 I co-signed on a car loan, it is not getting paid, how bad is it going to be on my credit if I don't pay it? |
| two and a half years ago, I cosigned on a car loan for my wife....she left a couple of years ago, we divorced, she now won't pay for her car because she won't work. How bad will it be on ... |
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 Credit card solution for me? |
I have a lot of credit card debt. I have 3 cards total.
Card 1: Limit is $3460, carrying $3200 with 28.99% (because I defaulted last year and I am slowly taking care of the minimum ... |
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 Is god different than jesus? |
| If god=jesus,then who made the Earth before Jesus was born?... |
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 Getting back credit card charges? |
My credit card just defaulted, and they company are being pretty awful to me. I am a student and genuinely cannot afford to pay the large sums of money that they are expecting me to pay back.
I ... |
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 I got the credit card, but when I took it to the bank,they said that they havent seen such a card yet,help me? |
Additional Details
This card was sent throught Microsoft Lottery to me. There is even written my name and Global Quick Cash. but they are asking me a huge amount of money in order to ... |
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 Should I cancel my credit card? |
| Somebody stole my credit card but I don't want to cancel it because he spends a lot less money than my wife does.... |
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 Who is responsible for these credit card bills? |
| My daughter-in-law just left on a trip with the children. She left my son with a note telling him about $75,000 of credit card debt that she has run up during their marriage. He had absolutely no ... |
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 Can I finance a used car if I don't have a job? |
| If I was to put half the money down on the car and have good credit score, and am getting a job soon? Is it ... |
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 Does anyone know any credit card company that give people cards with bad credit?? |
| i am 19 and my mom ruined my credit before i turned 16 but i dont want to press charges against her and my debt is thousands and its not form me and i am suffering. I cant find a company that would ... |
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 Will I go to Jail? |
| Okay, Credit cards started coming in after my senior year of HIgh School.My parents and I decided that I would get 2 credit cards..and pay them every month.Well, I did that for a year.Next thing that ... |
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 Can anyone tell me what i can do to start building my credit? |
| I am 18 years old and i am ready to start building my credit but nobody will give me a chance with no credit! What can i do?... |
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 Is my credit card account active? |
| I got this credit card in the mail because I applied to see if I could get it. I don't remember saying I wanted it but I got the card anyway and it came with all the rules and charges etc. Does ... |
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 Need a persoanl loan yesterday.... my credit is not good ....no collateral ....? |
| alot of overseas private lenders respond but ask for 400.00 to 2000.00 for me to deposit in order to get the loan .... i have never heard of such a thing>> scam????anyone else heard of these ... |
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~ask~answer | How does a Credit Card work? How can i get one? |
A friend of mine just touched 18, and the first thing he wanted to do is to get a Credit card and he doesn't know how the credit system works. Please Explain.
Additional Details
Al right... i found where to get one... but how does it work. |
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Colin
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You can apply for a card at any bank (probably the best way), given you have the necessary income and a good credit rating. There are credit cards available to students that have low credit limits to establish a credit rating. If the card is used responsibly, and payments are made on time, you avoid paying interest, your credit limit can go up if needed, and your credit rating improves.
A basic card charges about 18.9% interest/year. |
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Bella
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You will be able to get a credit card based on your earning's,Ask at your bank for an application form,If you get a card the bank will set you a credit limit,Say for £500,You will get a monthly statement,Telling you how much you have to pay back,And how much interest that you have been charged. |
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rinoao
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I suggest that he better dump that idea.
credit card could land you into heavy debts..
PLS try to be more sensibl coz if you have themoney, pay with cash.instead of putting it on debt.
U might also lose control of your spending.this happens always.
credit cards are not a sign of high status.they may be convenient to use , but i will not recommend it..!!!!!!
my sis is in a heavy debt coz of this, and now she is still trying to finish paying what she owes the bank...
dont be taken in by the gimmicks that bank have to offer just to have you register for a credit card, coz it's a trap..
remember, we r living in a society that is asking u to spend, spend , spend...it's Marketing, and advertisement.Dont be fooled by them.
Be more wise and sensible. |
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Eric the Great *USA*
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find best rate credit cards online, if you have no credit you may need to get a secured card by placing say 500.00 in a account and use the card against it. when you have established a credit history you can search for better options. warning this is real money and allot of people get into hot water because buying is addictive.
rates range between 8% to 24% don't make minimum payments. If you can't pay it off in 3 months you can't afford it. |
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wish_me_dead_666
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well basically a credit card company offers to give you one but you have to have good credit first, you can charge what you like on it up to your credit limit, then when your statement comes in the mail you have to pay the minimum balance could be as low as $10 or as high as $100, if you don't pay the creditor has the right to ask for the card back and you still have to pay the unpaid balance and if you don't your account gets sent to collections then you get a bad mark on your credit for 7yrs and then you are unable to get another card.
At 18 he should get something else aside from a credit card i have 2 and i wish the banks never gave them to me, they are a bunch of headaches. |
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creme8888
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dont get a credit card they are a con |
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Kelly M
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If you are serious about getting a credit card a good place I can suggest is http://www.ipod-vibez/credit.html they have a list of credit cards that you can get approved for I told 2 of my friends about it last week and they were approved I have one also and I was approved quickly and easily |
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lifetime rocker
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Credit cards can lead to big financial trouble. Why not suggest pre paid visa gift card they work well on the net. Hope this helps. |
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lat0ria
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basically you work hard so you can pay high interest to fat cat bankers that laugh at you for doing this |
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royalblue
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I disagree with the first person, you need to establish some credit. This is for the future, when you want to apply for a car or house, etc. Just go through your bank. Do not overspend. Just use it a little every month (within your means), and pay the bill immediately. This will help build your credit rating. |
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alexis christian
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if i can only give you one advice in my entire life, the advice will be: don't use credit card. the temptation is too strong. but if u insist, check wikipedia. the details are there |
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veritas459a
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Apply at ANY BANK or ON LINE!
They will EXPLAIN it to You!
Thanks, RR [Deacon Score 803] |
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