 Is credit really that important? |
| I am paying off my credit cards and doing away with them. I have no plans to buy a house, rather am saving to buy land outright and building a house on it. Also, I buy my cars in cash and just save ... |
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 What's the best way to re-establish my credit? |
| I had a bankruptcy in '99 and last year I had to use a debt consildator to get my credit card debt under control. I just want to get out of debt and start over the right way. Any ideas?... |
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 What is a good credit card? |
| I am 18. I have no credit. Is it possible to get a 3,000 dollar limit. Who should i go with. What do i look for?... |
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 Credit Cards with Bad credit? |
| I have a daughter who is very sick and we have so many medical bills we need to apply for a credit card but I have bad credit because of what is going on. Is there anything that I can do? I have ... |
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 My mother owes a Jcpennys $300. She lied to me telling me she owed nothing. I refuse to talk to her and decide |
d to let her handle her own stuff . I don't help with the house chores and stuff like that. I am 14 she is 42. Am I doing the right thing?
Additional Details
I try to give her my ... |
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 What does it mean to redeem a gift card? |
| ( i know this question is weird... just answer)... |
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 I used my parent's credit card! Help!? |
| I used my parent's credit card even though they said no! I'll pay them back later, but when they recieve a bill, is the name of what I purchased gonna be on there?... |
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 Fair Debt Collection Question...? |
| I have recieved 3 phone calls from a debt collector who is telling me that I need to contact him immediately because if I don't take action I won't like what will happen. Now, I'm ... |
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 What is the worst that can happen if I simply stop paying my credit cards and ignore the card company? |
| Will I get a CCJ, or will they simply go away and refuse to lend me money again? Or, will someone turn up at my door? Only sensible answers please!... |
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 Do debt collectors have the resources to trace people if they move from the uk to somewhere abroad like spain? |
| I Owe 500,000 pounds in bank loans ect one to natwest bank in uk if i move to spain but inform my family friends not inform the debt collectors if they phone what country i move to surly it will ... |
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| How much debt do you have? I have about $50,000, including a car loan and consumer. (not including mortgage)? |
| Please tell me what your total debt figure is and what does that debt include. (student loan, car loan, credit card, etc) I'm really curious as to what kind and how much debt others have in ... |
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 Paying by pay pal on ebay? |
| do you have to pay any fees to pay by ... |
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 I just recieved a letter from Financial Recovery Services trying to collect on a debt that ....? |
| ....that was written off by the original creditor five years ago. They are asking my to respond or this debt will be valid. What should I do? I know for a fact that this was written off, and I also ... |
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 Debt free!!!? |
I am one credit card away from being consumer debt free!!
Can you congatulate me? You can share your personal experiences as well..
Thank you Thank you!... |
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 Is it really necessary to get a credit card to build credit? |
Neither my boyfriend or I have credit cards. We're both still in college, years from now, we'll eventually need to buy a house.
I've always heard that you HAVE to get a ... |
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 I have a twelve year judgement on a truck I had to give back.A lawyer is bugging me for the money.? |
| Is their a form or letter to get out of this. The lawyer has ask the court for my information of my work and bank account. This is 12 years old. I know I have a judgememt. is stature of limitation on ... |
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swan tips | How is it that Americans can let other people use their credit cards? |
We see it al the time on tv. You seem to be able to assign your cards to other people to use whereas we just can;t do that in the UK unless you have a joint card holder.. even then that person has to be over 18 years old.. doesn't that lead to more credit card fraud? |
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servo46250
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Americans are all about convenience. Some stores don't even require a signature either under $50 or $20, depending on the store.
Some credit card companies allow you to have an 'authorized user' added to the account, which means they can sign for purchases, but aren't responsible for paying it. That's up to the person who IS responsible, if they want that or not.
Does it lead to more fraud? Doubtfully, but those convenience factors where the merchant either doesn't require a signature or doesn't look at the card to verify it sure does. The banks don't care about that though. The amount of fraud isn't high enough to offset the amount of income they get from most of the purchases. Can you believe most people just pay their bill, they don't even bother to look at what was charged! |
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ashley m
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You can do that in this country now if you give the person your pin number,they dont even look at your card in shops the just shove it in the machine and say 'can you enter your pin number and press the green button' like little robots! |
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Lewiy
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It is simply that they don't check the signature. Lived in Texas for a year and never once had my card checked, I could have been anyone. |
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Danny
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they are stupid |
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NC
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There is no assignment involved. Most merchants simply do not have a policy of asking for ID... |
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Joanne L
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cause they r fools |
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Al
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Now that you don't sign at transactions, anyone can use your credit card; just tell them your PIN. Nice and secure! |
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KA
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yep, but my kids can use mine tho' they shouldn't be allowed to. in some stores you don't even have to sign your name- crazy huh? |
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celine8388
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Youre so right...I wouldnt use or let anyone use my credit card |
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Iron Monkey
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You're cute. |
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