 Is my mother responsible for debt my father incurred, who has now past on? |
| We thought we had everything covered but just recently we got a call asking when my mom going to pay and how much. Good thing I was here, she told her nothing, but the women said she would call back F... |
|
| Do your medical bills go on your credit history if they are sent out for collection? |
| i heard that medical bills could not be included and doesnt affect your credit rating. Is that true???? I pay my credit cards, mortgage and car on time every month, but I have alot of medical bills ... |
|
 Good credit card with high limit for people with bad credit??? |
| i dont have good credit but i need a credit card with a limit of 1000 dollars perferably, whats a good card to get that will approve me for that limit????... |
|
 I need a good credit card? |
| does anyone know aof an easy to get credit card? I have bad credit and have the orchard, and capital one cards. But their rates are high. Any suggestions? How about gas cards?... |
|
 Who can I talk to about credit repair? I have a 675 score but am being denied for credit.? |
| I own 2 rentals and 1 house. Income is commision about $60,000. I also have about 6 small credit cards totalling about $6000. I want to transfer balances but have been denied. Should I cancel all the ... |
|
 What is an easy credit card to get??? |
| I already have one through my bank, but I'm going to close it. I'm only 20 and as you all know its hard to establish credit. My Credit score is a 690.. which is fair, so why do people with ... |
|
 Do Barclays really over-charge their customers ? |
| Is it just a problem with Barclays or do all banks do it ?... |
|
 Bank incressed my overdraft by £500 without consent! What can I do? |
| I left my job in Dec had no money coming in for a little while the bank decided to up my overdraft limit. Which has now thrown me into debt as I now have a overdraft limit of nearly £1000 i get paid ... |
|
 Is it worth getting a..............? |
| credit card. The reason i asked was because i want to buy a few things over the net but they only want credit card users. I have a debit card but this isn't much ... |
|
 How do I tackle my credit card debt wisely and more efficiently?? |
I have 4 credits cards:
(1) - 3300
(2) - 1000
(3) - 500
(4) - 500
(Hospital Bills) - 600
I make 500.00 a week and I do not pay any rent -- only phone (40/mo),... |
|
 Scared of using cash machine? |
i have a special under 16 debit card from natwest but scared to use a atm because i think people will stare at me, should i go for it or only go when no-one is around?
Additional Details
... |
|
 Am I responsible for my husbands credit cards if they are not in my name? |
| Am I responsible for my husbands credit cards if they are not in my name? I just discovered that he is $23,000 in credit card debit. He didn't tell me, I found the bills hidden in his desk ... |
|
 I was issued a judgement for credit card debt. Can they take money from my bank account if its shared.? |
| I was told today by the credit card company attorney that they could take money from my bank account i recieve child support by direct deposit, and that is my sole source of income . Can they do that ... |
|
 How do i get approved for credit? |
| Im trying to build up my credit history but ive tried about 5 credit card and non approved me. i even tried a credit card that says it will approve credit for people with "Fair Credit". im 1... |
|
 Can you have more than one credit card? |
| as in..more than one kind of visa or mastercard..or any ... |
|
|  |
Alan O | How long does a credit card refund take? |
Hi, I have just got a credit card last week and I bought something from Topman on the Wednesday, and took it back the next day, my card doesn't offer internet banking, so I called today to ask if the money had been refunded and they said yes it went through on Thursday but the balances don't seem to add up, and I also thought a crdit card refund never went through straight away??
Additional Details
I just called them and they said the refund goes through instantly, so do you think it has been authorised but the money is yet to be added them to my funds? |
 |
 
amaya7
|
It can take up to 30 days but usually occurs in 3-7 days |
|
lehanrony
|
between a bill cycle like 2-3 weeks. |
|
M1
 |
It's like putting a cheque in the bank, it shows on your account but not on your available funds for up to 7 days. |
|
leigha
|
if they say instantly it shoulb be there by next working day, otherwise could take upto 10 days. See if the item is on your statement as a credit, as the bank to look for it, they can tell you there and then |
|
jojo78
|
it takes about three days |
|
Expert Realtor
 |
I would probably give it another 3 to 4 business days, then check again. It always seems like money is debited from credit cards much faster than it is credited back.
However, the bottom line will be when you receive your monthly statement, and I would wager that if you just received the card, at the end of your first billing cyle, your bill will show the amount you charged, plus the amount of the refund, and the final amount should be correct.
You should be fine. Just be sure to keep your charged, and refunded receipts, just in case. |
|
spudmunkey
|
Refunds can take up to 72 hours, depending on how closely related your bank is to the store's bank. I've seen them come though the next day, as well.
If you balance doesn't make sense (which you should be checking regularly, anwyays) follow up. Ask for a faxed statement, or get one from the brick-and-mortar bank.
You may have two types of balances, though. There will be the absolute amount you have in the account, and another number which is what you have available. For instance, sometimes if you send in a check that's over $100. They will put the first $100 immediately towards your balance, but the remainder will be kept aside until the check for-sure clears.
Also, sometimes if a store rings through a transaction, and "voids" it the same day, your real balance will be what it should be, but the funds from this transaction will still be "held" from you for a day or two, which gives you your "available funds" or some other like-meaning name. |
|
lulu
|
7 -10 days |
|
pdevans1963@rogers.com
 |
if you were refunded from the seller , then as long as the seller takes to submit the refund order.
but if you are trying to negate a sale made in bad faith then many weeks may pass before the credit card company will come through |
|
Abyss Of My Mind
|
No it usually takes 48 hours (at least) to refund onto your card.
But-
It depends on the bank. Phone them and ask them.
I would also suggest to sign up for Internet banking, as is a brilliant way of managing your account.
(I assume your on-line as your on y-answers)
Also
Beware of the banks, they mess things up quite frequently so keep an eye on their antics. |
|
Stephen A
|
Credit / Debit cards take seven working days to be refunded |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 38 minutes(s) ago
| | | |
11 | 50 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
12 | 7 hour(s) ago
| | | |
11 | 11 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 3 day(s) ago
| | | |
11 | 1 week(s) ago
| | | |
10 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
