No Credit History? |
| I was wondering if it is hard to get a Target Card. I'm 18, I have no credit history whatsoever, but I want to start building a credit history. I love target and know it would be a good store ... |
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How do i stop a bill collector from calling me,because they want to talk to my daughter,without giving her #? |
| i think someone stole her ID in the pass, and now some collection agency picked up the contract. My daughter had a job where she was making over 60k a year. she just had twin girls last month.she ... |
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Bill collector told me if i cant pay him, he could get me fired? |
| Hi i have a bill collector after me about a bill 8 years ago from a divorce. it was a credit card for 8k, from my wife... Now he wants 15k to satisfy this, i explained to him it was my wife. He ... |
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I got approved for a car loan on by Wells Fargo. . .? |
| I did the credit app through the dealership (it went through 7 or 8 lenders--Wells Fargo was the only one to approve me because I have bad credit). Anyway, I was approved for a loan, but the down ... |
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Credit rating? |
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Which credit card would you choose and why? |
Additional Details discover or mastercard to add to your visa credit ... |
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Are consolidation loans worth it? |
ive got a few credit cards and a loan, at the time when i got them i had a fiull time job and found payments easy
i went back to college last year ti further my education and get better ... |
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My credit score is 620. Is it really bad? |
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Will we go to jail if can't afford to repay credit cards debts ? |
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My credit is improving but.......? |
| I hate having 5 different bils to pay every months so I am thinkingh of getting 1 loan to cover them all. the problem is that the loan is high apr (35.9%) but having worked it out my existing loan ... |
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Whats the best way to build our credit without getting into a lot of debt? |
| We are young newly weds and niether of us have anything (good or bad) on our credit report. We were able (luckily) to be able to sign a lease for our apartment without a cosigner. I make the payments ... |
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Why do we give sympathy to those with credit card debt? |
| No, I'm not referring to those whose identity has been stolen. I mean those that have, from their own irresponsibility, have bought so much stuff that they are now in mountains to debt. Why ... |
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How do credit cards get away with outlandish interest rates? 30%??? |
| I thought there was a law that prevented them from going higher than a certain number. I used to see the highest rate being 21% but now it seems to be up to and over 30%! This is why I don't ... |
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Does it hurt to Apply for Credit Cards if you have no Credit History? |
| hi, i just turned 18, never had any credit cards, never paid any bills, and i applied online for my bank of america student card, however, i was denied even though i met the qualifications, so i ... |
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amy m | How hard is it to get approved for an auto loan with bad credit.? |
I am trying to get an auto loan but there are some negitives on my credit. I am trying to get them off. How hard is it to get a brand new car with bad credit? |
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richard k
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There you go : http://simple-credit-cards-and-loans.com?=yh070330
http://cleancredit365.com?=yh070330
Good luck ! |
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SPIFIMAN1
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Actually it's not that hard. This is what I do for a living. Go to a dealership that has a Special Finance Department, they will be able to assist you.
With all of the rebates that are out there today, providing you meet the lenders guidelines, it should not be a problem getting you approved.
You will most likely have to provide a current paycheck stub, proof of your residence, proof of your phone and several references with names, addresses and phone numbers. |
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Common Sense
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It depends on how bad your credit is. You probably won't be able to finance through the dealers' 0% or other promotions. However, most dealerships have other sources for their financing. You might want to talk to your bank. If you have a good relationship with them, they may work with you on financing the car. |
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lilly j
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Oh, you'll get approved... your intrest rate will just be sky high. it is easy to get a loan when you have collateral, the car you want to get can be easily repossessed if you do not pay, so they make the intrest really high. Ever seen those commercials where they say "Every one is approved"? That's' how they do it... 16% intrest. |
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yragcom
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You CAN get a decent car loan, even with bad credit. I've done it, but you'll have to look around. That's one of the BIG mistakes people make...just taking the first offer that's given to them when they go to the dealer. Be smarter than that.
WARNING: DON'T GO TO BUY A CAR WITHOUT HAVING THE LOAN FIRST. The auto dealers will eat you alive and give you a crappy rate. Shop around with lenders who specialize in bad credit car loans. It's a better option, you don't have to take what they're offering if you don't want it, and it's better than dealing with the car dealer's people.
There are usually some nationally based car loan companies who specialize in bad credit car loans who advertise on the page linked below...
http://www.axalda.info/bad-credit-car-loans.html |
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jtlyr
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Your best bet is to work with a company that focuses on obtaining loans for people with poor credit or no credit. The company I'm most familiar is:
http://www.mortgageous.com/noriskcredit
They actually specialize in auto financing, and your credit score won't be a problem. They can help you find the best rate for someone with your credit. |
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DaMan
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Brand new cars are NOT for people with bad credit.
Used cars are ESPECIALLY for people with bad or compromised credit.
You may be cute as hell, but you are not THAT special. |
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universitystudent
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It's pretty hard to get approved on bad credit without a co-sign. Some places advertise that you'll be approved, which you will, but payments and interest rates are through the roof. I really mean it, you could wind up paying double for a new car by the end. Maybe concentrate on straightening out your credit first, wait, and then you can get a new car when you're financially in a better position |
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gabriel jones
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Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
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pleasure6910462
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depending on what your score is, try this company www.americredit.com, I am financed thru them and they seem like a good company. |
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ricks
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depends on the lender, depends on the credit, depends on the income, depends on the amount to finance, depends on public records... |
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sexytrojan
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Chase will approve you for a pretty good (not great) interest rate. Also, if all of your payments are on time, you can skip the December payment. |
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