.5 divided by 100 multiplied by 353.95 = £30.09 interest
Total = 353.95 + 30.09 = £384.04 |
|
Steve D
|
The above two answers gave you the total if it took you a full year to pay and you made one payment at the end. You didn't mention how many payments you plan on making or how often. However, if you were to pay the card payment in equal installments over 1 year, you would actually pay less then £20 in interest total |
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funloving t
 |
depends on whether the 8.5% is weekly, monthly, annually... |
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Adam B
 |
not quiet so easy, as interest will be compounded (if you dont pay the whole amount), and depending on your card provider the interest may be worked out daily, weekly or monthly |
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