 Do anyone know of a reputable Credit Repair Agency? |
| I have several charge offs, and collections items on my credit report. I would like to get these items removed. The biggest challenge is with Experian they do not delete anything. I would like to ... |
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 When one has bad credit, is it beneficial to accept the offers of the cards claiming to help rebuild credit? |
| Or if trying to rebuild your credit, would it be better to just start paying on the bills that are delinquent and trying to make a settlement with the company? I had a hard time in the past and was ... |
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 Collections agency ? |
| what should i do if they keep calling me? and they already know my address and what if they come to my house and try to do something? i owe a debt of $1000 gambling online because they gave me free &... |
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 What does payee mean? |
| On a recipt you have to write who is the payee and who is the payer?... |
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 Bankruptcy claimed 2 years ago and credit card that was included is still showing up on my credit report? |
| Please help I'm not sure what I need to do. I just applied for a small personal loan thru my credit union. I was denied because of what they said was a current debit. (A credit card that was ... |
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 How do I improve my credit score? |
| I am trying to buy a house and need to improve my credit and within the next 4 months. What is the best way of moving forward. I only have 2 small negative items, and have never owned a credit card.... |
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 Is is possible to legally remove negative information from your credit report? |
| I know there are websites out there that are scams and say they can get you a new credit report which is illegal, but I have also read that you can get the creditors to remove the negative marks. Is ... |
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 Cashier's check? |
| i just recieved a cashiers check and i was wondering if i could go to any bank to cash it.... |
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 Where can i go to look at my credit score? |
| all of the ones that i come across want a credit card number. after getting myself out of heavy credit debt i cut all my cards and canceled everything once they were paid off. it's been a year ... |
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 My husband and me just received our stimulus check on thursday, we received 600$? |
My firends received 1200$ And they told us we should have received the same amount. Does anyone know what amount we should have received?
Additional Details
My friends do not have kids. ... |
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 Unpaid Credit cards, summonsed to court for wage garnishment, how to stop it? |
| is it possible to stop it . anyone know how this works/ IM totlaly screwed!!... |
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 What to do about debt? |
| Does anyone have any good ideas on what to do with our debt. We have student loans debt, credit card debt, medical bills, tuition, taxes, etc... We had to go down to a single income family due to ... |
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 I got a check for $30 from a person I don't even know. Could it be a scam? |
| I received a $30 check from Paul F Clem and Aaron P Clem in Santa Monica, CA and is from a JP Morgan bank account in Delaware OH. The check was processed from a payment processing cener in Phoenix. ... |
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 Credit Cards With No Credit? |
| I just turned 18 and I want to invest in a credit card, i do not have any previous credit history, so i was wondering if there is anywhere that i can apply for a credit card and actually get one!... |
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 If I requested my first credit report (Experian) does that mean that I am not listed beforehand ? |
| I am interested in using Experian for a credit reoport but I would like to know if by requesting my first credit report I am , in fact, letting Experian create a poor profile of me financially that ... |
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 Bank of America Mastercard vs. Visa? |
| I got my first credit card a couple months ago. It's a Visa Worldpoints card from Bank of America with a 6 month 0% APR promotion. Starting next February, I've been told, my APR will be ... |
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amason1226 | How long after having a credit card is it ok to request a limit increase? |
Assuming you have paid on time and made substantially higher that minimum due payments.
Additional Details
It in fact would be a so to say "temporary fix" for vacation costs. I figure it is safer to do it this way then to carry around cash or what not. Also I'll get points for my purchases, can't get that with cash. Heck of a way to look at it. |
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Jessie H
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Usually 1 year |
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dslandau
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6-12 mos, but if you're really good, they'll do it automatically. One of my mastercards just upped my limit $2,000 -- the 2nd increase and I got the card 18 months ago. |
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Vegan
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There's no restriction on asking. It doesn't hurt to ask, the worst that could happen is that they say no. |
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jen252
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Usually it takes anywhere from 3-6 months of an account being paid on time. Every company varies. It also depends on what is on your credit report. A lot of companies take your FICO score into consideration as well as your other revolving credit lines, their balances and high credit limits. People who have a high balances on their cards are usually considered high risk. |
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Stan W
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Don't do it!
Try to get off credit cards - don't get more dependent on them.
If you can't afford something - you just can't afford it - don't through it on a credit card! |
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hazeltine4
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A minimum of six months, but DON'T DO IT if you already maintain a balance!!!!! Only do it if you know you need the increase for something like a vacation, where you shouldn't carry the cash, but will have a number of TEMPORARY expenses. |
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Jen
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I'd suggest waiting at least one year. If you however consistantly near your credit line, the company might be hesitant to increase the limit.
Why not just pay cash for the item you want? If you can afford to pay more than your minimum, just take the extra and by the new item. |
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Des M
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in the UK, i'd say approx 6 months |
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beauty s
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I would say after 6 months |
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Tim
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Ask whenever you want, it's not like there will be consequences. But make sure you stay within your means. Don't listen to that guy who said to get off credit cards. They're a great way to hold onto a wad of cash until the end of the month to get your interest in the bank. If you have the money to pay, why pay now when you can pay the same later? Gotta consider the time value of your money. |
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Larry M
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6 months for most of them, and then every 3 months after if you make your payments on time. |
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