 Someone I know did something very bad to me? |
| Infact she messed up my credit score when I was trying to help her. I know her social security number but I don't know her drivers license number, how can I get her back and make her pay for ... |
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 Is credit card debt, destroying the life of people.? |
Some people owe staggering amounts.
When you owe over 3K on a credit card and only pay the minimum payment it would take 10 years to pay it off if you mever used it again.
I believe they ... |
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 I have bad credit i would like a store card? |
| i have a bad credit rating and would like a store card for one of the major electrical stores or to be able to finance ££250... |
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 Need some advise with dealing with a debt collector? |
| A friend told me to try yahoo answers to get some advise on this. I just recently got a call from a debt collector inregards of a capital 1 bill i had in 2000, he told me i owe 9k, where it was 32... |
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 Need help getting a loan to pay off debt!!!!? |
| I am in a bind. I have poor credit and need to start fresh. I have been denied by every bank out there . I just want to get a consolidation loan and payoff all my debt and make one loan payment and ... |
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 How does a settlement payment to a debt collector affect my credit? |
| If you take the percentage payoff how does that affect your credit in the long run?... |
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 I went over my credit limit by 11 dollars? |
| My credit card limit is 300 dollars a month, and i used 280, but they charge me my annual fee, and it went over to 311, but i paid off the whole credit card, will my credit score go down?... |
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 Is this legal? |
| I had a credit card over 2 years ago. I lost my job, so I called them and made a deal (yes it was in writing) about my payments. They did not hold up their end of the deal, ended up charging off my ... |
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 How long does it take to raise a credit score? |
| I just got my credit reports from two of the credit agencies. My score was 550 on one and 625 on the other. I've started to talk to a few collection agencies and have sent payments in full to a ... |
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 How long does a bad credit entry stay on file if it is not paid? |
Additional Details
i won't just pay it because of the principal that i do not owe it but can not get them to remove it from my file after months of arguing about it time and again.... |
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 Can a buisiness charge a fee for any credit card transaction? |
| I live in San Francisco. In my old hood the corner store charged you for credit/debit purchases under a certain amount. My new corner store charges 50cents for any and all card transactions. Is that ... |
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 I've been told I have NO credit..how do I get some??..I have owned a house so I should have credit? |
Its hard to get a loan with no credit vs. bad credit
Additional Details
banks dont have to repor t credit so its not instant credit if you take out a loan and re-pay it even if its on ... |
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shar | How i get a credit card with bad credit? |
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Jeremy P
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You have several options if you have bad credit...
First, you can try an 'secured' credit card (which requires a security deposit). These credit cards are the easiest to get because your credit line is 'backed-up' by your deposit. Normally, your credit limit is equal to the money you put down-- and if you default, it will cover your debt. You can find a complete list here:
http://www.asapcreditcard.com/secured-offers.html
'Unsecured' credit cards are also a choice for people with poor / no credit. They DO NOT require a security deposit, but may have a higher APR and some additional fees when compared to 'standard' credit cards. Since you'll pay extra for a secured or unsecured card, I would recommend trying an unsecured offer here (since you'll avoid a security deposit):
http://www.asapcreditcard.com/unsecured-offers.html
Both types of cards will help you rebuild your credit and improve your credit score. Eventually, with regular on-time payments-- you'll be able to apply for better offers with lower APR's and less fees.
Hope this helps. GOOD LUCK! |
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sexytrojan
 |
http://www.OrchardBank.com |
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cool_guy
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If you have a Bank Account...they should be able to give you a secured-credit card ( almost like a debit card). This should start building or adding to your credit history.
Good Luck...and work on improving your credit.....its too hard to re-build but you can do it.. |
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See Saw
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Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A 'shopping' card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments.
When choosing a credit card for bad credit holders take care to see that the lender does not levy exorbitant charges. Unscrupulous issuers can charge a program fee, an account set up fee, and an annual card fee etc. Authentic companies ask only for an annual fee and very little.
While searching online for an instant approval credit card for bad credit holders, you may mistakenly apply for an unsecured card that is really a 'shopping' card. This card is similar to a normal credit card, but you are allowed to buy only from select sellers, online shops or catalogues. Though it is a good idea if your credit record is bad, you cannot use it for shopping at local retail stores, restaurants, or to book airline or motel reservations. |
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Ads
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There are plenty of providers who do this. Look under my profile for credit. You can even be guaranteed a card nowadays. You just need to know where to look. |
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Mac
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Yes now-a-days you can get one. But you have to try by filling forms of different organisations. you can fiond some in your locality through yahoo or google search.
To know more you can visit
http://creditcardbiz.blogspot.com
and
http://geteasyloans.blogspot.com |
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C. J.
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Just apply for one of the many solicitations sent to you in the mail, or through your bank. You may have an extremely high finance rate, though |
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Steve
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Try First Premiere Bank Mastercard.They'll start you with a low amount at first.But it will help boost your credit score. |
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twv706
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For a free consumer list of credit card companies that issue credit to people with bad to no credit history visit http://www.bad-credit-credit-card-for-people-with-bad-credit.info |
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scruffycat
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Are you looking for one? I'll send you mine. |
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normobrian
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You don't. There is nothing a credit card can do for yo that a debit card can't, except put you into debt. Needing a credit score or credit history is a myth: you don't need either. Pay cash for what you want and you can buy anything. |
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