 I have been contacted by yahoo that I have won (250,000,00) USD? |
| and a person named Barister Adam Adamu is calling me to send Euro 485 to coolect the prize. Shall I do ... |
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 How do I go about declaring myself bankrupt? |
And what's involved? How much does it cost? How long will I not be able to apply for credit?
Additional Details
Some of you people really need to confirm the information you are ... |
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 If a co-signer of a loan files Bankruptcy, does it affect the other's credit rating? |
| I think the question speaks for itself, but my mother=in-law has a situation where she co-signed a loan a number of years ago for someone's car. He's missed payments and basically screwed ... |
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 How long does it take for a car loan to appear on your credit report? |
| My husband and I both need new cars. We have an average credit rating. Will the 1st car purchase (we will have a down pymnt) make it harder for the 2nd car loan (w/ $4000 down & trade in worth $8... |
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 What is a good way to get good credit? |
| im still in high school and im turning 18 soon and i have a job, is it possible for 18 year olds to start building their credits record? if yes how? im thinking on opening a bank account as soon im 18... |
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 Can or when will i be able to get another home loan? |
| it will be a year in november when i bought my house. i want to move and my father who has poor credit and can not get a loan wants to buy my house. is there any way i can owner finace and still be ... |
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 Bankruptcy .......I need help please : (? |
| I have a huge bad debts that mount up over the years. I am in really bad shape and every month I'm just servicing the minimum sum for over 10 credit cards and 5 overdraft facility. Am at the ... |
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| If someone dies and they have a lot of debt, can creditors go after that person's children to collect? |
Is there something that should be done as a child of the deceased to protect your credit, assets, savings, etc?
Additional Details
The deceased was not married, but had a live in ... |
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 Debt settlement or bankruptcy? |
| Just finished school, and right now i cant pay all my bills, my credit sucks, and not sure what i should do. Is it better to do debt settlement, or bankruptcy, or just like the bills continue to go ... |
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My credit score was not perfect because I had "TOO MANY INQUIRIES W/IN THE PAST 12MOS".
I don't get it, I have not applied for credit cards, so who would be inquiring? & how ... |
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 What is the best card for me, AMEX or visa? |
| Im gonna be going to college and which one has the best rewards and cheapest to ... |
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 I'm 21 and need to build credit? |
I'd like to build some credit. As of now I have a checking account and have had a phone contract since I was 16.
What else can I do to build credit? I know a credit card... but I'... |
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| also would like to be linked to a frequent flyer program and have a high limit as for company use...... |
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| I am a college student trying to establish credit and am looking for a card with a low fixed interest rate. I don't know where to look because there are so many choices out there. Are there any ... |
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xJenax | How long does bankruptcy stay on your credit? |
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 |
 
QueenOfNoise
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A Chapter 7 bankrutpcy may display on your credit for 10 years from the date of filing. Chapter 13 may stay for 10 yeas also, but it is customary for those to be removed after 7 years.
Here is more specific advice and input from various FAQ Farmers:
* Seven to ten years from the date of discharge.
* All discharged bankruptcies whether a state or federal filing remain on a CR for 10 years. A dismissed chapter 13 remains for 7 years, a dismissed chapter 7 remains for 10 years.
* Chapt.7-11-12 will remain for ten years. A chapter 13 will remain for seven years if successfully completed, for 10 years if dismissed.
* Ten (10) years for a discharged chapter 7 or 13. Seven (7) years for a dismissed chapter 13, ten (10) years for a dismissed chapter 7.
* Although it is true that the federal Fair Credit Reporting Act does provide that bankruptcy entries will remain for 10 years, there are some creditors that will only leave a chapter 13 bankruptcy on your record for 7, rather than 10 years. They do this to encourage people to pay part of their debts rather than discharge it all under a chapter 7. More importantly, the effect of bankruptcy on one's ability to get credit is vastly overstated. The key to getting the credit you need has far more to do with the amount of present income you have rather than any negatives on your credit report. In short, if you have good present income, the creditors will look past your credit report to your wallet in the sense that it is possible, even with a bankruptcy on one's record, to get credit for cars and new credit cards as soon as you are discharged in a chapter 7 (about four months after you file), and after a year or so, you can even get a mortgage on a house. They may not give you the best rate, but if you have good present income, even a person with a bankruptcy on their record can get the credit they want in almost all cases.
* You will not qualify for a FHA until a chapter 7 has be discharged for 2 years. A chapter 13, you will only have to wait a minimum of 1 year from filing date. |
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Worldly25
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7 or 8 years |
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akagan09
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10 years max |
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RAE♥N.Y.
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7-10 years the Maximum |
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afuljon
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7 years |
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malbwena
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10 years |
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New Allboeing
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hmm niOOPS!THATS PRIVATE!your answer is on the ask mike section of the ya blog or the ya homepage has a link to the exact full story about it. |
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.:JuSt A GiRl:.
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i think it's like 7-10 years |
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jimulik
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I Tthink it stays on your record for 10 yrs. |
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PuzzleMe
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min. 5 years and 7 - 10 years gone.
You will start to receive credit offer after 5 years usually. |
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