 I need help . my friend open a credit card in my named and she add her self as a authorize user .? |
| she apply thru the telephone she have used the card in her named and also made payments. i call the card company and close the account. but they are still want to charge me for the amount. they said ... |
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 How bad is my credit? |
I know I could get my credit score but it costs money and many of you are knowledgeable enough to help me out for free!
I'm only 19 but I want to get a car loan soon. I am wondering ... |
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 Help! The bailiffs are coming.? |
| I've offered what I can afford to pay but they rejected it so I've put it in writing and am waiting for a reply. If this doesn't work and they come to my home how are they allowed to ... |
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 Which looks worse on a credit report? |
| Having open credit cards with no balance, or cancelling them before they expire?... |
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 I've been trying to get an auto loan??? |
| I found the vehicle I want to purchase. I am 20 years old. I can comfortably afford the payments. I only have 2 credit cards, with a total of less than $600 owed. (lol) I have never financed a ... |
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 Credit cards: Is it better to pay off the full balance or make payments? |
Say you had a balance of 500$ on your credit card. When the bill came, would it be better for your credit to pay off the 500$ right away, or make above the minimum payments?
One of my teachers ... |
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 Should I tear my oldest credit card or just cancel it? |
| Hi, I have my oldest (first) card which helped me acquire a credit history. It is now an unsecured credit card with its own benefits (my credit history is solid). My financial institution that issued ... |
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 I was wondering if anyone can help regarding a debt i have? |
| This debt is my only one, but the problem is the interest they charge, as it's really high, so basically whatever i pay pretty much goes to the interest, so it will take me forever to pay it off.... |
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 How can I get a 15,000 loan without a credit check? |
| I took a $17,000 pay cut about a 2 years ago. My wife was using our credit cards for basic living expenses. Needless to say we got way behind, we have 2 in court trying to get a wage garnishment. I ... |
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 My visa card intrest rate is 19%, am I getting ripped off? |
| luckily my limit is only $1200 but is this a high rate for todays market? what is your interest rate? Should I try to negotiate for a lower rate? if so, what do I say? have you ever done this? ok ... |
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 What is the fastest way to remove a collection from equifax credit report? |
| Im in the process of getting a mortgage and all of a sudden this(collections) pops up on my Equifax credit file. I know it will hurt my score already. I need to know the best way to go about ... |
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 What is the best starter credit card? |
i just need to build a little credit..
and don't say i don't need one!... |
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 Hi.I ran out of money because of job loss..i don't have a good credit and am here in usa on work visa..help me |
| Iam here in usa on a work visa and i ran out of money because of job loss as the company is not doing well.I don't have good credit and also i have certain medical bills and other things to ... |
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 Can i use my U.S.A credit card in INDIA , its a visa card ?? |
| or do i need to apply for any special credit cards which i can use both in INDIA and U.S.A..................... |
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 Has anyone ordered the free credit check with Experian? |
| If so, how did you find it (was it useful) and was it easy to cancel after the 30 day trial?... |
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 How do you answer the question of 'Gross Annual Household Income' when applying for credit? |
| I have two roommates. None of us have any financial obligation to each other, other than paying rent and utilities. When asked 'What is your Gross Annual Household Income?', do I respond ... |
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mimi | How good does your credit score have to be in order to qualify for a car loan? |
I want to trade in my car but I don't know if my score is good enough. Its at 687 right now btw |
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Jennifer M
 |
Your score sounds like it should be high enough to get you a decent loan. It of course depends on the amount you will be trying to finance and the dealer that you will be working with. Some offer no credit checks while some even call and verify employment. Best of luck. |
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chessmaster_ultra2004
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well depends on how much car loan you will have to take for financing the car...
687 should be good enough though. |
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KnowItAll
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i had 750 and i just got a lexus with 0 down and 4.94% APR. This might shed some light on your situation. |
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ProTools Man
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The closer to 700 (and surpassing 700) means better chances to get loans, lower rates, and a great deal.
687 is really good. |
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Micki
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You shouldn't have a problem
It probably will depend upon how much of a loan you'll need and what your other debt is as well. |
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Kimberly B
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It can really save you a lot of running around to just get an auto loan quote on the web to see what todays rates are. You might be really happy. Also if your credit is not good, a lot of online loaners are more willing to help people.
What I usually tell friends is that an online quote at http://auto.lowratetoday.com is a no brainer. |
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LaLa
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Your credit score is fine to get a loan, but really Dealerships and Lenders like 700 or better. It also depends what kind of car you are looking to get. If you want a Kia they will work with you, but if you are looking to get a BMW they are little tighter in their lending belts. |
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Robert
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It has to be really, really horrible to actually be denied the loan. Like you abused several credit cards and they went to collections and aren't being paid.
A 687 score doesn't mean you'll be disqualified, just you'll get a less better interest rate than someone with higher credit. |
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candi h
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I do not think that your score would be a problem. While you are looking for a good rate and shopping around, I suggest you ask each dealer what they would be willing to offer in terms of apr or amount borrowed. |
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Rocky Mountain High
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Depends on who is giving you the loan. Some places will give you a car loan with nothing more than a few paycheck stubs and a checking account. But that type of loan will have a very high interest rate and you will be paying for the car long after its worth. Also, you may have a high credit score sometimes, but your history isnt there, meaning you have not had credit for long enough. Sometimes this is worse as I found out. Best thing to do is get a car for as low an interest rate as possible, pay on it for a year and dont miss a payment and refinance. Then you'll have a lower rate and better credit |
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Ted
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Most places don't use the score to make loans. After they decide to give you a loan, they will use the score to decide what rate to offer. |
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