 BAD CREDIT after turning 18 i didnt make payments etc,now 20 i have paid everything in full is my credit good? |
| I got a credit card after turning 18 and i was doing good with the payments at first but being young and dumb i didnt pay after a while and had creditors started calling etc. now im 20 and i have ... |
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 If a lender has made an incorrect entry on my credit file can i insist they remove it? |
| I was charged incorrectly for a bill and i rang them to change it, they eventually did change it and i paid the correct amount in full but they made a mark on my credit file for the old incorrect ... |
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 Could I get a credit card? |
| I don't know much about credit cards other than the absolute basics. I'm 18, in full-time education and only work 1 day a week so I don't earn much. I'm very careful with my money.... |
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 Credit card worries.? |
| i left uk owing over 25,ooo! Two years ago. I want to come back home.I dont have money to pay cards,no savings,no job.But i no affraid to work.What is best plan of action? I dont want to be paying ... |
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 Do you pay a fee to activate your credit card? |
| I just wanted to know is it normal to have to pay a fee to activate a credit card? I was told if you have to pay its a scam. Thanks in adavance.... |
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 Credit Card courtesy check loophole? |
| I've got a credit card that sends me courtesy checks with 0% interest for a year. What's to stop me from writing a check out to myself and depositing it in my high interest savings account ... |
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| Creditors calling my house, my parents at work, and our cell phones at least 1 to 10 times a day..? |
| I am 25yo student, currently no job and living with my parents. I have accumulated a lot of debt and obviously have one creditor calling my cell, my parents home, their cell phones, and their jobs. T... |
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 Credit card debt...? |
| i have about 4-5 diff credit cards that are maxed out im about 7000 dollars in debt they keep callin me to pay it nd i keep tellin them ill make the minimum but i cant because i have to make the ... |
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 If you had a credit card limit of 25,000,000.00? |
| if you had a credit card limet of 25,000,000.00 what would buy or would u only use it when u really needed it?... |
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| I am trying to get back at credit card companies for sending their useless offers.? |
| I need more ideas. I already stuck trash in the business reply envelopes and stuck priority mail labels on them.... |
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| I want to open an account at the bank, but i not have the money to do so. Do you know any solution.? |
P.S i am from Egypt
Additional Details
i have a job i have a mony but bank account need a namber with 3 zero
Many of the answers are not really answers
It seems that it is ... |
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| I am trying to get a home loan? |
| I am trying to get a home loan and I have about 1400.00 of old debt on my credit that has to be cleared up. I am just findinf this out and we are suppossed to close on Aug 14th. I tried to settle ... |
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 Credit card bonuses, is spending $2000 for $20 a good deal? |
using my credit card, if i spend $2000 worth , i get $20 back, is that considered a good bonus? what are the typical bonuses for credit card the ones without any anual fees
Additional Details
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 I need advice on how to get rid of credit card debt.? |
| i have like 5 credit cards and half of them are nearly maxed out. i want to cut the balances down and then get rid or all but 1. how do i do it?... |
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 I need a unsecured bad credit loan of $6000? |
| i make 48k per and am suffering from bad credit due to old doctor bills when i didnt have insurance. At that my debt is all of $4k and cannot seem to get away from this credit issue. I have 2 credit ... |
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William F | How does consolidating look on your credit? I want to fix my credit and dont really know how?? |
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Mimi
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By paying your bill on time... |
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ﺸÃïåMóñdÃôññåﺸ
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doesnt look good... the creditors look at it like this... ok... now all the credit cards balances are zero the loans are paid off.. start to using those credit cards again the creditors are like... ok... now a loan.. and credit cards again....
if you want to consolidate fine..... get the loan...
pay off some of the higher interests... DONT GO THRU THOSE CREDIT AGENCIES THAT SAY THEY CAN FIX YOUR CREDIT....... ONLY CONSOLIDATE THE LOAN SHOULD THIS BE A LOAN YOU GET ON YOUR OWN.. |
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chevytrk1232000
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it looks goo cause you pay all your little bills & that will make your credit score go up.& when you pay the consolidated loan off you will be even higher. go to exuifax .com you can sign up & it will watch your credit for you & they even give you alerts if anything changes on you file. |
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werzrosn
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The first step is to repair credit history inaccuracies. Check the name, address, social security number, previous addresses, open accounts, closed accounts, etc. If you find any information that is incorrect, report that immediately.
Read at http://www.theaones.com/answers/business-and-finance/how-to-fix-credit.htm for a full explanation about how to repair your credit |
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kthor
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go for it |
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expat0171
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it shows your are a good risk in financial aspects because you are taking care of your bills |
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savannah_banana03
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Consilidating looks a LOT better than not paying at all...it shows that you are at least trying. One of the best ways to fix your credit is by saying up money for a down payment and buying something that will go on your report such as a car. When you get the car loan make the payments faithfully and on time and work your way from there... |
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Allen Owen
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I am a registered private money lender and the manager of Equity Lenders Plc,London.I saw your ad and decided to send a reply via email to let you know about our loan grant and range.We give out loans at very low interest rate of 3.5% per annum to individuals and co-orperate firms all over the world.Our loan grant ranges from $30,000 to $250,000,000 USD at duration of repayment not more than 50 Years.If you are interested to take the loan please furnish us with the loan amount and duration within the range above.
Interested persons or firms should contact us via the e-mail address
below;loan_loan10000000@yahoo.co.uk
Contact person:Dr.Allen Owen
Phone NO.:+44-701-112-9756
Middle sex
London
I awaits your prompt reply. |
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davidkwankwokfai
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Once your bills had been paid and close. It will show *Close on consumer requested*. Any credit card close will negatively affect your credit score. But it will hurt more if your accounts become delinquent. |
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Kitty
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Consolidating means nothing except for combining your debt to one lump sum. Paying everyone off and going to a new location with just one account to pay.
When you use a debt relief company of some sort , and there are many, to help with your debt, THEY bargain with whom you owe... ultimately screwing over THOSE you bought stuff from. Then your score is affected. |
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Amy
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Consolidating only makes sense if you are going to cancel all of the other available debt. That means contact all of your credit card companies and cancelling your account. If you don't do that it will show on your credit report as available credit and just make your credit report look worse than it does now.
If consolidating helps you to avoid any future late payments and to start getting your debt under control it might be a good thing. However, you need to go to work on your credit report now to try to get rid of all of the past negative items. This will help you get a lower interest rate and raise your credit score much faster than any other method. You might want to check out http://clean-credit-secrets.com . They offer an inexpensive program there that they say will get all of the negative stuff off of your credit report in 1 to 3 months. It might be worth a try. |
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brendalutoo
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If you have a mortgage and at least $10,000 in other debt check out: http://www.NoDebt4U.org
This company gets rid of all your debt, including your mortgage in about 9 years. No upfront fees. Does not mess up your credit. You can get a free 6 page debt analysis to see how it will work for you before you get on the program.
If you don't have a mortgage or don't qualify for the program you can purchase their Money Mastery Kit. It is a do it yourself program. |
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