 Is it normal for bill collectors to...? |
| Call your neighbors? My mom has a lot of overdue credit cards that have gone into collection (long story) and now they are calling her neighbors! Is this normal or even legal?... |
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 I have horrible credit. I need a personal loan, Who can help me. I don't care about the rate.? |
I just want to be able to get my Wife and Son Christmas Presents. I don't have a checking account.
Additional Details
I don't want a handout, I want a ... |
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 Could buying a cheap car help my credit score go up!? |
| Ok i am trying to build my credit up so i had the idea that i would buy a cheap car for say $4K - $5K but i was gonna put down $2K as the deposit and try to pay it of within 6 months. could doing ... |
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 How do i convince my parents to let me have credit card? |
| so my dad has an account open with bank of america and he can add up to nine more people so they can share the line of credit. i want to be added(then i'll get my credit card) i'll only ... |
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 Will having a credit card with a co-signer help my credit or theirs? |
| i know i cannot apply for a credit card under my own name because i have no credit report since i am a college student. i have an available co-signer, but will this help my credit or the co-signer... |
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 Should I cancel my Sam's Credit Card? |
We will be paying off our store only line of credit with Sam's this month. We purchased a large item a few months ago that only Sam's had, but are paying it off this month.
We ... |
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 Debt consolidation? |
| I had 6 credit cards (all taken to collection agencies) i then brought them back to current status, then paid 4 out of the 6 off within the last few months. i have 2 left. both current status. one is ... |
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 Can a person get a mortgage loan with a credit score of 650? If so where? |
| I have had credit trouble in the past. I am now trying to rebuild. I am finding it hard to get a mortgage loan or a major credit card. I have read stories about people getting loans with credit ... |
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 PayPal ?????????????? |
| Can i use a regular debit card or does it have to be a paypal debit card for paypal? Do i have to give them my banking acccount in order to recieve and make payments?... |
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 Is a 772 credit score high? |
| I don't really know how the system works. I just got my credit score.... |
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 Paying off debt question???? |
| I owe about $20,000 in credit card debt that is all in collections for over a year and a half... I recently was given enough money to pay it all off, but should i negotiate the amounts that i owe now,... |
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 Hospital bill collection calls...do I have to pay these? |
| Does having delinquent hospital bills reflect negatively on your credit? I'm a student, I do not have a full time job, therefore I don't have health insurance. I have had to go to the ... |
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 Need to pay off a very high interest loan. My credit sucks. Help.? |
| Cash Call loan @42%. I was desperate, but now I'm looking to lower interest rate, but no one will give me a chance due to my lousy credit. I'm sure there are sources out there that look ... |
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 Help!!!!!!? |
Im 19 and when i turned 18 i was suddenly able to get all this credit.
I had about 8 credit cards (no loans) and ran them all up to the max. I was forced to re-locate to a different part ... |
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 Received a work bonus- pay off one credit card or spread over 3? |
| I received a $5000 bonus check from my job this week and I have 3 credit cards, one with a $2500 balance, a $2300 balance a $3000 balance (but at 0% for 2 more months). Should I take my lump sum and ... |
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Mommy | How does a 23yr old get credit? |
i dont have bad credit i have no credit and i need to know how to get some. I live in ohio so maybe some places give it here for starter ppl? |
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echo
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Try to have someone add you as an authorized user on their cards. (your parents or a sibling) Make sure that the accounts that you are added to have a good history and low utilization, otherwise you would be defeating your purpose.
If you are added, wait for the card(s) to start reporting before you appy anywhere. The cards should start reporting in a month or two. If they don't start after a couple months, write and request that they report to all three credit bureaus.
Go to your bank and inquire about the credit cards that they issue.
Open an account with a credit union and either apply for their cards or a small revolving loan.
Go to Orchard Bank, HSBC and Bank of America online and use their credit card selector to see what card you "may" be approved for.
The card selector does not pull a hard inquiry. But, if you apply for a card that is recommended, then it will pull a hard inq. Keep in mind that the card they recommend is not a guarantee that you will be approved.
You may have to get a secured card, but I know Bank of America will unsecure around 9 to 12 months, as long as you keep the card current.
Use the cards sparingly. For instance, buy a tank of gas or a hamburger etc, then stick the card in a drawer and don't look at it for 6 months or more. Then pay off the balance in full when you recieve the statement.
Then rinse (lol) and repeat. |
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dolph002
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pay ur bills ontime |
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nan
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all credit card companies are on line..... just search credit and youll get a whole list.... you will probably have to deposit money yourself or pay a very high interest rate |
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nikkie
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Start off with a store credit card like the gap or something like that. Don not put a lot of inquires on your credit that will lower your score and make you look like a big risk to lenders. Pay your bill on time try to pay the entire thing monthly and apply for cc only like 2times per year, but do not get in over your head .Do not put out for more credit than what you can afford to pay back. Your credit score ranges anywhere from 300-850. Stay above 620 and your ok go below and you will be red flagged by companies , your cc interest rates will be extremly high and down payments will be high. Go to www.suzeorman.com |
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wpgcoder
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Hello... :)
I saw your question and have the perfect solution. I work for a credit agency... Click this link and fill out an application, its that simple. They WILL give you a call. :) - I promote there business online... http://www.eajmp.com/sw/7777/CD1912/&dp=53880 |
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dpatin@sbcglobal.net
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I agree with answer no.2 |
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bobsled
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join your local credit union...they will often extend credit after you have been a member for a couple of months |
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icemike014
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stay away from credit cards they'll only get you in trouble. |
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sassyladytee
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start with 1 credit card with low apr something that has a low monthly payment and does not require you to pay a annual fee or deposit |
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sahm2boys
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Apply for a credit card. Put some money on it each month and then pay it off.... that will give you credit. |
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SHAHAB6
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Here is a website to help you chose and compare credit cards.
http://www.bestcreditrates.net |
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No Rules, Evan
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You can get a secure card, a card where you put down the amount of what your limit will be. You can go to the local bank, BofA, Citi Bank, Chase, American Express, Capital One Are probably the best. Just make sure you look at the fine print, look at the APR, Annual Dues, is there a processing fee and so on. I would highly suggest you pay it off each month.. |
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chuck s
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can we say co signers |
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Patrick
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Don't.....trust me!!! |
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funfirefly26
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Some people will get a personal loan, something small like 1-5k...then use the money to pay it off over time. Could always invest it in CDs so that you get the interest and then as each CD comes due, make a payment on the loan. |
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biz_major@sbcglobal.net
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go to circuit city the have a credit card there for people with no credit it is provided by General Electric and after you get approved they will call you on the phone and tell you exactly what to do to build credit and not get behind. |
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