It doesn't look like my student loans show up as part of my monthly debt when applying for a loan. I have been in forebearance, but do pay each month and am just recently able to start paying ...
I live in mississippi and the collector said he could legally speak to me about it, my hubby has not authorized this. The thing is i am not on the account and he is telling me when the last time my ...
i have some old bills on my credit history...some are over 5 years....others that are more recent i would like to pay off but in a way that makes my credit better...or anything that will get my ...
I've had A+ credit for 30 years, for some reason I missed paying a $50 debt to a department store for 4 months. I have no idea why I didn't pay it, I don't do that, except this time ...
I'm 18 years old and have a savings and checking account. I have a steady fulltime job that pays me 400 a week (gross pay). I've applied for credit cards--regular major cards, student ...
My bank is so stupid.Last night I checked our account and there was quite a lot of money in there when I woke up this morning.I was in overdraft.I have made 2 deposits to cover this amount and they ...
I get paid on the 25th and have to work everyday till then, I live in london and its extremely expensive. I have nothing and im not sure what to do as i can't get an overdraft or loan because i ...
Its my first credit card and first payment is due 4th on next month the limit is $300 and alredy have spent $200 is it ok to bay before its due date if i do it will it still improve my credit or ...
To make a long story short, I tried to get my credit report information online from annualcreditreport.com, and it asked those personal questions confirming who you are. It asked what company i took ...
I believe my sister used my daughter's name who is 5, to obtain a credit card. The purchases where around 300.00. I am not going to press charges. But does anyone know what will happen during ...
I recently pulled of my credit report for the first time in 3 years. It is pretty bad. I wasn't sure if I should us a clean credit company to help get my credit score back up....how does that ...
i have so many things i want to buy online that arnt avalible in stores but my parents wont let me use thier credit card...is there ANY way to get the things i want? Additional Details ...
chrisandmell90
How long does it take for bankruptcy to fall off your credit report?
It takes seven years for bankruptcy to fall off your credit report. To help recover your credit score. Try getting a reasonable credit card, charge things and and pay it off in full each month. This will help try to even out the nastiness of bankrutcy
Fuzzy
It actually depends on the state, I believe. Some it will be on your credit report for seven years for some ten years. Since last year I know that there have been new bankruptcy laws put into place. It makes it harder to file.
Filing bankruptcy should be your last resort. Cause it's a long hard climb to get that back again.
Good luck!
One Sly Look
7 years
Ricky Lee S
7 yrs that chapter 7 I did that 2 yrs ago
STEVEN F
Bankruptcys may be reported for 10 years. Other negative info for 7 years.
rb_cubed
It usually takes 7 to 11 years. And yet there is still a chance that a diligent inquiry would reveal a past bankruptcy.
Not a wise thing to declare bankruptcy. Work with your creditors to clear up your debts.
And stop spending so damn much money. If you don't have the money in the bank, don't buy it.
SweetBrunette
Usually it is 10 years. Rarely is 7 years. It depends when you filed and which Chapter of the bankruptcy.
gentle giant
I think it's 10 years.
futurehero5200
10 most cases
A B
It was 7 when I filed in 1999 on medical. The law has changed since then and now it is on my report for 10 years, which really sucks!
BWLJ
7 years although I did read in some states it can stay for 15
Pipers02
7 years...................2-3 years for you to be considered for decent loans