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 What should i do with an unused credit card?
two years ago through my bank at the time i got a college us bank credit card. i only used it once and paid off the balance right away. since then i changed banks to wells fargo. i no longer use ...


 If I have a debt from 10 years ago,It is not on my credit report..Am I still responsible.Collection called me.
The collection agency also keeps sending something to my moms to get a credit card (some unknown name) of theirs with a payment per month in order to get my credit straight. They said if I call by ...


 How do I pay for my membership, I dont use credit cards?
...


 This is a trivial question, but...?
...do secured credit cards usually say "secured" anywhere on them?...


 What are the last 3 numbers on the back of your credit card called?
...


 Can someone please explain to me what the "credit crunch" is in laymens terms?
...


 Credit score?
Does anyone know where i can get my credit report done for free. All the places online say free but then you have to cancel theeir service before 3 days and it is never easy to cancel....


 For a credit card to be positive on my report do I need to use it & pay the balance off or just activate it?
...


 Bank of america overdraft fee question?
Ok the deal is that I made a payment with my debit card about a week ago at pizza hut, and they are barely charging for it now and I currently didnt have any money in my debit card so they are ...


 How do i figure out my debt to income ratio. i am new at this and i really want to get my credit straight.?
...


 Can 14 year olds use there debit card to buy things in shops?
...


 Is this site a scam?
unionworkers credit line
10,000 credit ...


 The gas pump said my debit card was "authorized", but now the bank says I must pay overdrafts, is this legal?
I used my debit card several times to put about $100 of gas in my car. I got a letter today from a collection agency saying that I owe $600 in overdraft fees and penalties. Each time I went to the ...


 Is there any credit card company out there that would give a person with bad credit a chance to own a credit c
...


 Credit card qustion anyone know about credit cards?
ok i just got a credit card with so much money on it i dont wanna mess up my credit so can i olny spend the amount of credit they gave me or can i go over it then pay the bill of what i spend when it ...


 Which is better payday loans or log book loans?
My wages are low this month as I was off sick, so I need some cash really fast, probably about £500. Please reply ASAP as I need help fast!...


 How many times can a creditor sell an account to a collection agency?
On my credit report I've noticed that when a deliquent account is about to fall off as it is called another collection agency buys it.How many time or years can this go on?
Additional D...


 I got credit when i was 15 using my real social security number, do i have to pay off me bill?
When i was 15 i used my real social security number to get credit because capital one was sending me advertisments in what not for there card with my name. So I wrote back to them with my ...


 What kind of credit score do you need to get a good interest rate on an auto loan?
...


 Can I use a prepaid credit card for buy something online?
I Checked on the website, and tried to call but they're closed does anyone know? Im using the company (Netspand)...



rosum60025
How good is a 663 fico score?
                     
 




bella_4624_19
Rating
it's a decent score


tiare
fair as other poster said, over 700 is considered good


Charli
650 and higher is considered good credit but this is the bottom of that scale.


bradthepilot
Rating
fair


Amanda H
Rating
540 IS NOT THE NATIONAL AVERAGE. The average, depending on what bureau you ask, is between 660-700. (Myfico.com claims its like 710, which i find hard to believe.)


663 is inching through the 'fair' range and towards 'good.'. You'll still get rejections from the stricter places, but you're getting there.


indigo433
687 is the average credit score. So if I were to give your score a grade I would say C+ to a B--

Which is good, but you can do much better. But you are at a level where it should be no problem to get a car loan, mortgage of personal loan depending upon your employment status. Keep working on building your credit. It will prove very beneficial.


hobby
Not bad, but not exceedingly good. Keep working on it.


Jeremy
Rating
It's relatively good. It's above the national average (around 540 I believe). 700 is a good place to be. That first digit really makes a difference when applying for a loan.


kitcat
not very


brandx1228
Rating
Very good. I wish I saw more of them, as I am in the mortgage business!


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