 If I make late payments does this affect my credit? |
Sometimes I pay my phone bill or car insurance bill late but I do always pay them every month. Does this affect my credit negatively?
Additional Details
I do pay the full balance owed ... |
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 Debt question.....? |
| I was a stupid teenager who used a credit card to buy tons of expensive things. Now I'm 25 and I'm still trying to get out of the $10,000 hole I dug myself. What's the best way to do ... |
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 How am i supposed to pay for something i want online? |
when i haven`t got a credit card..all i have is a debit card.
Additional Details
Thanks everyone..its the first time i`ve ordered anything online or wanted to should i say.... |
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 How do I go about fixing my credit report? |
| Besides paying current bills on time, do you have any suggestions that will help me get my score up?... |
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 What is the Best, Fastest, Cheapest way to Fix my credit? |
There is a credit repair service upstairs and they write letters to the bureau but its like 1500 bucks for me and my husband?!! I need something cheaper!!
Additional Details
I pay my ... |
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| Collections? |
| i try to work out a deal with my credit card company they did not want to hear it they turn me in to collections and they call me up day and night and at work harrassing me, what can i do , they want ... |
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 Is here any credit card user here.I need Help? |
| My elder bro is a credit card user.He started his first credit card as seplimentry credit card.He uses all his money.to making bank statement,so he collected many credit cards,but all their amout ... |
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 Should i take the loan? |
if i can buy a car today for $5000 and its worth $10,000 in extra income next year should i take a loan from a loan shark at the interest rate of 90% if no one else will give me a loan?
Will i ... |
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 I received a bill for a debt I dont owe? |
| I received a bill from C.C.A. collections in Norwell Ma. today saying that I owe Sprint telephone for A former cell phone that I paid in Advance and cancelled it 2 days before the next bill would be ... |
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 Bad credit. want to earn credit with current credit card? |
i have bad credit. i finally got a credit card and can start earning my credit. i've been told two seperate stories regarding paying for my credit cards payments to earn those credits.
<... |
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 What does ">Charged Off as Bad Debt< " mean on your credit report? |
I am cleaning up my credit report. Should I start with these they are prettyold. Did the company just write thm off?
Additional Details
I saw a couple of comments so I need to say this. ... |
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| Credit cards for awful credit!? |
| I need all the information that I can get! My credit score is like a 580 and I will like to know how I can get a credit card for people with bad credit ? I tried Premier, Orchards, Rewards 660, and ... |
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 Will canceling some of my credit cards effect my credit score? |
| I currently have four credit cards and I only use one of them. I am considering canceling two of the cards I never use, but I want to make sure that this will not hurt my credit score.... |
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 Why is is that employers now use your credit score to determine if they want to hire you? |
| I ask this because for ten years I was in retail management. I had some credit card issues and now, with a low FICA score I cannot find a management job. How can ten years of experience be ... |
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Gem008 | How long can someone keep a check for? |
if someone has a check, and hasn't had the time to cash it yet, how long can someone keep it for, before they aren't allowed to cash it?
Additional Details
I'm the one who has the check. Got it from someone, and I believe it's a personal check. And I got it Feb 1st or 5th, can't remember when exactly, but I know it was around there. I'd look at the check to see what it says, but I don't have it in front of me right now. |
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Jay D
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you can always cash it but you should tell the person whose check it is if you wait a while, they might assume the money has gone and budget accordingly, it is rude to then suddenly cash it and mess up their finances. |
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bm
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6 months. |
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safjbielabglv
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6 months |
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The answer of all answers
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90 days |
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Lillie
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yes, it's 90 days....i think it says it in small print somewhere on the check. |
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FusionXD40
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Usually for 90 Days. But it should tell you on the back of the check, or on the front at the bottom in small print. That is if you are the one we are talking about and have posession of the check. |
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Classy Granny
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For personal checks it's usually six months. If it's a business check they sometimes have printed right on them void after 90 or 120 days. |
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Swoop!
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180 days - 6 months |
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Cold Lithium
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i think its like 3 months |
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jesssends
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legally they have 30 days. typically the bank will still cash the check after that time period but legally it can be disputed. |
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Pessimist
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call to the bank~
it's much safety =) |
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I`m not mean, your just a sissy
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anywhere from 6 months to a year. after 1 year no bank will cash it or accept it for deposit |
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