 Statute of Limitations / Collection Agency? |
| I was contacted by a collection agency about a debt from WI that I had 10 years ago. It was a state debt (Unemployment compensation to be exact). They went to court and got a judgement against me ... |
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 Credit cards with bad credit? |
Does anybody have any experience of bad credit and being able to obtain a credit card, if so which one accepted you?
I have a few defaults from about 6 years ago which should be clearing ... |
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 Personal loan? |
| where can i borrow money online where there is no credit check and on benefit are wlcome in Sydney australia?... |
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 What is the best way to resolve credit card debt? |
| My husband and I are struggling to pay our mortgage, two car loans, consolidation loans, two credit cards, student loans as well as medical bills for new baby. Should I see someone in a CCCS ... |
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 Does She Have Any Options? |
| My 25 yr. old son, asked my 23 yr. old daughter, to CO-SIGN on a new car loan. While at the car dealer, daughter Lauren states SEVERAL times, she does NOT want to be on any paperwork OTHER than the ... |
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 Can almost using all your credit line hurt your credit score? |
| I had to my credit card to pay for denist appoinments and tuition. My credit card was always at $0-$200 and now its almost at its max. Is my credit score doomed because my credit card is so close to ... |
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 My credit card company just called, asked me about a potentially unauthorized charge to my account? |
US Bank.
I verified that it was unauthorized.
Question: do banks call proactively like that?
This is a first for me. Plus, I checked the internet account, and the ... |
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 Where can I find a free credit score? |
| A real score. not a gimmick. not a report.... |
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 I need a recommendation on a new credit card. I'm building my credit and I don't want a fly by night card. |
I just bought a car and increased the limit on other card of mind. I think my credit should be good enough to get a card that doesnt have a annual fee and or high apr.
T... |
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 How can I get a car loan if I have bad credit? |
I have a 2 yr old bankruptcy and they are saying I was denied due to this and the fact that I have no revolving credt currently... no credit cards...
I dont want to pay out the butt... ... |
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 What do you do if someone is using your credit? |
| I think that someone has stolen my identification some how. I and 23 and have never had bad credit in my life. Now all of a sudden. I am being told that my credit is bad. I am scared what should I do.... |
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 How many credit cards should a person have? |
| I know having too many is not good for a person's credit score and looks bad to those checking this credit. But not having any credit (such as cards) is not good either. So is it best to have ... |
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 First credit card? |
Just got my first cc ever trying to build my credit since i have none.But iam in need of some advice how exactly does this work? Tips/advice
what is the cash advance limit?
Lets say I... |
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Tamara | How is American Express different from Visa or Mastercard? |
I'm considering switching from Visa to American Express, because they are offering me a much better APR. I'm wondering if it's worth the switch. I'm slightly confused on the difference between an American Express card and a Visa or Mastercard. |
 |
 
Caity.Esq.
 |
The traditional American Express card is technically a "charge card," which means you have to pay the entire balance at the end of each month plus an annual fee. The American Express Blue cards operate much like Visa and Mastercard, in that you have the option to pay a portion of your cumulative bill at the end of each month. All three cards have limits, even AMEX. If you don't want to pay an annual fee in addition to paying the entire balance off at the end of each month, make sure to sign up for the AMEX Blue line. |
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Cort
 |
American Express requires you to pay your entire bill at the end of each month |
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Nancy S
 |
Compare Apples to Apples....
In the old days, both MC/VISA/AE had annual fees, but only MC/VISA allowed you to carry balances and charged interest.
Now MC/VISA's have waved annual fees... and AE is allowing payments w/int instead of balance due in FULL at billing.
Make sure for a reduced rate, you are not paying annual fees. Make sure if you are late on a payment, rates don't increase.
READ before signing!! |
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tre_132mp
|
i am not a hater so i will tell you this so you can make your own judgement. AX cards you have to pay the full bill at the end of each billing period. but the other cards you have a minium balance to pay |
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traffic816
 |
Remember a lot of places don't accept American Express.
-----------------------------------
http://www.bestcreditrates.net |
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Jordan K
 |
There are pretty much the same. Visa, Mastercard, and American Express can be used almost anywhere.
Some of the benefits are different. As you mentioned, the APR's can vary along with the rewards. Plus, American Express usually charges an annual fee. |
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creditknowitall
 |
The main differences are as follows:
VISA is the most widely accepted form of payment, with Mastercard quickly closing the gap. American Express is still not accepted by many merchants.
Many American Express cards require you to pay your balance in full each month.
However when it comes to disputing a charge, you will always have better luck with AMEX than you ever would with VISA/Mastercard. Just don't pay the charge otherwise you are screwed!
Visa and Mastercard have 16 digit account numbers, amex has only 15.
Amex usually offers higher credit lines. Most celebrities have AMEX.
Other than that, they are not really all that different! |
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dientzy1
 |
Its just what he says: a charge card is a card where you have to pay off the full amount at the end of each month, as opposed to credit card, where you only have to pay off at least a minimum fee, and debit card, which just debits it from your account. With American Express you can charge but the balance has to be paid at the end of the month although would be a credit card it would have to be paid like a charge card.
Businesses use them mostly, for tracking expenses and the like. |
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david
|
It all depends on the type of Amex that you want to get. Sometimes they are better than a visa but sometimes a visa can be as good. Just call your banks and then you will know which one is better. |
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Erika
|
Well Visa and Master cards are on creidt and you can pay them back on a monthly basis, American Express you have to pay back the full amounts at the end of the month.I think American Express doesnt have a limit either ( i think thats kinda how it works ) |
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Mike E
|
See the difference here |
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