 If I get a credit card and never use it will it cost me anything? |
| I get points from a site that I'm a member of if I sign up for a credit card. I plan on getting the points and then cutting up the card. Will it cost me anything? will I have any annoying ... |
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 Why does AVG say that its free and yet quote an amount to be paid monthly? |
| It is is entirely free can you please please help me to download it. Step by step. Thanks a lot.... |
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 What is the difference between credit and debit cards? |
Please expound so i can understand it very well
Thanks.... |
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 Can i take over someones car loan without taking out a seperate loan? can i somehow switch the loan to my name |
| the guy is still paying off his car with his original loan. this has a better interest rate than what I can get with a used car loan from a third party bank. can he somehow sign over the loan to me ... |
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| How can I tell if a credit card company is for real or a scam? |
| I recieved info about a C.C., Orchard bankcard in the mail. Does anyone have a C.C. from them?... |
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 How many bank accounts and credit cards should I have? |
| I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all ... |
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 Auto Financing help??? |
| The car I own now is being financed by my mother. I want to trade it in and get a new car. My question is, can I trade in this car and have them pay it off even though the new car I am purchasing ... |
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 Ok, I need help from someone who is REALLY good with money and credit.. PLEASE!!? |
| I keep trying to figure my problem out, without telling all my biz. Ok, so I want to consolidate my bills. They are NOT credit card bills, however. They are bills that fell past due and came about ... |
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 I ate at a restaurant five months ago and they are just now posting my charge to my card, can they do that? |
| I ate at a restaurant like five months ago and they are just now posting my charge to my check card, can they wait that long? Is that charge still valid? should i dispute it?... |
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 DO Unpayed Medical Bills show up in your Credit History? |
| DO someone know that if UNPAYED MEDICAL Bills show up in one's CREDIT History or NOT?... |
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 Do CC companies really hire law firms to sue debt-owing consumers? |
| Do CC companies really hire law firms to sue people over unpaid cc debts less than $2000?Some law firm from UTAH called my mother's answering machine left a rude msg that they are going to sue ... |
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asherman215 | How do yu get credit started im 19 with no credit and i can never get a card. i applyed alot and no luck? |
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Barkley Hound
 |
What I did was to buy an item at Sears using a store account. When I finished paying I applied for their credit card and received it. Just start small and work up. Do not try to get an American Express card first. |
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bijan816
 |
go with you a student card
--------------------------------------...
http://www.bestcreditrates.net |
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Wyleeguy
|
If you are in college take out a student loan. Those are great for building credit.
If you are not in school try buying something on credit with a co-signer. |
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luciousgreeneyedlady
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you didn't say whether or not you have a job. Without a job you will not get credit. |
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gtofinancial.tomvoli
 |
You should start with a secured card. Here is some info that will help. |
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TheTruthAboutMortgage.com
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It's simple, and it's how I first got a card.
You go to a local university and find the credit card booth, usually in the vicinity of the campus, or maybe on campus itself.
Fill out the form for a student Visa or Mastercard, and within a week or so you'll have a card with a very low credit line. It'll probably only be a few hundred.
But once you get that card, make a few charges a month, and pay the balance each month on time. Link it with your bank account so you can avoid writing checks, and before you know it you'll be getting offers for new, better credit cards with higher limits.
Be patient though, and slowly build up credit, don't accept multiple offers. Keep your credit cards to a minimum since you're so young and new to credit.
Start with the student credit card, and then open one more card once the offer presents itself, and has good terms without any fees.
DO limit where you apply...for instance, don't apply for credit cards at stores such as Best Buy or for platinum or gold cards you know will be a longshot.
Learn more about credit, mortgage, and finance:
http://www.thetruthaboutmortgage.com |
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mike s
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First, do you have a job (income)? Secondly, quit applying all over town. Next, have you saved any money (buying something with a down payment will lessen the risk factor a lender considers)? Do you have a checking account (how will you pay the loan otherwise)? Get a Debit card. Last resort; get a co-signer. |
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firedncer80
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Quit applying for everything. Every time you apply, there is a small hit against your credit (lowers your credit score). You can apply for a credit card that allows you to pay upfront. Example, you pay $100.00. You now have a $100.00 balance to spend. After you have used the card for a few months, and made your payments on time, you might be able to receive a real credit card. Start slow, charge $20.00 a month and pay it off, or close to it each month. It will take some time (at least 1 year) to establish good credit history, but you definitely have to start somewhere. Just keep in mind that you are using the credit cards to establish credit, and not to buy things you can't afford. That is where credit cards can do more harm than good. |
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NONAME
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try best buy card - that was my first one - then i got a cap one the next month |
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