 Credit cards? |
| anybody know any websites where i could apply for a credit card with a poor credit rating?... |
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 $1600 Credit Card Debt.... help please? |
Alright, so I've been bad with my credit since the beginning of my last relationship. Brainfart.
Anyways, so my credit is fairly bad and I really want to get myself out of debt but ... |
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 Getting paid? |
| If our company gets paid on the 15th and last of the month. When those days fall on a weekend we get paid that friday....so if new years eve is a holiday and falls on a monday do i get paid on the 28... |
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 If i leave the country with debts can i still be chased abroad. can i leave debts here and start fresh.? |
| I was left with debts when my business failed two years ago. my ex buisiness partner hasn't paid any of the debts but we're jointly and severably liable. I have the opportunity to leave ... |
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 I never had a credit card.? |
| I never had a credit card but I need to get one for emergency use only. Every time I apply for one I am denied. I dont think I have any credit history. Can someone tell me what site will approve me ... |
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 What credit card is the best for a first time credit card? |
| I'm am going to be applying for my first credit card. I will be working for a family member and I will be shipping stuff via fedex. I can use my bank card but I want to start building credit, ... |
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 Bankrupt! Need a debit card!? |
| I know a friend who was declared bankrupt 5 months ago, and he would really like a debit card for shopping online etc. Do u know of any banks that would issue one?? P.s not concerned about overdraft ... |
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 Why does PayPal require a Social Security # to receive more then $500 a month? |
| I love paypal for it's convieniance but why is it that they require a SS # to get your money out if it's more then $500 a month?... |
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 Why do credit card companies give out rewards? |
Is it because more people are likely to get into debt, or because those companies want to dominate financial transactions?
Additional Details
Please, look at this from the perspective of ... |
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 Is it bad too have a lot of credit cards? |
Additional Details
I have two regular credit cards and two department store credit cards. I want to make sure that I dont get myself in trouble. I have never left a balance on any of ... |
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 How to get creditors off your back? |
Do I need to call them all and set up a payment plan?
Ignore them until I have enough to pay them one at a time?
Yell them out until they give up on me?
I just dont know how to ... |
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 Paypal Problem! SCAM?????? |
My Paypal Account says i need to verify my address, so i did....by phone! but they said it didn't work, so they are now asking me to send documents and statements to verify my address!!!
... |
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 Your card will not be charged until merchandise has shipped.? |
Your card will not be charged until merchandise has shipped.
Does this mean..
A) My card will be charged whenever my items are ready for shipping
or
B) My ... |
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 How can I get out of debt and repair my credit while unemployed? |
| I'm 30-something, have been unemployed for 4 months, ran out of money and am close to being booted onto the streets. By trade I'm in IT/Customer Service but am having a hard time finding a ... |
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 Can a debit card be used in paypal? |
| can a debit card function like a credit card with paypal, can it function like a credit card and can i buy online with it internationally?... |
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andy a | How long does a debt stay on your credit rating? like, lets say i owe target, how long before it expires? |
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Studly
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Andy,
Negative items can only stay on your report for 7 years, beginning from the day of the delinquency.
Be carefull to check this date on your credit report, and collection agents are very good at "re-aging" the debt to a later date, such as the charge off day, or the day the received the file.
If they do this, dispute it. If they won't take it off or change it, you have an excellent small claims lawsuit and can get $1000 for very little effort.
Good luck |
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Danielle M
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7 years. If you've let it get into bad standing, even if you pay it, it'll remain for that long. |
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-*
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Yeah, thats right Andy....You can go buy a bunch of crap with someone elses money, don't pay for it, and in seven years it just goes away......I wonder how much longer this game can go on....itz simply amazing how you people buy stuff and it becomes someone elses problem. |
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rhett_madison
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7 YEARS
TITLE 15 USC SECTION 1692g (b) HELPS BIG TIME IF YOU KNOW WHAT YOUR DOING. |
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Paula A
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7 years unless they get any money from you before that then it starts all over again |
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DaMan
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Negative information regarding creditors must drop within seven years EXCEPT tax liens which stay on FOREVER (or until paid)!
Please note that when a tax lien is paid -- it stays as on your credit report for SEVEN years. Then it is removed from your report. |
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dreamscorporation
 |
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan
however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is:
http://umgarticles.atspace.com/debt-consolidation.htm |
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jardin
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I don't think it ever expires.
There are companies that buy debt. For example, Company does not receive money owed. After a certain amount of time, Company sells the debt to an agency for, say 50 cents on the dollar. Company gets some of the money owed and clear their books.
The debt is now owned by a new company and the new company is all about making a profit. They bought the debt for 50 cents on the dollar and they will attempt to collect all of the money because they want to make a good profit.
You need to pay the debt or it will follow you everywhere. |
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chance006
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It takes seven years for a bankruptcy to get off of you credit report or a bad debt that a company has written off. If the company keeps it as a current debt or refers you to a collection agency it could stay on their forever. You need to pay it or hope they forget you owe it. I would not count on them forgetting. |
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Link_The_World
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7 years |
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Wounded duckmate
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Pay it!!!! |
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