 How can I build my credit? helppppp? |
I just turned 18 in October and I need helppp!
I can't get approved for credit cards, even the ones that say no credit history credit cards, or instant approval. I've applied for a ... |
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 I want to start building my credit, How do I do this? |
| I'll be 18 soon so how do start building my credit and keep it good?... |
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 My credit score went from 765 to 632. I have 2 hospital bills reported in collections. $953, and $480? |
What happened?
Additional Details
Is that really enough to make it drop so much, or should I check into this? Who would I call, the credit bureau? What is the FASTEST way to correct ... |
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 Need a Bad Credit Loan? |
| I am looking for a loan I have a poor credit score, looking for lenders that are willing to lend rather than waste time saying they do loans when they don't. If anybody has managed to get a ... |
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 How do you get an unsecured loan when you have EXTREMELY bad credit.? |
| I have tried prosper.com as I have seen suggested so many times on this site, but I was turned down. I need $3500 ASAP. I am desperate.... |
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 Terrible credit credit cards? |
My credit is not bad because I can't handle money, I have never had an account open in which I would receive credit if I paid on time or vice versa.
Two medical bills, small $10... |
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 My credit is about 650 and next year i want to refinance home? |
| i have a credit score of 650 got 1 credit card one small loan that will be paid by october and mortgege payment i want my score to be at 750 next year is it possible with these credits or should i ... |
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 I purchased a home for 360,000 paid 50k, down and I now owe 366K on it payments now 2700 a month, suggestions? |
| the lender will not lower the payments or the interest rate and the new appraisal on the home is 330,000. Any suggestions will help I can't afford the payments.... |
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 Credit card question for you folks that 'know better'!? |
| I have 2 credit cards with extremely high interest rates because of past mistakes.. one is for $500, the other for $700...they are nearly maxed out because with the interest I can't get ahead. W... |
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 If you default on your credit card debt, an unsecured debt, why can the bank garnish your salary? |
| I thought a credit card was an "unsecured" debt, meaning they are loaning you money not based on your assets, but on their assumption (based on their research into your history) that you ... |
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 I am 16 years old.? |
| I want to build up my credit , is there any thing that i can get to start building my credit? Like a credit card or a gas card? I would love to hear your answers !!... |
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 I am looking for a credit card for people with really bad credit.? |
| I have really bad credit but am in the process of turning it around and improving it. I am looking for a guaranteed approval credit card. One that doesn't have to have a deposit or where ... |
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 Help Bankruptcy!!!!? |
| Can someone help me out please? I am going to file bankruptcy on my truck and credit card that I have if I file bankruptcy is there anyway that I can keep the truck cause that is the only ... |
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 Question about paying off a credit card...? |
| I am planning to use some of my tax refund to pay off a credit card. One has a $460 balance through Care Credit, with a $500 limit, so I planned to just pay that off but keep the card open of course. ... |
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Terry | How long an unpaid charged off account will stay in my credit file? |
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Cali-Gal
 |
That item will stay on your credit report for 7 years from the date of the first consistent delinquency prior to being charged off. For example: You quit paying this account in January of 2001 and it was charged off in March of 2002, it would drop off in December of 2008.
To learn more about credit and how you can improve it go to:
http://www.myfico.com/CreditEducation/ |
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lizabet17110
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If the accont is sold to a collection agency it could be on there for a long time. They have a tendency to redate the account and then the cycle starts all over again.
Especially if they sell it to Midland Credit Management who is a bottom feeder of the worse kind. |
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1 Hr Bookkeeper
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It actually will stay on six to seven years from the date it was first written off. However, you can have it removed. Check out the article below to see how.
Hope this helps |
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Tim T
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The debt will come off your report in 7-10 years from the date of first delinquency if you pay off the account.
If the dept is unpaid, then the collection agency could keep reporting it to the credit bureaus indefinitely. |
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outlawimmortal2
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7 years |
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GITWITIT
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UNTIL YOU REQUEST IT'S REMOVAL.. |
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happygirl
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seven years ususally. |
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Brandon L
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The record will always be in your credit File in the Credit Bureu System. |
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beauty s
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up to 7 to 10 years.. |
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xBananax
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Depending on the type of negative report (missed/late payment, repo, etc) 7 to 10 years. |
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