 How many credit cards are too many? |
| Is there a certain number of cards that a person should stick to having? Like for examply I have 5 credit cards right, but my total debt/credit line ratio is only like 30%... is this bad?... |
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 If I close the credit card I've had five years, and open another, how does that look credit wise? |
| I've had the same credit card five years, and have never been late with payments. However, I'm planning to pay that card off and have it cosed in exchange for another with lower interest, ... |
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 Doesn't rent count as credit? |
| I've applied at places like Kohl's, Sears, local grocery store, and online. They all say I have no credit. I even got my credit report from one of them and they said I don't have bad ... |
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 Did my coworker get what he deserved? |
| About a month ago I pissed off one of my coworkers and he called me a c*nt. I am not one to get mad, just even. So I let it go, knowing that his time will come. So...low and behold a creditor just ... |
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 I need to know a debt consolidation company for payday loans? |
| I need to pay these check advance places but I need help. Do anyone know of a debt consoldation company that will do this?... |
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 My credit rating is very very poor, I've been paying everything on time but its not improving? |
| I noticed about 8 months ago that my credit score is very poor(511) so I took the nessary steps and got my 3 open accounts up to date I also cleared 2 defaults lately and took my store card below its ... |
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 Which should I pay off first Motorcycle loan or Credit Card? |
| I just got back $2500 on my taxes, I'm going to use it to pay a good amount off but which one should i put it towards to? I have a bike that I owe $3523.99 at 7.25% or the CC which I owe $6023.33... |
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 I want/need a new life, can I leave my debt behind? |
| I've been going through a real low point in my life for a while now. Last year I broke off my engagement when I realised it just wasn't what I wanted. Don't really know what i want ... |
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 What's the best credit card for a new adult (18 years old)? |
| I'm about to turn 18 and I'll need to get a credit card, so that my parents cannot control my money any longer. what is the best kind to get and why (visa vs. mastercard, APR rates, ... |
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 Can you go to jail if you didn't pay your check advance? |
| My friend didn't pay his check advance at a check advance place. He got into a bit of money trouble and can't pay it back. What will happen?... |
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 Does paying your gas or electric affect your credit ? |
Additional Details
as in Gas Bill for Home or Electric Bill for home.... |
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 I've got a "register for electors" letter but am not sure if I should register? |
If I registered, would that mean that creditors could trace me back to my new adress?
Additional Details
I don't want any idiotic answer like "stephanie", just so they can ... |
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 I have no credit. I need a personal loan for about 20,000. Where can i go to apply for a loan.? |
| I live in the Washington D.C. area. Alot of bank will not give me a loan becasue I have no credit.... |
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 If you have debts, who do you blame for them? Yourself, The banks or The Government.? |
| I am curious, I am part of a generation that was brought up to believe that if you couldn't afford something you did without. Today however I have a few theories why people go into debt so ... |
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NONAME | How long can a credit card keep sending you bills? |
I have been receiving a bill from thee same credit card for 14 years, they keep adding interest. i was under the impression that the account was closed in 1992. |
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cvq3842
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Until you pay. |
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frenchvanilla414@sbcglobal.net
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why the hell didn't you look into this along time ago? |
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Ash
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You need to call them that's not right, plus if you haven't been paying it it would have charged off if you weren't sending $. There is prob. a glitch in their system. |
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Tyana
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If there is money owing on the account then yes they can continue to send you bills for the account.
Contact the credit card company to see exactly what is going on. Most bills are done electronically. you mayneed to point the issue out to someone. |
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Melissa L
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UNTIL YOU PAY IT OFF...IF IT WAS SUPPOSED TO BE CLOSED YOU MAY WANT TO CALL AND CHECK THAT OUT....ONE STATEMENT EACH MONTH SINCE 1992...CLOSE TO 160 STATEMENTS AND YOU HAVEN'T CALLED YET. |
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Smitty
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and why haven't you contacted them? |
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George K
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forever if they like. |
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TC1
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till you pay them their money! |
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norsmen
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Hope you have receipts |
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Sandi A
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Call the company and ask them to send you a complete history on the account. Once you receive it, review it and see if there is something weird, like you were at zero, then a year or two later there were some weird charges on it. Then contact them and explain to them that you paid this account off. An account can be closed for years but still have an outstanding balance if you never paid it. I'm suprised they haven't turned you over to a collection agency LONG ago. |
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kit
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As long as you have a balance. If your balance is $0, then you aren't suppose to be receiving bills. |
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mikey
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As long as you have an outstanding balance w/ them. The account can be closed and if you still have a balance, interest will accrue. |
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laneybeans
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holy crap, you should addressed this issues 14 years ago, you're screwed. sucker! |
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ABY
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For as long as you take to pay them. |
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knowitall
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until u pay them or until you declare banckruptcy. that would allow you to have all your debts dismissed. dont worry, they'll call 4ever. after you die, they'll take everything out of your will that would pay for the debt. and if that didnt cover it, they target your kids, wife, parents. whoever they want. get it taken car eof! |
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lady01love
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If you still owe a balance and you have been making payments, they can keep sending you bills until you pay it off or 7 years after you stop making payments, which came first. Please be aware that most credit card companies are now taking people to court which will never go away until you pay them off.
You can also dispute it to the credit bureaus to dispute the change if it's more than 7 years to get it off your account. |
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