 I want to apply for a bank account but they ask for a second form of id...what can i use? ahhhhhhhh.....? |
| I'm 18 just got out high school....in los angeles california ....not a collage student....don't have any bills ....so can't use that.... used my state ID as my first form of ID ......... |
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 What's fastest way to build credit with a score of 575? |
| what kind of credit cards are easiest to get? or what other path should i take?i am wanting to work towards getting a home loan.... |
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 If u sign 2 a debt agency with a partna and then u split up, does the partna without their name on have 2 pay? |
| if you sign up to a debt agency with a partner and then you break up, does the partner whose name ISN'T on with the debt agency have to pay anything?... |
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 Does having too many credit cards have a negative effect on your credit? |
| I currently have 2 Mastercards, 1 Visa Card, and 1 retail credit card all with balances. Does this reflect negatively on my credit? If i keep all with zero balance will it still have a negative ... |
|
 JPMorgan Chase credit card just RIPPED ME OFF!!!? |
| I can't believe these *uckers. I mailed in my payment THIRTEEN DAYS before the due date and then they tell me it was a day late and now my interest has shot up and i need to pay 300$ for NOTHING... |
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 Making a mortgage payment.. Question>>>>? |
| I am thinking of makig 1/2 my mortgage payment every other week instead of one payment each month... This will essentially give me easier cash flow, but will it really matter to the mortgage company (... |
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 Bills / credit card !!? |
i've gotta $600.00 credit card that i've maxed out and i NEED to pay if off... what can i do .. when i work the money i make goes to my car payment and gas & cell phone ...
<... |
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 Get a Car loan with Bad credit!!!!? |
My wife and I are needing to get a new car ( used car )
Either one of our credit is good moreless sucks.
Both our credit scores are under 570
someone stole my ID and got alitte ... |
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 How can i find out why i was refused credit? |
| i've got a credit report from experian but that still dosen't answer my question, as all that says is that i make all payments on time, is the another company that can be a bit more acurate?... |
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 Any good loan advice out there? |
I've got a fixed loan from Natwest that I took out earlier this year to consolidate various bits and bobs. It was for £15,000 but with interest over 5 years I'm going to pay £22,000.
... |
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 Can a 14 year old get a credit card?? |
| if so, can you tell me how?? and is it legal?... |
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 Do You think this is a scam? |
| I'm about 2,000. in debt. Some are credit cards and some are hospital bills. I know this debt isn't large but I want to clean in up. I am stressed over the letters and calls from the ... |
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 I got accepted for a loan and paid £50 fee up front? |
| when the paper work came through the agreemant was nothing like i had discussed with the agent ,therefore i spoke to them again and was really not pleased with what they were offering.Therefore i ... |
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 Can anyone answer my question about credit cards? |
| I am just starting out with using a credit card. If I make the minimum monthly payments, could a credit card company ever suddenly take your money out of your account or garnish your wages without ... |
|
 Over drawing??? may sound stupid but i dont have a clue about this? |
| I have a £1000 overdraft limit ok,my question is... once my own money in account runs out i can then withdraw upto £1000..ok!But when do i need to pay it back? I earn a weekly wage so i assume it ... |
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Daniel M | How does a person increase their credit score.? |
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goodlittlegirl11
 |
Paying your bills ontime all the time is a start. You may also want to look into how much credit you have. What I mean is if you have 3 credit cards and they are all maxed out that's bad. Generally credit companies would like you to not be over HALF on any account. So if you have a card with a $1000 limit, you should keep your balance below $500.
I've brought my credit score up about 100 points in the last year. It takes time, but it will happen.
If you don't have any credit cards, you should get a couple. To help you establish that you are reliable and responsible. That actually will increase your credit score too. |
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atm
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I read credit reports all day with my job so I see alot of poor credit as well as good. Always Always Always pay your bills on time and try to pay more than the minimum due also over extending your credit even though your always on time will lower your chances of being approved for something and do not let to many people run your credit because that does take off points. Good Luck |
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SAL
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Close all unneccessary credit card accounts but keep a couple open (ideally the ones that have low debt to credit limit) to indicate that you can manage debt. Keep your credit card balances less than 30 percent of the limit. It's okay to have revolving credit, you just don't want the amount too close to the limit. Don't apply for any unneccessary cards that require credit checks. Too many inquiries on your reports can lower your rating. Request copies of your credit report from all three reporting agencies (in most states now, consumers are entitled one free report per agency per year). Review carefully and dispute any and all erroneous information (ie., credit limits reported, opened or closed accounts, etc.) If you do have a blip on your report, you are entitled to 100 word statement explaining why you, say, were late on a payment. Hope that helps. |
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gethsemenerose
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Pay your bills on time. |
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rainysnana
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Pay your bills on time, don't go over limit or max out your credit cards and don't over spend your budget. |
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eeeeeeeeclipse
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Pay your bills on time and settle any old debits that have gone unpaid. |
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jyd9999
 |
pat you bills |
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eastgate
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Pay your bills on time and wait while your score goes up. |
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C O
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Being employed for the same employer for 2 years or more
Being in the same residence for 2 years or more
Owning your own home
Payment history on the debt that you now how
Income/debt ratio (What percent your debt is of your income)
Types of loans you have or have had, ie. credit card, installment etc.
These are some of the most prominent factors in your credit score. |
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Froggy
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Pay your bills on time, and have a credit card or two that you pay off. If you have too many credit cards it will lower your score, so you have to watch how many you apply for. Also, the longer you have a card, and keep it in good standing, the better your score gets. If you have a car loan, that you keep current, your score increases. |
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eddie goh
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lie |
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