 Credit Card? |
| Hello. I got a question about credit card companys. Or why this is happening? My huband has had 3 loans. A truck loan which was a 3 yr loan that we paid of in 2. A personal line of credit that we ... |
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 Can they leagally do this? |
| listen to how my freind caught me using his credit card first off he pissed me off because he did something cruel. i will not mention i then in hand stole and used his credit card he went to the ... |
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 Will we be able to get a mortgage, she has great credit, I don't? |
| My fiance and I are looking at the possiblity of getting a house. She has great credit (700-725 range) but a senior in college so not earning an income. I have a good income but my credit is, well, ... |
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 If you cancel one of your credit cards but have made every payment on time, would your credit score go down? |
| how long does it take for someone to have really good credit...do you need 2 buy a house or car or anything major like that to make it higher??... |
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 Can credit card companies put a lien on social security checks in Ohio? |
| I am on a small disability, can credit card companies take my checks each month, its the only income I have, I live in O... |
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 Buying a House with Bad Credit? |
| I am 27, i have been out of job for a year and now i'm back working at a new job and i live with my parents. I really want to buy a house, i have $30000 in student loans and i'll be adding ... |
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 Private loan (loan shark) in Nottingham? |
| Any ideas for £400 quid? Can't get payday loans!... |
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 Credit card limit increase?!? |
Citi just increased my credit limit from 3K to 4.5K..
I always pay my bill in full and my credit card bill is generally only about 1 or less K per month and I always pay in full. Should I ... |
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 Should I threaten a collection agency? |
| I am a freelance writer who has worked for many years and always been paid appropriately. Recently, however, I had a client who has yet to pay me. It has been over a month and she keeps saying she&#... |
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 What's the chance of me getting a mortgage on 12k a year? |
| I earn approx 12k a year (this changes as it's commission based, but that's about the max). I want to start doing private tuition (music) and will be able to add around 5k approx to my ... |
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 What are legal ways to harrass a person that owes you money? |
Additional Details
I am a small business and do not want to pay a lawyer for court and they owe me $3,000.... |
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 My roomate took my debit card without asking and purchased a cellular phone with it.? |
could she go to jail if its her first offense ever
Additional Details
she never recieved the phone i have it it came in my name could she be charged with ... |
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barnzy | How is the credit crunch affecting your spending? |
are you going out less?
spending less on food shopping?
buying less luxeries? |
 |
 
dusty
 |
I am holding out for the sales because they are going to be great this year with the recession. Shops are bound to reduce things massively. Desperately need some new shoes but no way am I going to pay full price. Actually most things I don't pay full price for - food (BOGOF offers or reduced quick sale stuff), clothes - mostly from charity shops or from ebay. I bike everywhere.
So I am more careful with my money and anybody would be a fool not to be in this climate! |
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GG
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put it this way, im on yahoo answers when im usually on ebay |
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WelshLad
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Not really, when I moved out last year (living on my own with a mortgage), before the credit crunch started - I'm spending the same - meaning I was going out less, and less luxuries etc and my food shopping is tesco value if it's nice. |
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Hold my paw please
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It isn't affecting me, I still do my food shop in Marks and Spencer |
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Debbi (SOC)
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yes
yes
yes
at least y/a is free!
My sister went out for drinks with a friend in London and breezed into all the "celeb" haunts last week and nobody was there! It is affecting everybody. |
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Omstarts
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I have subconcsiously been more careful with what I save, as opposed to what I spend. |
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Jarrett E
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Not at all. I am working my way out from under my debt and have not changed anything. I do not go out very often and keep my spending to minimum, except for the occasional splurge. I am looking to buy a house in about 1.5 years and I will be in a very good position to do so if I keep on my plan. |
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Mrs Bond
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Yes and know.
I have always been on a budget with 2 kids and not being well and on benefits but i have always allowed my self a few luxaries. I save for most of them or my mum gives me the money and i pay her back. Like last week i needed new trainers as mine have holes in them She took me to a decent discount store, Soccer sport also known as sports world, were nothing is at full price, for £50 i brought my son, my partner and me a pair of trainers each and a few winter warmers for on the school run. Now i pay my mum back at £5.00 a week and will make sure i am paid back b4 i borrow more. OK i did not need to borrow £50 but she did say has my son got a hat scarf and gloves and trainers and i saw a decent pair of trainers for OH should have been £70 but were £9.99 my trainers were £7.99 and the rest was spent on son, he also was got a pair of wellys and normal boots.
I still pay my bills i still shop in tescos.
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Djw
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no infact its better people r more carefull wwith there money |
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R T
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It really hasn't changed much. We've always been on a budget and we paid off our house about a year ago so we have no debt. We are just continuing with our money management program.
We do have some cash we would have invested, however we are waiting until the market stabilizes before we do a lot. We are continuing to put money in our 401(k) and Roth accounts though. When the market's down, it's a good time to pick up bargains! |
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Andi, HR Specialist
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less eating out, less driving, colder house, no new clothes, no luxuries unless they are from a garage sale for $1.00. |
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bud
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don`t know why it has to affect people if they are getting paid the same as before, it`s the media thats scaring people into not spending as much. |
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♥ Celine ♥
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We can't afford to put meat on the table so we have to eat more mashed potato's n corn. |
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ragedesign
 |
Yes
Yes
Yes
Only have heating on for 3 hours per day now.
Have also lost my job as it was connected to the building industry! It all sucks! |
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sdc1306
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I'm increasing my spending, I just bought a few banks etc!
- Gordon Brown MP |
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