 Debt Collection Unfair need advice Badly!!!!? |
| i have had an account past due with citizens bank for 3 years i was put away for awhile and was unable to pay it. i owed 538 dollars. well 5 months ago i have been receiving calls from NCO about ... |
|
 I have terrible credit from a reposesion when I was 20 years old, I'm 24 now, I need to buy a house for my |
| family, my finace has ok credit mine is just terrible. I only owe 4 thousand but can't afford to pay it back. Whats the best way to rebuild my credit I feel like I'm holding my fiance back. ... |
|
 Is it a good idea to close credit cards that I don't use at all? |
| Here is my situation. I have $7500 I owe on a 0% credit card that expires in March 08. I want to transfer that balance to a different 0% credit card in February to avoid finance charges. Also have ... |
|
 No Credit auto financing? |
Ok, I'm 19 years old, live with my family, have an active checking and savings account. I work as a General Manager at LP Cleaning Service and make $3,500.00 per month before taxes.
H... |
|
 22 years old and credit card company is taking me to court? |
| I was offered several credit cards when I graduated high school and started college at the age of 18. This card in particular offered a $4,000 credit line. I had no job and no savings, so I ended up ... |
|
 Do you think a credit card is a friend or foe? |
I have two credit cards. do you think its an advantage or disadvantage for my lifestyle?
I'm working in a call center and I'm already regularized. I have a stable job already.... |
|
 Hi, I have a really poor credit score along the lines of 530? |
I am currently paying off my debt, I would like to know if there is a faster way (along with paying my debt) of improving my credit score? I can't get approved for anything!
Additional D... |
|
 How can I reset my credit?? |
Hi!!!
I've read in the past about companys who can reset your credit rating' however I am sure some of these are scams. I am 26 and am unable to obtain any sort of credit due to ... |
|
 How many points are taken off for requesting a credit report? |
| I want to get a free credit report online, but I don't want to get dinged on my credit report. Does anyone have any info on this matter? T... |
|
 I have a Wal-Mart card and the credit limit is only $100.00 and I would like to have an increase in my credit? |
I have a Wal-Mart card and the credit limit is only
$100.00. I would appreciate it if you would allow
me to get an increase to at least $500.00. Thank you for your consideration in my ... |
|
 Bad credit. Loads of people who post on here have "bad credit"? |
| is it time for the banks to be forced into being more restrictive in their lending? They seem to lend to loads of people who are likely to default on loans and then put up charges for those who do ... |
|
 Who here is rich? |
who is rich on this website? dont worry i am not going to ask for money. but if you answer this question can you tell me how you got rich or how to get rich.
Additional Details
i mean i ... |
|
 Is a credit apr of 24 % to much? |
| i dont have a credit score at all and been appling for credit card been always turned down i finally got accepted for a credit card through US Bank that is were i have my checking account it called ... |
|
 Can i get a loan? |
| i have a bad credit history currently i really need a financial loan for about $ 20,000 for my school tuition does any body have idea where i can get a loan? please help.... |
|
 I'm in debt & DO NOT want a bank loan!!!? |
| I'm in debt with $6,500.00 and I recently received a court order that I need to present to court for a hearing on my account. The letter was sent from the lawyers that took the case from the ... |
|
 Ordering something online with a credit card? |
| hello ^_^ well i am new to this kind of stuff (ordering online) and i will be using my credit card. ya know when it asks for my credit card number do i put in all the numbers? or am i supposed to ... |
|
|  |
Mike O Dea | How does a credit card work ?? |
I want to get a credit card but im 16 (for ebay) . I want to know how does it work do you get charged a certain amount each month or do you get charged only when you buy something ...?
Do you think it is a bad idea getting one ??
Additional Details
i will only use it for ebay |
 |
 
Gypsydayne
 |
I don't think that you can get a credit card until you are 18 (which is still too young). People use credit cards more than they should & it's becoming an epidemic of young people who have charged left & right & carry the debt throughout their adulthood.
It depends on what type of credit card is used & who the issuer is. Some banks charge a yearly fee whether you use the card or not. Once you charge, interest starts compounding if the charge isn't paid off within 30 days. Interest rates vary from card to card but a lot start off with a low interest rate & if you miss a payment, wham, they charge like 25% interest or something.
Why don't you just get a visa debit card from your bank? That would be easier & you wouldn't be charging anything, but using the money you already have? |
|
Marysue
|
When you get a credit card, you are signing a binding contract with the credit card company. To sign a binding contract, you must be 18. Therefore, at your age, the only way for you to get a credit card is to be added onto one of your parents’ accounts.
If you want to know more read on: http://money.howstuffworks.com/credit-card.htm |
|
TealHaze
|
You need to be 18 to get one.
Most credit cards do not charge you for owning it. And as long as pay everything you owe each month you won't get any service charges. If you decide to only pay the minimium amount each month, they get you with interest on what was not paid. |
|
One Man Crew' Donte Henson10
|
Well it Credit which means you will have to play them back'' and yes they will bill you, each month |
|
jonroy01
|
swipe it at the register and then u get pounded with intrest later.
online use u put ur exp. date and card number and other stuff like tht and it will tell u if it worked or not. best way to learn is by experince |
|
Dakota G
 |
It is a terrible idea to get one at your age.
Wait til you have enough money to be able to pay it off before the interest kills you.
When you use it, interest is added to it and if you can't pay it off, the interest builds up big time. Some people get outta control with credit cards....please wait
EDIT: YOU SAY THAT NOW!! |
|
Shinning Star
|
You are only charged, for what you buy, you dont get a card, it is just linked to your account, so for now on when you are ready to purchase items that you have won, you can choose to pay with your Paypal buyer credit account, you will get a bill monthly. If your credit limit is $1000, your min would be $10/month, until it is paid in full. No monthly, yearly fees. |
|
Dee W
|
You only pay if you buy something (assuming you don't carry a balance, or you will pay interest on the balance too plus fees)
I don't think you can get one at 16. but if your parents have one, they can add you on their cards. |
|
Big R
 |
you not going to be able to get a CC if you dont have a job, no company will give you one without proof of income |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 19 minutes(s) ago
| | | |
8 | 25 minutes(s) ago
| | | |
9 | 49 minutes(s) ago
| | | |
9 | 2 hour(s) ago
| | | |
9 | 4 hour(s) ago
| | | |
9 | 7 hour(s) ago
| | | |
9 | 11 hour(s) ago
| | | |
9 | 1 day(s) ago
| | | |
8 | 3 day(s) ago
| | | |
9 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
